Welcome to this well-maintained, first-time-on-the-market 3-bedroom main floor condo-perfect for families, downsizers, or anyone seeking convenient, comfortable living. This bright and spacious unit offers an ideal layout with three generously sized bedrooms. The primary bedroom features a walk-in closet and a private 2-piece ensuite. Enjoy the ease of main floor living with no stairs, along with the added convenience of in-suite laundry. The functional kitchen and open living/dining area create a welcoming space for everyday living and entertaining. Located just minutes from shopping, dining, and essential amenities, this condo is within close proximity to the mall, making errands and outings quick and easy. Don't miss this rare opportunity to own a lovingly cared-for unit in a desirable location.
3 bedrooms, 2 bathrooms, about 1,000 sq ft, works out to roughly $375 per square foot. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 440 Wellington St #123
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
1000-1199 sq ftas stated on the listing
Parking
1 space
Basement
None
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
440 Wellington St #123 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,842
/mo
based on the purchase price of $375,000
$75,000 cash
$300,000 financed
$252,679 total interest
Principal54%$300,000
Interest46%$252,679
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 3-bed homes for sale in St. Thomas around $375K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings255Homes for sale here right now.
Median vs prior 90 days−2.9%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 239 sales from Jul 24 – Oct 22, 2026 (163 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
1 for sale at 440 Wellington St — plus its sale and lease history.
440 Wellington St #123 is listed at $375,000 (MLS® X13032342). Summitly updates the price as soon as the MLS® record changes.
Is $375,000 a good price for 440 Wellington St #123?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 440 Wellington St #123 changed?
Yes — it was first listed at $385,000 and is now $375,000, a drop of $10,000 (2.6%).
How many bedrooms and bathrooms does 440 Wellington St #123 have?
440 Wellington St #123 has 3 bedrooms and 2 bathrooms, with about 1,000–1,199 square feet of living space. It is a condo in St. Thomas.
How much would the monthly mortgage be on 440 Wellington St #123?
About $1,842 a month — principal and interest on $375,000 with 20% down ($75,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 440 Wellington St #123 compare with other homes in St. Thomas?
Its asking price of $375,000 is about 29% below the median sold price in St. Thomas over the last 90 days, $525,000, across 239 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 440 Wellington St #123 been sold before?
Summitly has no earlier MLS® sale or lease of 440 Wellington St #123 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 440 Wellington St #123?
440 Wellington St #123 is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 440 Wellington St #123 been on the market?
183 days — 440 Wellington St #123 was listed on April 22, 2026.
What is the price per square foot of 440 Wellington St #123?
About $313 to $375 per square foot: the asking price of $375,000 over the 1,000–1,199 sq ft the listing gives as its size range.
Does 440 Wellington St #123 have parking or a garage?
Yes — the listing gives 1 parking space.
Does 440 Wellington St #123 have a basement, and is it finished?
The listing says 440 Wellington St #123 has no basement.
