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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 10 days

    48 Alma Street S

    Junction/Onward Willow·Guelph, ON·N1H 5W7·Near Chadwick Ave

    • 4 beds
    Guelph real estate›X12007295
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 48 Alma St S, a legal duplex, with an additional 2 bedroom basement apartment roughed into the unfinished basement, in Guelph's sought-after Junction neighbourhood! Perfect for first-time buyers looking to break into the market, live in the beautifully renovated main floor unit while enjoying the benefit of having a significant portion of your mortgage covered. Alternatively, this property is an investor's dream, with the potential to convert into a 3-unit home that promises exceptional cash flow. The main floor unit has been completely renovated, featuring bright living and dining areas with laminate floors and oversized windows that fill the space with natural light. The modern eat-in kitchen boasts crisp white cabinetry, quartz countertops and lovely backsplash. 2 spacious bedrooms with hardwood floors and 4-piece bathroom with a tiled shower/tub complete the main floor. Sliding doors open to a private, tree-lined backyard, offering a peaceful outdoor retreat. The second unit, accessed by exterior stairs, is a self-contained space with its own kitchen, living room, 2 bedrooms and a full bathroom. There is a balcony providing private outdoor space! The unfinished basement is framed and pre-wired for a 2-bedroom apartment with a separate entrance and shared laundry. With minimal work, it could become a fully functional 3rd unit, dramatically boosting the property's rental income potential! Located steps from Fixed Gear Brewing Co. and a short walk to Howitt Park, the property is surrounded by local amenities. Its also just minutes from the Hanlon Parkway for easy access to Highway 401 and close to downtown Guelph, offering restaurants, boutique shops, nightlife and the GO Station. Whether you're looking to live in one unit and rent the others or create a fully income-generating triplex, this property is a rare chance to capitalize on a high-demand rental market. Vacant possession is available on May 1st!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Mar 7, 2025ListedCurrentFor sale$719,900 —X12007295This page
    Jan 21, 2025Previously listedTer$749,900 —X11934149View
    Dec 9, 2024Previously listedTer$774,900 —X11886891View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 48 Alma Street S
    What's nearby

    Points of interest classified by the MLS® feed.

    • Library
    • Park
    • Place Of Worship
    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,537
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $371
    0.62% mill rate · ON
    The market

    How this home sits in the Guelph market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Guelph market right now

    Average sold price, days on market, and closed-transaction count for Guelph — sourced from MLS®.

    • Avg sold price
      $780,940
      Last 30 days
    • Median sold price
      $745,000
      Middle of the market
    • Days on market
      32 d
      Avg from list to close
    • Closed last 30d
      435
      MLS® transactions
    Full Guelph market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 48 Alma Street S — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 48 Alma Street S and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 48 Alma Street S listed for?

      48 Alma Street S is listed at $719,900 on the MLS® (listing X12007295). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 48 Alma Street S have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Duplex
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $719,900
    $0 / sqft · MLS® X12007295
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $921,509
    $847,788Confidence range$995,230
    Asking vs estimate
    ↓below
    −$201,609
    (-21.9%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Guelph sell in about 32 days — this one has been listed 10 days.

    Avg sold price
    $780,940
    Median sold
    $745,000
    Avg days on market
    32
    Recently sold
    435
    See comparable sales
    AI highlights by Zara
    • Welcome to 48 Alma St S, a legal duplex, with an additional 2 bedroom basement apartment roughed into the unfinished basement, in Guelph's sought-after Junction neighbourhood!
    • The main floor unit has been completely renovated, featuring bright living and dining areas with laminate floors and oversized windows that fill the space with natural light.
    • The modern eat-in kitchen boasts crisp white cabinetry, quartz countertops and lovely backsplash. 2 spacious bedrooms with hardwood floors and 4-piece bathroom with a tiled shower/tub complete the main floor.
    • There is a balcony providing private outdoor space!
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    3
    Driveway
    Private Double
  9. Interior

    4
    Basement
    Separate Entrance, Partially Finished
    Family room
    N
    Kitchens
    2
    Total rooms
    11
  10. Exterior & construction

    4
    Exterior
    Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete, Concrete Block
    Pool
    None
  11. Lot & land

    2
    Year built
    51-99
    Zoning
    R1B
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    1 1/2 Storey
    Property class
    Duplex
  13. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Living Room
      17.5 × 10.6 ft
    • Primary Bedroom
      18.2 × 8.8 ft
    • Bathroom
      4 Pc Bath
      0.0 × 0.0 ft
    • Kitchen
      8.5 × 7.1 ft
    • Bedroom 2
      9.0 × 9.0 ft
    • Dining Room
      14.6 × 7.5 ft

    Second level

    5 rooms
    • Bedroom 3
      18.0 × 8.4 ft
    • Living Room
      12.0 × 15.4 ft
    • Bedroom 4
      13.9 × 8.8 ft
    • Bathroom
      4 Pc Bath
      0.0 × 0.0 ft
    • Kitchen
      7.8 × 6.0 ft
  14. School
  15. School Bus Route
  16. Combined estimate
    $3,908
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,537
    /mo
    based on the purchase price of $719,900
    $143,980 cash
    $575,920 financed
    $485,076 total interest
    Monthly payment$3,537/ month
    Principal54%$575,920
    Interest46%$485,076

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable duplexs that just sold in Guelph

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 45 Paisley Street
      Sold
      Sign in for price
      45 Paisley Street
      Duplex
    • 11 Chester Street
      Sold
      Sign in for price
      11 Chester Street
      Duplex
    • 13 Chester Street
      Sold
      Sign in for price
      13 Chester Street
      Duplex
    • 148 Suffolk Street
      Sold
      Sign in for price
      148 Suffolk Street
      Duplex
    • 53 Truesdale Crescent
      Sold
      Sign in for price
      53 Truesdale Crescent
      Duplex
    • 196 Silvercreek Parkway
      Sold
      Sign in for price
      196 Silvercreek Parkway
      Duplex
    AddressBd / BaSqftSold$/sqft% of askSold
    48 Alma Street SThis home4 / 211,001,500$719,900ask———
    45 Paisley Street6 / 32,000—
    11 Chester Street4 / 62,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More duplexs in Guelph

    Active listings within ±20% of this asking price.

    • 314 PAISLEY Road
      $749,900
      314 PAISLEY Road
      Duplex 3 3
    • 199 Neeve Street
      $699,900
      199 Neeve Street
      Duplex 3 2
    • 29 Crimea Street
      $799,900
      29 Crimea Street
      Duplex 3 3
    • 81 Edinburgh Road
      $659,900
      81 Edinburgh Road
      Duplex 5 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of RE/MAX Real Estate Centre Inc · displayed on Summitly per MLS® data-share rules

    48 Alma Street S is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 48 Alma Street S built?

    48 Alma Street S was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 48 Alma Street S?

    The 'Property tax' tab in the History section shows the most recent annual tax for 48 Alma Street S plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 48 Alma Street S?

    The affordability calculator on this page shows an estimated monthly mortgage for $719,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 48 Alma Street S been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 48 Alma Street S with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 48 Alma Street S in?

    48 Alma Street S is in Junction/Onward Willow, Guelph. The 'Neighbourhood' section below links to the live Guelph real estate hub with average sold price, days on market, and current inventory.

  26. Is Guelph a good place to live?

    Guelph is one of ON's actively-tracked Summitly markets. The full Guelph real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 13 Chester Street
    4 / 6
    2,000
    —
    148 Suffolk Street3 / 21,500—
    53 Truesdale Crescent5 / 42,500—
    196 Silvercreek Parkway3 / 2700—