Imagine waking up and sitting on your covered front porch, sipping coffee and relaxing with a breathtaking view of Lake Ontario. This 1580 ft. bungalow, built by award-winning Fidelity Homes, makes that dream a reality. With a beautifully designed main floor with primary bedroom, attached en-suite, and walk-in closet, plus another bedroom and full bath, this home has it all. The open-concept living area features a fireplace and walkout to the back deck. Entrance into house from the attached 2 car garage. The finished basement includes a rec room, two bedrooms, laundry room, and a full bathroom(approximately 1125 sqft). Situated on a 2.7 acre corner lot, you'll enjoy walking distance to the lake and easy access to town or the 401. This pre-construction home comes with a 7-year Tarion warranty and top-quality craftsmanship, allowing you to customize every detail to fit your wish list or enjoy the beautiful preselected custom cabinets, upgraded flooring, finishes and quartz countertops! (HOME IS NOT BUILT YET) Listing price reflects expanded HST new residential rebate for eligible purchasers.
2 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $733 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 440 Victoria Beach Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1500-2000 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Full
Lot & land
Lot size (sqft)
2.7
Listing & possession
Property style
Bungalow
Property class
Detached
440 Victoria Beach Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$5,404
/mo
based on the purchase price of $1,100,000
$220,000 cash
$880,000 financed
$741,191 total interest
Principal54%$880,000
Interest46%$741,191
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Cramahe
Other 2–3 bed homes for sale in Cramahe around $1.1M.
Average days on market88Homes sold in about 88 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings93Homes for sale here right now.
Median vs prior 90 days−9.4%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 50 sales from Jul 25 – Oct 23, 2026 (29 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 440 Victoria Beach Rd
How much is 440 Victoria Beach Rd listed for?
440 Victoria Beach Rd is listed at $1,100,000 (MLS® X12381431). Summitly updates the price as soon as the MLS® record changes.
Is $1,100,000 a good price for 440 Victoria Beach Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Cramahe. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 440 Victoria Beach Rd changed?
Yes — it was first listed at $1,219,000 and is now $1,100,000, a drop of $119,000 (9.8%).
How many bedrooms and bathrooms does 440 Victoria Beach Rd have?
440 Victoria Beach Rd has 2 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Cramahe.
How much would the monthly mortgage be on 440 Victoria Beach Rd?
About $5,404 a month — principal and interest on $1,100,000 with 20% down ($220,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 440 Victoria Beach Rd compare with other homes in Cramahe?
Its asking price of $1,100,000 is about 72% above the median sold price in Cramahe over the last 90 days, $641,084, across 50 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 440 Victoria Beach Rd been sold before?
Summitly has no earlier MLS® sale or lease of 440 Victoria Beach Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 440 Victoria Beach Rd?
440 Victoria Beach Rd is in Cramahe, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 440 Victoria Beach Rd been on the market?
415 days — 440 Victoria Beach Rd was listed on September 3, 2025.
What is the price per square foot of 440 Victoria Beach Rd?
About $550 to $733 per square foot: the asking price of $1,100,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 440 Victoria Beach Rd have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 440 Victoria Beach Rd have a basement, and is it finished?
