Welcome to Cardiff ON a cozy rural community of about 200 homes. Sewer, Water and curbside garbage pick up included in taxes ($2500) per yr. This 3+2 bed has just been renovated with finished in=law potential. It boosts a drive through garage large lot and spacious deck and 2 bathrooms. You enter into a lovely bright heated sunroom and then into a spacious open concept home all draperies included. Town includes all amenities General Store, LCBO, fire hall, Legion, Municipal office, Post Office, Community pool, churches and school all within walking distance. Trade in the ever increasing hectic life of the city and enjoy a more relaxing life. Located in the heart of Haliburton Highlands with all its beauty and activities. Partial vendor take back maybe arranged.
3 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $428 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 45 Larch St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
45 Larch St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14169634$299,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 45 Larch St Compares to the Highlands East Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,473
/mo
based on the purchase price of $299,900
$59,980 cash
$239,920 financed
$202,076 total interest
Principal54%$239,920
Interest46%$202,076
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Highlands East
Other 2–3 bed homes for sale in Highlands East around $300K.
Average days on market51Homes sold in about 51 days on average.
Sale-to-list ratio93.6%On average, homes sold below asking.
Active listings93Homes for sale here right now.
Median vs prior 90 days−29.0%Compared with May 15 – Aug 13, 2026: prices down.
Based on 62 sales from Aug 13 – Nov 11, 2026 (47 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 45 Larch St
How much is 45 Larch St listed for?
45 Larch St is listed at $299,900 (MLS® X14169634). Summitly updates the price as soon as the MLS® record changes.
Is $299,900 a good price for 45 Larch St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Highlands East. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 45 Larch St changed?
No — 45 Larch St is still listed at its original asking price of $299,900.
How many bedrooms and bathrooms does 45 Larch St have?
45 Larch St has 3 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Highlands East.
How much would the monthly mortgage be on 45 Larch St?
About $1,473 a month — principal and interest on $299,900 with 20% down ($59,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 45 Larch St compare with other homes in Highlands East?
Its asking price of $299,900 is about 21% below the median sold price in Highlands East over the last 90 days, $378,000, across 62 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 45 Larch St been sold before?
Summitly has no earlier MLS® sale or lease of 45 Larch St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 45 Larch St?
45 Larch St is in Highlands East, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 45 Larch St been on the market?
45 Larch St was listed today (November 11, 2026).
What is the price per square foot of 45 Larch St?
About $273 to $428 per square foot: the asking price of $299,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 45 Larch St have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 45 Larch St have a basement, and is it finished?
