Welcome to this semi-detached home in New Hamburg, offering 3 bedrooms, 2 bathrooms and a single-car garage. A great floorplan with an open main floor and lots of natural light makes the home feel bright and functional. The main floor features carpet-free flooring throughout and an updated kitchen. The living room provides direct access to the backyard, with an impressive almost 160-foot-deep lot offering plenty of outdoor space. The full basement offers additional space and is ready for someone to finish and make it their own. Located in charming and family friendly New Hamburg, enjoy a sweet downtown with great local shops, dining and everyday amenities. With direct access to the expressway, Kitchener-Waterloo is approximately 20 minutes away, making this a convenient location for commuters.
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $541 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.
Inside 442 Joseph St
Every detail from the listing, in one place.
Type
Semi-Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
2 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Semi-Detached
442 Joseph St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14081316$595,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 442 Joseph St Compares to the Wilmot Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,923
/mo
based on the purchase price of $595,000
$119,000 cash
$476,000 financed
$400,917 total interest
Principal54%$476,000
Interest46%$400,917
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Joseph Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 442 Joseph St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 442 Joseph St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Wilmot
Other 3-bed homes for sale in Wilmot around $595K.
Average days on market34Homes sold in about 34 days on average.
Sale-to-list ratio99.2%On average, homes sold below asking.
Active listings49Homes for sale here right now.
Median vs prior 90 days+3.5%Compared with Apr 18 – Jul 17, 2026: prices up.
Based on 93 sales from Jul 17 – Oct 15, 2026 (45 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 442 Joseph St
How much is 442 Joseph St listed for?
442 Joseph St is listed at $595,000 (MLS® X14081316). Summitly updates the price as soon as the MLS® record changes.
Is $595,000 a good price for 442 Joseph St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Wilmot. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 442 Joseph St changed?
No — 442 Joseph St is still listed at its original asking price of $595,000.
How many bedrooms and bathrooms does 442 Joseph St have?
442 Joseph St has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a semi-detached home in Wilmot.
How much would the monthly mortgage be on 442 Joseph St?
About $2,923 a month — principal and interest on $595,000 with 20% down ($119,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 442 Joseph St?
Yes — Friday, October 16, 5:00 PM – 7:00 PM; Saturday, October 17, 2:00 PM – 4:00 PM; Sunday, October 18, 2:00 PM – 4:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 442 Joseph St compare with other homes in Wilmot?
Its asking price of $595,000 is about 32% below the median sold price in Wilmot over the last 90 days, $880,000, across 93 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 442 Joseph St been sold before?
Summitly has no earlier MLS® sale or lease of 442 Joseph St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 442 Joseph St?
442 Joseph St is in Wilmot, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 442 Joseph St been on the market?
442 Joseph St was listed today (October 15, 2026).
What is the price per square foot of 442 Joseph St?
About $397 to $541 per square foot: the asking price of $595,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 442 Joseph St have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
