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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 45 days

    448 Gerrard Street E

    Cabbagetown-South St. James Town·Toronto, ON·M5A 2H2·Near SUMACH & GERRARD

    • 2 beds
    Toronto real estate›C13106040
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Not your average condo alternative. Why wait for elevators and pay high monthly maintenance fees when you can own a charming freehold in Cabbagetown for under $750K? 448 Gerrard St E offers an incredibly rare opportunity for buyers craving character, lifestyle, and independence without the compromises of condo living. High ceilings, pot lighting, skylight, exposed beams, and thoughtfully designed spaces create a home that feels warm, urban, and full of personality. The private outdoor space is perfect for morning coffee before heading out to enjoy one of Toronto's most walkable neighbourhoods. Steps to Riverdale Farm, the Pam McConnell Aquatic Centre, transit, bike lanes, cafés, restaurants, and downtown access. Ideal for first-time buyers, professionals, creatives, downsizers, or anyone seeking a stylish city home with no condo fees and low carrying costs. A unique opportunity to get into one of Toronto's most beloved neighbourhoods with fabulous neighbours and at a price point rarely seen for freehold ownership. This is the kind of home buyers say they want... and then realize it actually exists under $750K in Cabbagetown.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 8, 2026ListedCurrentFor sale$749,900 —C13106040This page
    Apr 17, 2026Previously listedTer$749,900 —C13014784View
    Mar 11, 2026Previously listedTer$769,900 —C12872558View
    Feb 5, 2026Previously listedTer$799,900 —C12760632View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 448 Gerrard Street E
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Public Transit
    • Rec./Commun.Centre
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,684
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $344
    0.55% mill rate · ON
    The market

    How this home sits in the Toronto market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Toronto market right now

    Average sold price, days on market, and closed-transaction count for Toronto — sourced from MLS®.

    • Avg sold price
      $1,102,053
      Last 30 days
    • Median sold price
      $866,019
      Middle of the market
    • Days on market
      28 d
      Avg from list to close
    • Closed last 30d
      6,893
      MLS® transactions
    Full Toronto market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 448 Gerrard Street E — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 448 Gerrard Street E and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 448 Gerrard Street E listed for?

      448 Gerrard Street E is listed at $749,900 on the MLS® (listing C13106040). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 448 Gerrard Street E have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Semi-Detached
  4. Asking
    $749,900
    $0 / sqft · MLS® C13106040
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $804,499
    $740,139Confidence range$868,859
    Asking vs estimate
    ≈in-line
    −$54,599
    (-6.8%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Toronto sell in about 28 days — this one has been listed 45 days.

    Avg sold price
    $1,102,053
    Median sold
    $866,019
    Avg days on market
    28
    Recently sold
    6893
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Not your average condo alternative.
  6. High ceilings, pot lighting, skylight, exposed beams, and thoughtfully designed spaces create a home that feels warm, urban, and full of personality.
  7. The private outdoor space is perfect for morning coffee before heading out to enjoy one of Toronto's most walkable neighbourhoods.
  8. Steps to Riverdale Farm, the Pam McConnell Aquatic Centre, transit, bike lanes, cafés, restaurants, and downtown access.
  9. Ask Zara a follow-up
    Sewer
  10. Parking & garage

    2
    Garage
    None
    Parking spaces
    0
  11. Interior

    4
    Basement
    Development Potential, Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    4
  12. Exterior & construction

    4
    Exterior
    Aluminum Siding
    Roof
    Flat
    Foundation
    Block
    Pool
    None
  13. Listing & possession

    3
    Occupancy
    30-120 days
    Property style
    2-Storey
    Property class
    Semi-Detached
  14. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    2 rooms
    • Living Room
      pot lights · hardwood floor · large window
      19.2 × 9.5 ft
    • Kitchen
      w/o to deck · eat-in kitchen · beamed ceilings
      11.6 × 9.4 ft

    Second level

    2 rooms
    • Bedroom 2
      large window · hardwood floor
      9.9 × 9.5 ft
    • Primary Bedroom
      skylight · double closet · window
      12.0 × 9.4 ft

    Basement level

    2 rooms
    • Pantry
      combined w/laundry · tile floor
      8.0 × 6.2 ft
    • Office
      laminate · above grade window · sump pump
      14.8 × 7.7 ft
  15. Park
  16. Greenbelt/Conservation
  17. Combined estimate
    $4,028
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,684
    /mo
    based on the purchase price of $749,900
    $149,980 cash
    $599,920 financed
    $505,290 total interest
    Monthly payment$3,684/ month
    Principal54%$599,920
    Interest46%$505,290

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Toronto

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 50 Boneset Road
      Sold
      Sign in for price
      50 Boneset Road
      Semi-Detached
    • 3 Hugo Avenue
      Sold
      Sign in for price
      3 Hugo Avenue
      Semi-Detached
    • 405 Brock Avenue
      Sold
      Sign in for price
      405 Brock Avenue
      Semi-Detached
    • 1188 Ossington Avenue
      Sold
      Sign in for price
      1188 Ossington Avenue
      Semi-Detached
    • 91 Hiltz Avenue
      Sold
      Sign in for price
      91 Hiltz Avenue
      Semi-Detached
    • 44 Gilmour Avenue
      Sold
      Sign in for price
      44 Gilmour Avenue
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    448 Gerrard Street EThis home2 / 17,001,100$749,900ask———
    50 Boneset Road3 / 21,100—
    3 Hugo Avenue2 / 3700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in Toronto

    Active listings within ±20% of this asking price.

    • 148 Dolores Road
      $899,000
      148 Dolores Road
      Semi-Detached 3 2
    • 13 Vasto Lane
      $700,000
      13 Vasto Lane
      Semi-Detached 3 3
    • 10 Bemberg Court
      $648,888
      10 Bemberg Court
      Semi-Detached 4 2
    • 20 RUTLAND Street
      $889,800
      20 RUTLAND Street
      Semi-Detached 3 2
    • 187 Apache Trail
      $898,900
      187 Apache Trail
      Semi-Detached 3 3
    • 101 Overture Road
      $835,000
      101 Overture Road
      Semi-Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  18. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  19. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  20. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  21. Public listing courtesy of EVANS REAL ESTATE · displayed on Summitly per MLS® data-share rules

    448 Gerrard Street E is a 2-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  22. When was 448 Gerrard Street E built?

    The year built for 448 Gerrard Street E isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  23. What is the property tax for 448 Gerrard Street E?

    The 'Property tax' tab in the History section shows the most recent annual tax for 448 Gerrard Street E plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  24. How much would the monthly mortgage be on 448 Gerrard Street E?

    The affordability calculator on this page shows an estimated monthly mortgage for $749,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  25. Has 448 Gerrard Street E been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 448 Gerrard Street E with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  26. What neighbourhood is 448 Gerrard Street E in?

    448 Gerrard Street E is in Cabbagetown-South St. James Town, Toronto. The 'Neighbourhood' section below links to the live Toronto real estate hub with average sold price, days on market, and current inventory.

  27. Is Toronto a good place to live?

    Toronto is one of ON's actively-tracked Summitly markets. The full Toronto real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  28. 405 Brock Avenue
    4 / 3
    1,100
    —
    1188 Ossington Avenue4 / 31,100—
    91 Hiltz Avenue2 / 2700—
    44 Gilmour Avenue3 / 21,100—