Old Time charm with loads of potential. This 3 bedroom bungalow includes a dining room and a cozy brick fireplace in the Living room. Open, full basement for developing as you envision. This home is perfect for someone looking for a charming bungalow that can expand their living space into the basement when needed or a shrewd investor that wants to create a second stream of income in the basement. Great location close the LU and easy to access all parts of town from it convenient location. Come see this opportunity to add your own touches while increasing your equity.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $317 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 446 Oliver Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
2 spacesYes garage
Basement
Development Potential
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Development Potential
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
446 Oliver Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14169294$222,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 446 Oliver Rd Compares to the Thunder Bay Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,091
/mo
based on the purchase price of $222,000
$44,400 cash
$177,600 financed
$149,586 total interest
Principal54%$177,600
Interest46%$149,586
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Thunder Bay
Other 2–5 bed homes for sale in Thunder Bay around $222K.
Average days on market26Homes sold in about 26 days on average.
Sale-to-list ratio105.9%On average, homes sold at or above asking.
Active listings157Homes for sale here right now.
Median vs prior 90 days−4.5%Compared with May 15 – Aug 13, 2026: prices down.
Based on 492 sales from Aug 13 – Nov 11, 2026 (328 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 446 Oliver Rd
How much is 446 Oliver Rd listed for?
446 Oliver Rd is listed at $222,000 (MLS® X14169294). Summitly updates the price as soon as the MLS® record changes.
Is $222,000 a good price for 446 Oliver Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Thunder Bay. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 446 Oliver Rd changed?
No — 446 Oliver Rd is still listed at its original asking price of $222,000.
How many bedrooms and bathrooms does 446 Oliver Rd have?
446 Oliver Rd has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Thunder Bay.
How much would the monthly mortgage be on 446 Oliver Rd?
About $1,091 a month — principal and interest on $222,000 with 20% down ($44,400), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 446 Oliver Rd compare with other homes in Thunder Bay?
Its asking price of $222,000 is about 45% below the median sold price in Thunder Bay over the last 90 days, $400,000, across 492 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 446 Oliver Rd been sold before?
Summitly has no earlier MLS® sale or lease of 446 Oliver Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 446 Oliver Rd?
446 Oliver Rd is in Thunder Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 446 Oliver Rd been on the market?
446 Oliver Rd was listed today (November 11, 2026).
What is the price per square foot of 446 Oliver Rd?
About $202 to $317 per square foot: the asking price of $222,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 446 Oliver Rd have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
Does 446 Oliver Rd have a basement, and is it finished?
The listing describes the basement as: Development Potential.
