Visit the REALTOR website for further information about this Listing. Welcome to Victoria Place, one of Kawartha's most desirable waterfront communities, boasting over a mile and a half of shoreline on Pigeon Lake. This brick bungalow has a walkout basement and is move in ready. Features 2 bedrooms and two bathrooms with the possibility of a third bedroom downstairs. A modern kitchen with stainless appliances awaits and includes a walkout to the rear deck. Perfect for entertaining, relaxing or enjoying summer barbecues. Pocket views of the lake and amazing Kawartha sunrise's never get old. Bright and spacious open concept living and dining rooms, make gathering and quiet times enjoyable. The lower level is bright and dry with a family room that has a gas fireplace and relaxing views accessible from the walkout. A bright laundry room with outdoor access if you prefer to hang to dry. There is interior access to the garage from the basement, abundant storage and a dedicated furnace and utility room with a small workshop. Energy efficient forced air propane furnace (natural gas at the road), with central air/whole house heat pump and enclosed ductwork. Newer owned water heater and water softener. Enjoy time at the lake with your own dock and docking space located in the middle harbour. Victoria Place has some great amenities including 2 sandy beaches, a dog beach, boat ramp, swimming pool, pickle ball/tennis courts, clubhouse with mailroom, lawn bowling, bocce, shuffleboard, gated storage compound, storage barn, and woodland trails. Potable water supplied from community wells overseen by the City of Kawartha Lakes, irrigation drawn from Pigeon Lake and many organized activities and events within the community. Access to 5 lakes between locks right from your dock. Minutes away from Bobcaygeon for charming shops, dining and day to day amenities, and of course the Kawartha Dairy!
2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $1,000 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 456 Old Surrey Lane
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
700-1100 sq ftas stated on the listing
Parking
7 spacesYes garage
Basement
Finished with Walk-Out, Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
7
Interior
Basement
Finished with Walk-Out · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
456 Old Surrey Lane Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13751036$699,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 456 Old Surrey Lane Compares to the Kawartha Lakes Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,438
/mo
based on the purchase price of $699,900
$139,980 cash
$559,920 financed
$471,600 total interest
Principal54%$559,920
Interest46%$471,600
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kawartha Lakes
Other 2–4 bed homes for sale in Kawartha Lakes around $700K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings933Homes for sale here right now.
Median vs prior 90 days−3.0%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 513 sales from Jul 25 – Oct 23, 2026 (356 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 456 Old Surrey Lane
How much is 456 Old Surrey Lane listed for?
456 Old Surrey Lane is listed at $699,900 (MLS® X13751036). Summitly updates the price as soon as the MLS® record changes.
Is $699,900 a good price for 456 Old Surrey Lane?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 456 Old Surrey Lane changed?
No — 456 Old Surrey Lane is still listed at its original asking price of $699,900.
How many bedrooms and bathrooms does 456 Old Surrey Lane have?
456 Old Surrey Lane has 2 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 456 Old Surrey Lane?
About $3,438 a month — principal and interest on $699,900 with 20% down ($139,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 456 Old Surrey Lane compare with other homes in Kawartha Lakes?
Its asking price of $699,900 is about 15% above the median sold price in Kawartha Lakes over the last 90 days, $607,500, across 513 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 456 Old Surrey Lane been sold before?
Summitly has no earlier MLS® sale or lease of 456 Old Surrey Lane on record from the last two years. Older records aren't shown under TRREB rules.
Where is 456 Old Surrey Lane?
456 Old Surrey Lane is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 456 Old Surrey Lane been on the market?
46 days — 456 Old Surrey Lane was listed on September 7, 2026.
What is the price per square foot of 456 Old Surrey Lane?
About $636 to $1,000 per square foot: the asking price of $699,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 456 Old Surrey Lane have parking or a garage?
Yes — the listing gives 7 parking spaces. Garage: Yes.
Does 456 Old Surrey Lane have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out, Full.
