***RARE STURGEON LAKE WATERFRONT OPPORTUNITY*** Enjoy the privacy and space of approximately 1.25 acres with 93 feet of beautiful, swimmable Sturgeon Lake shoreline, while being just a short walk from the amenities and charm of Fenelon Falls***The clean, clear waterfront features a desirable lake bottom for swimming, excellent fishing and a private dock and boathouse - perfect for boating, swimming and relaxing by the water throughout the seasons***The well-maintained 2+2 bedroom, 2-bathroom home offers spacious inviting layout of living space, walk-out lower level and multiple spaces designed to enjoy the surrounding natural beauty. Two fireplaces create inviting gathering spaces, while the sauna provides the perfect place to unwind after a day on the lake.***The property also features a detached garage, ample parking and plenty of room to enjoy the outdoors. Whether as a year-round residence, private family retreat or four-season cottage, this property offers a rare combination of acreage, privacy, usable waterfront and proximity to Fenelon Falls***Swim from your own shoreline, fish from your dock, enjoy your boat from the private boathouse and still walk into town for dining, shopping and local amenities***
2 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $917 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 45 Admiral Dr
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1500-2000 sq ftas stated on the listing
Parking
7 spacesYes garage
Basement
Walk-Out, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
7
Interior
Basement
Walk-Out · Finished
Lot & land
Lot size (sqft)
1.245
Listing & possession
Property style
Bungalow
Property class
Detached
45 Admiral Dr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$6,755
/mo
based on the purchase price of $1,375,000
$275,000 cash
$1,100,000 financed
$926,489 total interest
Principal54%$1,100,000
Interest46%$926,489
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Kawartha Lakes
Other 2–6 bed homes for sale in Kawartha Lakes around $1.4M.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings933Homes for sale here right now.
Median vs prior 90 days−3.0%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 513 sales from Jul 25 – Oct 23, 2026 (356 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 45 Admiral Dr
How much is 45 Admiral Dr listed for?
45 Admiral Dr is listed at $1,375,000 (MLS® X13729696). Summitly updates the price as soon as the MLS® record changes.
Is $1,375,000 a good price for 45 Admiral Dr?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 45 Admiral Dr changed?
Yes — it was first listed at $1,598,900 and is now $1,375,000, a drop of $223,900 (14.0%).
How many bedrooms and bathrooms does 45 Admiral Dr have?
45 Admiral Dr has 2 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 45 Admiral Dr?
About $6,755 a month — principal and interest on $1,375,000 with 20% down ($275,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 45 Admiral Dr compare with other homes in Kawartha Lakes?
Its asking price of $1,375,000 is about 126% above the median sold price in Kawartha Lakes over the last 90 days, $607,500, across 513 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 45 Admiral Dr been sold before?
Summitly has no earlier MLS® sale or lease of 45 Admiral Dr on record from the last two years. Older records aren't shown under TRREB rules.
Where is 45 Admiral Dr?
45 Admiral Dr is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 45 Admiral Dr been on the market?
53 days — 45 Admiral Dr was listed on August 31, 2026.
What is the price per square foot of 45 Admiral Dr?
About $688 to $917 per square foot: the asking price of $1,375,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 45 Admiral Dr have parking or a garage?
Yes — the listing gives 7 parking spaces. Garage: Yes.
Does 45 Admiral Dr have a basement, and is it finished?
The listing describes the basement as: Walk-Out, Finished.