DetachedListed today

48 Cottonwood Dr, St. Thomas

Name: 48 Cottonwood Drive
SKU: X14126354
Price: 579900 CAD
Availability: InStock

St. Thomas, ON · · MLS® X14126354Updated October 28, 2026

$579,900Est. $2,849/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 3

Type Detached
Lot 50 acres
Garage Yes
Basement Full, Finished

What you should know

48 Cottonwood Dr is a 3-bedroom, 2-bathroom detached home in St. Thomas, listed for $579,900. It has 1100-1500 sq ft of living space.

Welcome to this move-in ready, extensively updated former model home by Cannon Homes in the north-east end of St.
Thomas, with easy access to London via Highbury or Wellington Rd.
Tons of updates have been done in the last 5 years, including new (2023) North-Star double-hung windows, (lifetime transferrable warranty), patio door, and exterior doors (both with keyless entry).

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3 Bed, 2 Bath Detached Home in St. Thomas

About 48 Cottonwood Drive

Welcome to this move-in ready, extensively updated former model home by Cannon Homes in the north-east end of St. Thomas, with easy access to London via Highbury or Wellington Rd. Tons of updates have been done in the last 5 years, including new (2023) North-Star double-hung windows, (lifetime transferrable warranty), patio door, and exterior doors (both with keyless entry). Bigger than it looks, this freshly painted 3+1 bedroom bungalow with a single car garage (inside entry and wifi enabled garage door opener with keyless entry) has a beautiful updated kitchen and dining area (2025) with plenty of cupboard space (with pull out drawers) and quartz countertops. From the dining area, you walk out through a patio door that leads you to a covered deck with glass railing on a fully fenced private backyard with a raised vegetable garden. The fully finished basement, tastefully renovated in 2021 and meticulously maintained, comes with a spacious family room/playroom with a built-in entertainment unit and electric fireplace, an office, an extra bedroom, with egress window, perfect for your overnight guest, plus a 3-pc bathroom and more storage. AC 2018, Hot water tank 2024. Perfect home for everyone, from young professionals, a young/growing family, or a family that is looking to downsize.

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $527 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 48 Cottonwood Dr

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Parking: 3 spacesYes garage
Basement: Full, Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Full · Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

48 Cottonwood Dr Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 28, 2026For saleListedThis listingMLS® X14126354$579,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 48 Cottonwood Dr Compares to the St. Thomas Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 409 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Thomas market, last 90 days

Median sold price: $525,000
Average sold price: $532,834
Average days on market: 44
Homes sold: 250

Closed sales on the TRREB MLS®.

Full St. Thomas market report

Recently sold nearby in St. Thomas

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home48 Cottonwood Drive 3 bd · 2 ba · 1,100 sqft	$579,900asking	$527	—	—
7 STIRLING Crescent 3 bd · 2 ba · 700 sqft
3 SILVERLEAF Path 3 bd · 3 ba · 1,500 sqft
58 VANIER Place 3 bd · 2 ba · 1,100 sqft
25 Erie Street 3 bd · 2 ba · 1,500 sqft
2 Noble Lane 3 bd · 3 ba · 1,100 sqft
7 THOMPSON Avenue 3 bd · 1 ba · 700 sqft

7 STIRLING Crescent
3 bd · 2 ba · 700 sqft
3 SILVERLEAF Path
3 bd · 3 ba · 1,500 sqft
58 VANIER Place
3 bd · 2 ba · 1,100 sqft
25 Erie Street
3 bd · 2 ba · 1,500 sqft
2 Noble Lane
3 bd · 3 ba · 1,100 sqft
7 THOMPSON Avenue
3 bd · 1 ba · 700 sqft

Living in St. Thomas: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 48 Cottonwood Dr

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,849; 20% down · 25 years · 5.5% assumed
Property tax: $319; 0.66% mill rate · ON
Total per month: $3,168; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,849

/mo

based on the purchase price of $579,900

Down payment20%

$115,980 cash

Amortization25 yr

$463,920 financed

Rate5.50%

$390,742 total interest

Principal54%$463,920

Interest46%$390,742

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: ROYAL LEPAGE TRILAND REALTY, BrokerageMLS® X14126354 · Listing data last updated October 28, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 27· $527/sq ft

Estimated monthly mortgage$2,849/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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