Photos from January 2022. Welcome to this charming home in the vibrant Junction Triangle! The bright, open-concept main floor features a modern kitchen with breakfast bar, mosaic backsplash, and elegant crown moulding overlooking spacious living and dining areas-perfect for entertaining.The fully finished basement with 8-ft ceilings and separate entrance offers excellent potential for an in-law suite or rental income. Retreat to the spacious primary bedroom with a relaxing jetted Jacuzzi and generous wall-to-wall closets. Enjoy an expansive, south-facing backyard drenched in sunlight-an ideal setting for outdoor entertaining, dining, and all-day enjoyment. Potential approval for a laneway suite at the rear of the property, allows for multiple rental incomes on one lot. Rare parking includes a double-car garage plus carport (3 spaces total). Roof updated 2021 new furnace 2023 new sub-pump 2026. Steps to Corso Italia, The Junction, parks, schools, JJP Community Centre, shops, and transit. A fantastic opportunity in a sought-after neighbourhood!
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $1,072 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.
Inside 45 Rutland St
Every detail from the listing, in one place.
Type
Semi-Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Apartment, Walk-Up
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Apartment · Walk-Up
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Semi-Detached
45 Rutland St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$5,792
/mo
based on the purchase price of $1,179,000
$235,800 cash
$943,200 financed
$794,422 total interest
Principal54%$943,200
Interest46%$794,422
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Toronto
Other 3-bed homes for sale in Toronto around $1.2M.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio5185.0%On average, homes sold at or above asking.
Active listings13,312Homes for sale here right now.
Median vs prior 90 days−0.2%Compared with May 8 – Aug 6, 2026: prices down.
Based on 9,142 sales from Aug 6 – Nov 4, 2026 (7,119 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 45 Rutland St
How much is 45 Rutland St listed for?
45 Rutland St is listed at $1,179,000 (MLS® W12898286). Summitly updates the price as soon as the MLS® record changes.
Is $1,179,000 a good price for 45 Rutland St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Toronto. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 45 Rutland St changed?
Yes — it was first listed at $1,272,500 and is now $1,179,000, a drop of $93,500 (7.3%).
How many bedrooms and bathrooms does 45 Rutland St have?
45 Rutland St has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a semi-detached home in Toronto.
How much would the monthly mortgage be on 45 Rutland St?
About $5,792 a month — principal and interest on $1,179,000 with 20% down ($235,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 45 Rutland St compare with other homes in Toronto?
Its asking price of $1,179,000 is about 40% above the median sold price in Toronto over the last 90 days, $840,000, across 9,142 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 45 Rutland St been sold before?
Summitly has no earlier MLS® sale or lease of 45 Rutland St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 45 Rutland St?
45 Rutland St is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 45 Rutland St been on the market?
230 days — 45 Rutland St was listed on March 19, 2026.
What is the price per square foot of 45 Rutland St?
About $786 to $1,072 per square foot: the asking price of $1,179,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 45 Rutland St have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 45 Rutland St have a basement, and is it finished?
The listing describes the basement as: Apartment, Walk-Up.
