441 Elgin St is a 3-bedroom, 2-bathroom duplex in Ottawa, listed for $625,000. It has 2000-2500 sq ft of living space.
1Spacious duplex in the heart of downtown Ottawa, steps to the Rideau Canal and the many services and amenities on Elgin Street.
2The two level main floor 2 bedroom, 1.5 bathroom home @ $1,850/month (including hydro and water) features an open concept living/dining room with a wood burning fireplace and a second level family room.
3The upper unit one bedroom unit is rented @ $1,050/month (including water).
Spacious duplex in the heart of downtown Ottawa, steps to the Rideau Canal and the many services and amenities on Elgin Street. The two level main floor 2 bedroom, 1.5 bathroom home @ $1,850/month (including hydro and water) features an open concept living/dining room with a wood burning fireplace and a second level family room. The upper unit one bedroom unit is rented @ $1,050/month (including water). Both tenants are on a month to month lease and wish to remain in their homes. Water cooled air conditioner. Lower level laundry facilities. One car parking. Many recent improvements including a flat roof replacement / skylight in 2025. Minimum 24 hours notice required for all showings. Showings only permitted Monday to Friday 10:00 am to 5:00 pm, Saturday & Sunday 10:00 am to 4:00 pm. Minimum 48 hour irrevocable required on all offers (POA out of the country). No representations or warranties as owner lives out of country.
3 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $313 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 441 Elgin St
Every detail from the listing, in one place.
Type
Duplex
Style
3-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
1 space
Basement
Unfinished
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
3-Storey
Property class
Duplex
441 Elgin St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14179594$625,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 441 Elgin St Compares to the Ottawa Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
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An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,070
/mo
based on the purchase price of $625,000
$125,000 cash
$500,000 financed
$421,131 total interest
Principal54%$500,000
Interest46%$421,131
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Ottawa
Other 3–4 bed homes for sale in Ottawa around $625K.
Average days on market42Homes sold in about 42 days on average.
Sale-to-list ratio96.9%On average, homes sold below asking.
Active listings236Homes for sale here right now.
Median vs prior 90 days−3.1%Compared with May 17 – Aug 15, 2026: prices down.
Based on 119 sales from Aug 15 – Nov 13, 2026 (126 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 441 Elgin St
How much is 441 Elgin St listed for?
441 Elgin St is listed at $625,000 (MLS® X14179594). Summitly updates the price as soon as the MLS® record changes.
Is $625,000 a good price for 441 Elgin St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Ottawa. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 441 Elgin St changed?
No — 441 Elgin St is still listed at its original asking price of $625,000.
How many bedrooms and bathrooms does 441 Elgin St have?
441 Elgin St has 3 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a duplex in Ottawa.
How much would the monthly mortgage be on 441 Elgin St?
About $3,070 a month — principal and interest on $625,000 with 20% down ($125,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 441 Elgin St compare with other homes in Ottawa?
Its asking price of $625,000 is about 45% above the median sold price in Ottawa over the last 90 days, $430,000, across 119 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 441 Elgin St been sold before?
Summitly has no earlier MLS® sale or lease of 441 Elgin St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 441 Elgin St?
441 Elgin St is in Ottawa, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 441 Elgin St been on the market?
441 Elgin St was listed today (November 13, 2026).
What is the price per square foot of 441 Elgin St?
About $250 to $313 per square foot: the asking price of $625,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 441 Elgin St have parking or a garage?
Yes — the listing gives 1 parking space.
Does 441 Elgin St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
