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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    45 ALBERT Street N

    Orillia·Orillia, ON·L3V 5K3·Near ALBERT ST N BETWEEN COLDWATER RD AND NOTTAWASAGA ST

    • 3 beds
    Orillia real estate›S13551244
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    WOW! That's the first impression you'll have when you step inside this beautifully maintained home, where timeless character blends seamlessly with modern updates. Original hardwood floors shine throughout, complemented by durable bamboo flooring in the kitchen-offering style, warmth, and easy maintenance with no carpeting.Located on a quiet, established street, you're just a short walk to downtown Orillia's charming cafés, unique shops, local restaurants, banks, pharmacies, the beautiful waterfront, and Soldiers' Memorial Hospital. This unbeatable location is perfect for first-time buyers, families, retirees, or investors.Featuring 3 bedrooms with the potential for a 4th main-floor bedroom by converting the family room, this home offers flexibility to suit your lifestyle. Whether you're looking for a place to call home or an investment opportunity, this property delivers.The private backyard is your own peaceful retreat, complete with a beautiful patio and gazebo-ideal for relaxing or entertaining. There's also the potential to create parking for two vehicles.Enjoy peace of mind with numerous updates completed over the past four years, including the patio and gazebo, front and back decks, front and back doors, living room window, kitchen countertop, sink, range hood, lighting, appliances, upstairs bathroom vanity, recreation room support beam, basement plumbing, and a new water service line from the house to the street.Affordable utility costs make ownership even more attractive: hydro averages $60-$125/month, gas is approximately $92/month on equal billing, and water/sewer averages $190/quarter.Character, location, updates, and value-this move-in-ready home offers it all. Don't miss your opportunity to own a charming home in one of Orillia's most walkable and desirable neighbourhoods. Book your private showing today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 10, 2026ListedCurrentFor sale$499,999 —S13551244This page
    Apr 29, 2026Previously listedTer$524,500 —S13060220View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 45 ALBERT Street N
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,456
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $215
    0.52% mill rate · ON
    The market

    How this home sits in the Orillia market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Orillia market right now

    Average sold price, days on market, and closed-transaction count for Orillia — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Orillia market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 45 ALBERT Street N — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 45 ALBERT Street N and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 45 ALBERT Street N listed for?

      45 ALBERT Street N is listed at $499,999 on the MLS® (listing S13551244). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 45 ALBERT Street N have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $499,999
    $0 / sqft · MLS® S13551244
    Chat Zara
  5. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Orillia.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Book your private showing today!
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Mutual
  7. Interior

    4
    Basement
    Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
  8. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    Pool
    None
  9. Lot & land

    2
    Lot dimensions
    25.00 x 109.85
    Zoning
    R-1
  10. Listing & possession

    3
    Occupancy
    tbd
    Property style
    Other
    Property class
    Detached
  11. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Living Room
      12.2 × 11.5 ft
    • Family Room
      14.9 × 11.1 ft
    • Bathroom
      2 Pc Bath
      2.2 × 6.1 ft
    • Kitchen
      12.6 × 11.7 ft
    • Dining Room
      13.8 × 11.3 ft

    Second level

    4 rooms
    • Bathroom
      4 Pc Bath
      8.6 × 6.7 ft
    • Primary Bedroom
      8.3 × 15.9 ft
    • Bedroom
      9.3 × 11.4 ft
    • Bedroom
      7.7 × 11.4 ft

    Basement level

    2 rooms
    • Utility Room
      17.5 × 22.6 ft
    • Utility Room
      16.8 × 11.3 ft
    Combined estimate
    $2,671
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,456
    /mo
    based on the purchase price of $499,999
    $100,000 cash
    $399,999 financed
    $336,904 total interest
    Monthly payment$2,456/ month
    Principal54%$399,999
    Interest46%$336,904

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Orillia

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 13 Borland Street
      Sold
      Sign in for price
      13 Borland Street
      Detached
    • 10 Lewis Drive
      Sold
      Sign in for price
      10 Lewis Drive
      Detached
    • 427 Sundial Drive
      Sold
      Sign in for price
      427 Sundial Drive
      Detached
    • 28 Keith Street
      Sold
      Sign in for price
      28 Keith Street
      Detached
    • 580 West Street
      Sold
      Sign in for price
      580 West Street
      Detached
    • 370 Gill Street
      Sold
      Sign in for price
      370 Gill Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    45 ALBERT Street NThis home3 / 211,001,500$499,999ask———
    13 Borland Street3 / 21,100—
    10 Lewis Drive3 / 41,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Orillia

    Active listings within ±20% of this asking price.

    • 375 Parkhurst Crescent
      $564,900
      375 Parkhurst Crescent
      Detached 3 2
    • 124 Davey Drive
      $598,999
      124 Davey Drive
      Detached 2 2
    • 249 Harvey Street
      $498,888
      249 Harvey Street
      Detached 4 3
    • 26 South Street
      $489,000
      26 South Street
      Detached 2 1
    • 20 CHRISTINE Place
      $599,900
      20 CHRISTINE Place
      Detached 3 2
    • 329 James Street
      $569,900
      329 James Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of CENTURY 21 B.J. ROTH REALTY LTD. · displayed on Summitly per MLS® data-share rules

    45 ALBERT Street N is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 45 ALBERT Street N built?

    The year built for 45 ALBERT Street N isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 45 ALBERT Street N?

    The 'Property tax' tab in the History section shows the most recent annual tax for 45 ALBERT Street N plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 45 ALBERT Street N?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,999 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 45 ALBERT Street N been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 45 ALBERT Street N with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 45 ALBERT Street N in?

    45 ALBERT Street N is in Orillia, Orillia. The 'Neighbourhood' section below links to the live Orillia real estate hub with average sold price, days on market, and current inventory.

  21. Is Orillia a good place to live?

    Orillia is one of ON's actively-tracked Summitly markets. The full Orillia real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 427 Sundial Drive
    4 / 1
    1,100
    —
    28 Keith Street2 / 21,100—
    580 West Street2 / 1700—
    370 Gill Street2 / 1700—