Bungalow Living with Country Views in Palmerston!Looking for peaceful, small-town living with endless potential? Welcome to this charming 3-bedroom bungalow nestled in the heart of Palmerston, backing directly onto open farmers' fields!Whether you're a first-time homebuyer, looking to downsize to one-floor living, or an investor/renovator searching for your next project, this property is ready for your personal touch.Enjoy sun-filled main-floor living featuring a spacious living room, eat-in kitchen, full bathroom, and three comfortable sized bedrooms, highlighted by large windows that let in plenty of natural light. The lower level is waiting to be transformed into a rec room, extra bedrooms, workshop, or ultimate storage space. Step out into your backyard and enjoy sunsets and privacy with no rear neighbours, just wide-open fields. Located in a friendly community close to local schools, parks, shops, churches and amenities, you get the best of both worlds-in-town convenience with a quiet, rural backdrop.Don't miss your chance to make this Palmerston gem your own!
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $696 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 445 W Main St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
445 W Main St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14176866$487,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 445 W Main St Compares to the Minto Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,392
/mo
based on the purchase price of $487,000
$97,400 cash
$389,600 financed
$328,145 total interest
Principal54%$389,600
Interest46%$328,145
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Minto
Other 2–3 bed homes for sale in Minto around $487K.
Average days on market60Homes sold in about 60 days on average.
Sale-to-list ratio97.7%On average, homes sold below asking.
Active listings88Homes for sale here right now.
Median vs prior 90 days+3.8%Compared with May 17 – Aug 15, 2026: prices up.
Based on 37 sales from Aug 15 – Nov 13, 2026 (44 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 445 W Main St
How much is 445 W Main St listed for?
445 W Main St is listed at $487,000 (MLS® X14176866). Summitly updates the price as soon as the MLS® record changes.
Is $487,000 a good price for 445 W Main St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Minto. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 445 W Main St changed?
No — 445 W Main St is still listed at its original asking price of $487,000.
How many bedrooms and bathrooms does 445 W Main St have?
445 W Main St has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Minto.
How much would the monthly mortgage be on 445 W Main St?
About $2,392 a month — principal and interest on $487,000 with 20% down ($97,400), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 445 W Main St compare with other homes in Minto?
Its asking price of $487,000 is about 11% below the median sold price in Minto over the last 90 days, $550,000, across 37 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 445 W Main St been sold before?
Summitly has no earlier MLS® sale or lease of 445 W Main St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 445 W Main St?
445 W Main St is in Minto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 445 W Main St been on the market?
1 day — 445 W Main St was listed on November 12, 2026.
What is the price per square foot of 445 W Main St?
About $443 to $696 per square foot: the asking price of $487,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 445 W Main St have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 445 W Main St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
