45 Charles St E #511, Toronto

Name: 45 Charles Street E, Unit 511
SKU: C13580982
Price: 1148000 CAD
Availability: InStock

3 Bed, 2 Bath Condo in Toronto

Unit 511 at 45 Charles Street East

Welcome to an exceptional opportunity at The Chaz- a rarely offered, expansive 3-bedroom + den corner suite that seamlessly blends luxury, space, and location. Spanning approximately 1253 with an intelligently designed layout, this bright southeast-facing unit boasts large 9 floor-to-ceiling windows that flood the living spaces with natural light throughout the day while overlooking the serene courtyard, offering a peaceful retreat in the heart of downtown. Recently refreshed and meticulously maintained by its original owner, the suite features newly upgraded flooring, fresh paint, & a large foyer with a versatile den space. The open-concept living & dining area is perfect for entertaining, leading into a modern chefs kitchen complete with a luxurious built-in paneled double-door fridge, stainless steel built-in appliances, quartz countertops, and an oversized island with breakfast bar w/ chic pot lighting. The oversized great room offers a flexible space ideal for gatherings or relaxing after a busy day. Retreat to the expansive primary bedroom featuring three double closets, an unobstructed south-facing view, and a spa-inspired custom 4-piece ensuite bathrm. The two additional bedrms are equally generous in size, each w/ large windows and ample closet space- an extremely rare find in a downtown condo. Enjoy a quiet living experience in a rare spacious condo, away from elevators and garbage chutes, offering the comforts of a house with the ease of condo living. This suite also comes with a premium locker & parking conveniently located on P2. Residents have exclusive access to first-class amenities including the private Chaz Club on the 36/37 floors with panoramic city & lake views, a fully equipped gym, billiards rm, theatre, party rm, pet spa, BBQ courtyard, and 3 luxurious guest suites. All of this in a AAA location- just steps to TTC subway, Yorkville's upscale boutiques, world-class dining, U of T, TMU & everything the vibrant Yonge-Bloor corridor has to offer!

3 bedrooms, 2 bathrooms, about 1,200 sq ft, works out to roughly $957 per square foot. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.

Inside 45 Charles St E #511

Every detail from the listing, in one place.

Type: Condo
Style: Apartment
Living space: 1200-1399 sq ftas stated on the listing
Parking: 1 spaceYes garage
Basement: None

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 1

Interior

Basement: None

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Apartment
Property class: Condo Apartment

45 Charles St E #511 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Jul 18, 2026For saleListedThis listingMLS® C13580982$1,148,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 45 Charles St E #511 Compares to the Toronto Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 15,688 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Toronto market, last 90 days

Median sold price: $845,000
Average sold price: $1,081,664
Average days on market: 31
Homes sold: 9,624

Closed sales on the TRREB MLS®.

Full Toronto market report

Market pulse · Toronto

Toronto market

Median sold price$845,000Last 90 days
Average days on market31Homes sold in about 31 days on average.
Sale-to-list ratio4930.4%On average, homes sold at or above asking.
Active listings12,812Homes for sale here right now.
Median vs prior 90 days+1.2%Compared with Apr 27 – Jul 26, 2026: prices up.

Based on 9,624 sales from Jul 26 – Oct 24, 2026 (6,804 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in Toronto

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This homeUnit 511 — 45 Charles Street E 3 bd · 2 ba · 1,200 sqft	$1,148,000asking	$957	—	—
32 Trolley Crescent 2 bd · 2 ba · 700 sqft
7 Lorraine Drive 2 bd · 2 ba · 800 sqft
21 Overlea Boulevard 2 bd · 2 ba · 900 sqft
17 Bathurst Street 2 bd · 2 ba · 600 sqft
18 Graydon Hall Drive 2 bd · 2 ba · 700 sqft
101 Peter Street 2 bd · 2 ba · 700 sqft

32 Trolley Crescent
2 bd · 2 ba · 700 sqft
7 Lorraine Drive
2 bd · 2 ba · 800 sqft
21 Overlea Boulevard
2 bd · 2 ba · 900 sqft
17 Bathurst Street
2 bd · 2 ba · 600 sqft
18 Graydon Hall Drive
2 bd · 2 ba · 700 sqft
101 Peter Street
2 bd · 2 ba · 700 sqft

More in this building

7 for sale · 4 for rent at 45 Charles St E — plus its sale and lease history.

See all of 45 Charles St E

Living in Toronto: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

Bloor-Yonge StationLine 1, Line 2260 m3 min walk
Wellesley StationLine 1360 m5 min walk
Bay StationLine 2530 m7 min walk

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

Bloor-Yonge Station (Line 1, Line 2)3 min walk
Wellesley Station (Line 1)5 min walk
Bay Station (Line 2)7 min walk

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

Bloor-Yonge Station
260 m3 minClosest· Line 1, Line 2
Homes near Bloor-Yonge Station
Wellesley Station
360 m5 min· Line 1
Homes near Wellesley Station
Bay Station
530 m7 min· Line 2
Homes near Bay Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 45 Charles St E #511. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 45 Charles St E #511

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $5,640; 20% down · 25 years · 5.5% assumed
Property tax: $631; 0.66% mill rate · ON
Total per month: $6,271; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$5,640

/mo

based on the purchase price of $1,148,000

Down payment20%

$229,600 cash

Amortization25 yr

$918,400 financed

Rate5.50%

$773,534 total interest

Principal54%$918,400

Interest46%$773,534

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Questions About 45 Charles St E #511

How much is 45 Charles St E #511 listed for?

45 Charles St E #511 is listed at $1,148,000 (MLS® C13580982). Summitly updates the price as soon as the MLS® record changes.

Is $1,148,000 a good price for 45 Charles St E #511?

Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Toronto. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 45 Charles St E #511 changed?

No — 45 Charles St E #511 is still listed at its original asking price of $1,148,000.

How many bedrooms and bathrooms does 45 Charles St E #511 have?

45 Charles St E #511 has 3 bedrooms and 2 bathrooms, with about 1,200–1,399 square feet of living space. It is a condo in Toronto.

Is 45 Charles St E #511 close to transit?

The nearest rapid-transit station is Bloor-Yonge Station (Line 1, Line 2), about 260 m (about a 3-minute walk) in a straight line. Wellesley Station is about 360 m (about a 5-minute walk), and Bay Station is about 530 m (about a 7-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 45 Charles St E #511?

About $5,640 a month — principal and interest on $1,148,000 with 20% down ($229,600), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 45 Charles St E #511 compare with other homes in Toronto?

Its asking price of $1,148,000 is about 36% above the median sold price in Toronto over the last 90 days, $845,000, across 9,624 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 45 Charles St E #511 been sold before?

Summitly has no earlier MLS® sale or lease of 45 Charles St E #511 on record from the last two years. Older records aren't shown under TRREB rules.

Where is 45 Charles St E #511?

45 Charles St E #511 is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 45 Charles St E #511 been on the market?

98 days — 45 Charles St E #511 was listed on July 18, 2026.

What is the price per square foot of 45 Charles St E #511?

About $821 to $957 per square foot: the asking price of $1,148,000 over the 1,200–1,399 sq ft the listing gives as its size range.

Does 45 Charles St E #511 have parking or a garage?

Yes — the listing gives 1 parking space. Garage: Yes.

What you should know