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Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
1 Bed, 1 Bath Condo in Toronto
Unit 4005 at 45 Charles Street East
Welcome to Chaz Yorkville, where modern design meets an unbeatable downtown location. This spacious one-bedroom suite features an efficient open-concept layout, hardwood flooring throughout, and expansive floor-to-ceiling windows that fill the space with natural light while showcasing spectacular city views.The contemporary kitchen is complete with stone countertops and integrated appliances, seamlessly blending style and functionality. Designed for comfortable urban living, this suite offers both sophistication and convenience in one of Toronto's most sought-after neighbourhoods.Residents enjoy premium building amenities and a prime location just steps from Yorkville, the University of Toronto, TTC subway access, grocery stores, dining, shopping, and entertainment.
1 bedroom, 1 bathroom, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 45 Charles St E #4005
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
0-499 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
45 Charles St E #4005 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,960
/mo
based on the purchase price of $399,000
$79,800 cash
$319,200 financed
$268,850 total interest
Principal54%$319,200
Interest46%$268,850
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Toronto
Other 1-bed homes for sale in Toronto around $399K.
Average days on market31Homes sold in about 31 days on average.
Sale-to-list ratio4899.6%On average, homes sold at or above asking.
Active listings12,371Homes for sale here right now.
Median vs prior 90 days+2.8%Compared with Apr 16 – Jul 15, 2026: prices up.
Based on 9,686 sales from Jul 15 – Oct 13, 2026 (6,629 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
6 for sale · 3 for rent at 45 Charles St E — plus its sale and lease history.
45 Charles St E #4005 is listed at $399,000 (MLS® C13986940). Summitly updates the price as soon as the MLS® record changes.
Has the price of 45 Charles St E #4005 changed?
No — 45 Charles St E #4005 is still listed at its original asking price of $399,000.
How many bedrooms and bathrooms does 45 Charles St E #4005 have?
45 Charles St E #4005 has 1 bedroom and 1 bathroom, with about 0–499 square feet of living space. It is a condo in Toronto.
Is 45 Charles St E #4005 close to transit?
The nearest rapid-transit station is Bloor-Yonge Station (Line 1, Line 2), about 260 m (about a 3-minute walk) in a straight line. Wellesley Station is about 360 m (about a 5-minute walk), and Bay Station is about 530 m (about a 7-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 45 Charles St E #4005?
About $1,960 a month — principal and interest on $399,000 with 20% down ($79,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 45 Charles St E #4005 compare with other homes in Toronto?
Its asking price of $399,000 is about 53% below the median sold price in Toronto over the last 90 days, $848,250, across 9,686 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 45 Charles St E #4005 been sold before?
Yes — Summitly has 1 earlier MLS® listing of 45 Charles St E #4005 on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 45 Charles St E #4005?
45 Charles St E #4005 is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 45 Charles St E #4005 been on the market?
45 Charles St E #4005 was listed today (October 13, 2026).
What is the price per square foot of 45 Charles St E #4005?
About $800 per square foot: the asking price of $399,000 over the 0–499 sq ft the listing gives.
Does 45 Charles St E #4005 have parking or a garage?
Garage: Yes.
Does 45 Charles St E #4005 have a basement, and is it finished?
The listing says 45 Charles St E #4005 has no basement.