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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 114 days

    45 Percy Street

    Colborne·Cramahe, ON·K0K 1S0·Near Park St. & Percy St.

    • 5 beds
    Cramahe real estate›X12343577
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Beautifully maintained and full of character, this stunning century home offers the perfect blend of heritage and functionality. With 5 spacious bedrooms and 2 full bathrooms, theres plenty of room for a large family, home office, or creative hobby spaces. Soaring ceilings, elegant Victorian trim, and generous principal rooms make it ideal for both everyday living and entertaining. The main floor laundry adds everyday convenience, while two staircases and unique architectural features enhance the homes historical allure. A bright and inviting family room with walk-out to a large deck is perfect for summer gatherings, and the charming front porch invites you to unwind in peaceful surroundings.Expansive Lot with Versatile Double Garage. Situated on a rare in-town lot of over half an acre with full municipal services, the property offers endless outdoor enjoyment. The oversized double garage is perfect for a workshop, hobbies, or storing ATVs, lawn equipment, and all your toys. The sprawling yard is ideal for entertaining, with ample room for gardens, kids play areas, or future landscaping projects. Unbeatable Location for Lifestyle & Commuting Located just 2 minutes to Hwy 401, commuting is easy, with Via Rail in 20 minutes and GO Bus access in 30 minutes. The charming village of Colborne with its quaint shops, schools, and local amenitiesis within easy walking distance. Enjoy outdoor recreation with Wicklow Beach and Little Lake just 10 minutes away, or take a short drive to Cobourgs iconic beach, Presquile Provincial Park, or the wine and culture-rich Prince Edward County.This one-of-a-kind property offers space, character, and convenience in a welcoming small-town setting perfect for families, commuters, and anyone seeking a blend of rural beauty and urban access.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Aug 14, 2025ListedCurrentFor sale$625,000 —X12343577This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 45 Percy Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Arts Centre
    • Library
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,070
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $284
    0.55% mill rate · ON
    The market

    How this home sits in the Cramahe market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cramahe market right now

    Average sold price, days on market, and closed-transaction count for Cramahe — sourced from MLS®.

    • Avg sold price
      $611,092
      Last 30 days
    • Median sold price
      $624,250
      Middle of the market
    • Days on market
      87 d
      Avg from list to close
    • Closed last 30d
      30
      MLS® transactions
    Full Cramahe market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 45 Percy Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 45 Percy Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 45 Percy Street listed for?

      45 Percy Street is listed at $625,000 on the MLS® (listing X12343577). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 45 Percy Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2000-2500 sqft
  3. Detached
  4. Asking
    $625,000
    $0 / sqft · MLS® X12343577
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $831,085
    $764,598Confidence range$897,572
    Asking vs estimate
    ↓below
    −$206,085
    (-24.8%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cramahe sell in about 87 days — this one has been listed 114 days.

    Avg sold price
    $611,092
    Median sold
    $624,250
    Avg days on market
    87
    Recently sold
    30
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • With 5 spacious bedrooms and 2 full bathrooms, theres plenty of room for a large family, home office, or creative hobby spaces.
    • A bright and inviting family room with walk-out to a large deck is perfect for summer gatherings, and the charming front porch invites you to unwind in peaceful surroundings.Expansive Lot with Versatile Double Garage.
    • Situated on a rare in-town lot of over half an acre with full municipal services, the property offers endless outdoor enjoyment.
    • The sprawling yard is ideal for entertaining, with ample room for gardens, kids play areas, or future landscaping projects.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    8
    Driveway
    Private Double
  7. Interior

    5
    Basement
    Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
  8. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Shingles
    Foundation
    Stone
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    FLEX
    Property style
    2-Storey
    Property class
    Detached
  10. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Family Room
      17.6 × 11.2 ft
    • Living Room
      15.8 × 13.6 ft
    • Dining Room
      16.0 × 11.5 ft
    • Foyer
      15.8 × 10.9 ft
    • Kitchen
      16.0 × 13.0 ft
    • Bathroom
      combined w/laundry · 2 pc bath
      11.2 × 5.8 ft

    Second level

    6 rooms
    • Bedroom 3
      13.9 × 12.4 ft
    • Bedroom 5
      13.4 × 8.8 ft
    • Bedroom 2
      12.1 × 7.9 ft
    • Bedroom 4
      11.3 × 11.2 ft
    • Bathroom
      4 Pc Bath
      11.7 × 8.8 ft
    • Primary Bedroom
      14.9 × 12.4 ft
    Combined estimate
    $3,354
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,070
    /mo
    based on the purchase price of $625,000
    $125,000 cash
    $500,000 financed
    $421,131 total interest
    Monthly payment$3,070/ month
    Principal54%$500,000
    Interest46%$421,131

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Cramahe

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 14239 Telephone Road
      Sold
      Sign in for price
      14239 Telephone Road
      Detached
    • 30 Hollingsworth Street
      Sold
      Sign in for price
      30 Hollingsworth Street
      Detached
    • 30 Church Street
      Sold
      Sign in for price
      30 Church Street
      Detached
    • 206 King Street
      Sold
      Sign in for price
      206 King Street
      Detached
    • 552 Mitchell Road
      Sold
      Sign in for price
      552 Mitchell Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    45 Percy StreetThis home5 / 220,002,500$625,000ask———
    14239 Telephone Road6 / 21,500—
    30 Hollingsworth Street4 / 32,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Cramahe

    Active listings within ±20% of this asking price.

    • 1562 Morganston Road
      $649,000
      1562 Morganston Road
      Detached 6 3
    • 54 Toronto Street
      $739,900
      54 Toronto Street
      Detached 5 2
    • 6 Norton Lane
      $649,900
      6 Norton Lane
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of ROYAL HERITAGE REALTY LTD. · displayed on Summitly per MLS® data-share rules

    45 Percy Street is a 5-bedroom, 2-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 45 Percy Street built?

    The year built for 45 Percy Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 45 Percy Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 45 Percy Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 45 Percy Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $625,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 45 Percy Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 45 Percy Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 45 Percy Street in?

    45 Percy Street is in Colborne, Cramahe. The 'Neighbourhood' section below links to the live Cramahe real estate hub with average sold price, days on market, and current inventory.

  20. Is Cramahe a good place to live?

    Cramahe is one of ON's actively-tracked Summitly markets. The full Cramahe real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 30 Church Street
    5 / 2
    700
    —
    206 King Street4 / 22,000—
    552 Mitchell Road4 / 31,500—