45 Elgin St is a 3-bedroom, 2-bathroom detached home in Chapleau, listed for $249,999. It has 1100-1500 sq ft of living space.
1Bright, updated, and ready to enjoy!
2This inviting 3-bedroom, 1.5-bath home is tucked away on a quiet street, close to schools, trails, and local amenities.
3Step inside through the welcoming entrance porch and enjoy a bright, spacious layout featuring an updated kitchen and half bath, generous living room, and plenty of space for dining and entertaining.
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Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
3 Bed, 2 Bath Detached Home in Chapleau
About 45 Elgin Street
Bright, updated, and ready to enjoy! This inviting 3-bedroom, 1.5-bath home is tucked away on a quiet street, close to schools, trails, and local amenities. Step inside through the welcoming entrance porch and enjoy a bright, spacious layout featuring an updated kitchen and half bath, generous living room, and plenty of space for dining and entertaining. Large windows bring in an abundance of natural light, creating a warm and comfortable feel throughout. Recent improvements include a newer propane furnace and new deck—perfect for relaxing, BBQing, and enjoying the outdoors. With great living space, key updates, three bedrooms, and a convenient location, this home checks all the boxes for first-time buyers, growing families, or anyone looking for comfort and value. Great space. Great updates. Great location. Come see it for yourself!
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $227 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 45 Elgin St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1100-1500 sq ftas stated on the listing
Basement
Crawl Space
Features & systems
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
45 Elgin St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,228
/mo
based on the purchase price of $249,999
$50,000 cash
$199,999 financed
$168,452 total interest
Principal54%$199,999
Interest46%$168,452
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Chapleau
Other 2–5 bed homes for sale in Chapleau around $250K.
45 Elgin St is listed at $249,999 (MLS® X13888096). Summitly updates the price as soon as the MLS® record changes.
Has the price of 45 Elgin St changed?
Yes — it was first listed at $279,000 and is now $249,999, a drop of $29,001 (10.4%).
How many bedrooms and bathrooms does 45 Elgin St have?
45 Elgin St has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Chapleau.
How much would the monthly mortgage be on 45 Elgin St?
About $1,228 a month — principal and interest on $249,999 with 20% down ($50,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Has 45 Elgin St been sold before?
Summitly has no earlier MLS® sale or lease of 45 Elgin St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 45 Elgin St?
45 Elgin St is in Chapleau, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 45 Elgin St been on the market?
34 days — 45 Elgin St was listed on September 8, 2026.
What is the price per square foot of 45 Elgin St?
About $167 to $227 per square foot: the asking price of $249,999 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 45 Elgin St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
What is the lot size of 45 Elgin St?
The lot is 50 acres, as published in the listing.
What is the land transfer tax on 45 Elgin St?
About $2,225 in Ontario land transfer tax at the asking price of $249,999. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 45 Elgin St or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
