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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 14 daysPrice drop · $25,001 off (-3.0%)

    440 Duke Street W

    Kitchener, ON·N2H 3Y8·Near Wilhelm St

    • 4 beds
    Kitchener real estate›X13450140
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 440 Duke St W, where timeless century-home charm meets modern living. Beautifully renovated in 2021, this exceptional 4-bed, 2-bath home offers the perfect blend of character, craftsmanship, and contemporary design in one of Kitchener's most desirable central locations. From the moment you step inside, you'll appreciate the thoughtful renovations and stylish finishes throughout. The bright, inviting interior features engineered hardwood flooring, a stunning quartz kitchen, renovated bathrooms, custom built-ins, updated lighting, and a seamless flow designed for modern family living. A 3-season family room extends your living space and creates the perfect setting for morning coffee, entertaining, or relaxing while enjoying views of the expansive backyard. Set on an impressive lot stretching over 230 ft deep, this property offers a rare amount of outdoor space in the heart of the city. The fully fenced yard provides endless possibilities for gardening, playing, pets, and outdoor gatherings. The access to the Spur Line Trail creates a unique connection to nature, walking, and cycling just minutes from your backyard. With 4 generous bedrooms, 2 beautifully updated bathrooms, basement storage, smart-home features, a 4-car driveway, EV charger, and numerous mechanical upgrades, this home is truly move-in ready. Located just minutes from Downtown Kitchener, Uptown Waterloo, the Innovation District, Victoria Park, restaurants, cafes, shopping, schools, walking distance to Go Transit, Via Rail, future Kitchener Central Transit Hub, major commuter routes, and with proximity to Midtown Waterloo Regional Health Network, you'll enjoy the best of urban convenience while coming home to the warmth and character only a century home can offer. A rare opportunity to own a beautifully restored character home on an extraordinary lot in one of Waterloo Region's most connected and vibrant neighbourhoods. This is a home that must be experienced in person to be fully appreciated.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 29, 2026Price reducedCurrentReduced$799,999−$25,001 (3.0%)X13450140This page
    Jun 16, 2026ListedCurrentFor sale$825,000 —X13450140This page
    Jun 2, 2026Previously listedTer$799,999 —X13229548View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 440 Duke Street W
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Library
    • Park
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,930
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $362
    0.54% mill rate · ON
    The market

    How this home sits in the Kitchener market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kitchener market right now

    Average sold price, days on market, and closed-transaction count for Kitchener — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Kitchener market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 440 Duke Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 440 Duke Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 440 Duke Street W listed for?

      440 Duke Street W is listed at $799,999 on the MLS® (listing X13450140). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 440 Duke Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $799,999
    $0 / sqft · MLS® X13450140
    Chat Zara
  7. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Kitchener.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Beautifully renovated in 2021, this exceptional 4-bed, 2-bath home offers the perfect blend of character, craftsmanship, and contemporary design in one of Kitchener's most desirable central locations.
    • The bright, inviting interior features engineered hardwood flooring, a stunning quartz kitchen, renovated bathrooms, custom built-ins, updated lighting, and a seamless flow designed for modern family living.
    • A 3-season family room extends your living space and creates the perfect setting for morning coffee, entertaining, or relaxing while enjoying views of the expansive backyard.
    • The fully fenced yard provides endless possibilities for gardening, playing, pets, and outdoor gatherings.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private
  9. Interior

    5
    Basement
    Unfinished, Full
    Family room
    Y
    Kitchens
    2
    Total rooms
    5
    Laundry level
    Lower Level
  10. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  11. Lot & land

    2
    Year built
    100+
    Zoning
    R24355
  12. Listing & possession

    3
    Occupancy
    60 - 89 Days
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Kitchen
      7.5 × 12.9 ft
    • Family Room
      13.8 × 24.6 ft
    • Foyer
      6.8 × 12.9 ft
    • Dining Room
      11.7 × 12.9 ft
    • Living Room
      12.3 × 12.9 ft
    • Bedroom
      12.8 × 11.7 ft
    • Bathroom
      3 Pc Bath
      7.7 × 5.4 ft

    Second level

    4 rooms
    • Primary Bedroom
      12.3 × 12.9 ft
    • Bedroom
      Combined w/Office
      6.8 × 9.5 ft
    • Bathroom
      4 Pc Bath
      10.3 × 5.4 ft
    • Bedroom
      12.3 × 12.9 ft

    Basement level

    3 rooms
    • Other
      19.6 × 12.9 ft
    • Other
      11.2 × 15.7 ft
    • Utility Room
      19.5 × 12.9 ft
  14. School
  15. Public Transit
  16. Combined estimate
    $4,292
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,930
    /mo
    based on the purchase price of $799,999
    $160,000 cash
    $639,999 financed
    $539,047 total interest
    Monthly payment$3,930/ month
    Principal54%$639,999
    Interest46%$539,047

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kitchener

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 168 Lydia Street
      Sold
      Sign in for price
      168 Lydia Street
      Detached
    • 231 FALLING GREEN Crescent
      Sold
      Sign in for price
      231 FALLING GREEN Crescent
      Detached
    • 26 Pinedale Drive
      Sold
      Sign in for price
      26 Pinedale Drive
      Detached
    • 31 Glen Lake Crescent
      Sold
      Sign in for price
      31 Glen Lake Crescent
      Detached
    • 491 Veronica Drive
      Sold
      Sign in for price
      491 Veronica Drive
      Detached
    • 130 Moore Avenue
      Sold
      Sign in for price
      130 Moore Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    440 Duke Street WThis home4 / 211,001,500$799,999ask———
    168 Lydia Street3 / 21,500—
    231 FALLING GREEN Crescent4 / 41,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kitchener

    Active listings within ±20% of this asking price.

    • 57 Maplewood Place
      $799,900
      57 Maplewood Place
      Detached 3 3
    • 580 Weber Street
      $649,900
      580 Weber Street
      Detached 3 2
    • 140 Peter Street
      $649,000
      140 Peter Street
      Detached 3 2
    • 784 Elizabeth Street
      $674,900
      784 Elizabeth Street
      Detached 3 2
    • 83 Frankfurt Street
      $879,000
      83 Frankfurt Street
      Detached 3 3
    • 58 Reyburn Avenue
      $869,000
      58 Reyburn Avenue
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of REAL BROKER ONTARIO LTD. · displayed on Summitly per MLS® data-share rules

    440 Duke Street W is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 440 Duke Street W built?

    440 Duke Street W was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 440 Duke Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 440 Duke Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 440 Duke Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $799,999 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 440 Duke Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 440 Duke Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 440 Duke Street W in?

    440 Duke Street W is in Kitchener, Kitchener. The 'Neighbourhood' section below links to the live Kitchener real estate hub with average sold price, days on market, and current inventory.

  26. Is Kitchener a good place to live?

    Kitchener is one of ON's actively-tracked Summitly markets. The full Kitchener real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 26 Pinedale Drive
    3 / 3
    700
    —
    31 Glen Lake Crescent4 / 32,000—
    491 Veronica Drive3 / 31,100—
    130 Moore Avenue4 / 21,500—