Don't judge this one by its first impression - this deceptively spacious 4-bedroom home has so much more to offer than first meets the eye. Warm, inviting, and thoughtfully updated, it's the perfect place to put down roots and create lasting memories. Inside, you'll appreciate the functional layout that offers space for growing families, guests, or a home office. Gather with family and friends in the generous size living room and formal dining room, then step through to the kitchen which provides easy access to the private backyard designed for entertaining loved ones both young and old. Whether it's summer barbecues, children's playtime, or relaxing evenings under the stars, this outdoor space is sure to become a favourite. With the benefits of thoughtful updates, including select replacement windows and an updated bathroom there's added comfort, functionality, and move-in appeal. To complete the package, the durable metal roof and low-maintenance exterior provide peace of mind, while the garage, large storage shed and smaller garden shed offer plenty of room for vehicles, tools, and seasonal items. This home offers more space, more value, and more opportunities than you might expect, so why not come inside and see for yourself. Book your showing today!
4 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $280 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 48 Elizabeth St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
2 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
48 Elizabeth St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14092320$419,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 48 Elizabeth St Compares to the St. Thomas Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,063
/mo
based on the purchase price of $419,900
$83,980 cash
$335,920 financed
$282,933 total interest
Principal54%$335,920
Interest46%$282,933
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 3–4 bed homes for sale in St. Thomas around $420K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings255Homes for sale here right now.
Median vs prior 90 days−2.9%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 239 sales from Jul 24 – Oct 22, 2026 (163 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 48 Elizabeth St
How much is 48 Elizabeth St listed for?
48 Elizabeth St is listed at $419,900 (MLS® X14092320). Summitly updates the price as soon as the MLS® record changes.
Is $419,900 a good price for 48 Elizabeth St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 48 Elizabeth St changed?
No — 48 Elizabeth St is still listed at its original asking price of $419,900.
How many bedrooms and bathrooms does 48 Elizabeth St have?
48 Elizabeth St has 4 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in St. Thomas.
How much would the monthly mortgage be on 48 Elizabeth St?
About $2,063 a month — principal and interest on $419,900 with 20% down ($83,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 48 Elizabeth St compare with other homes in St. Thomas?
Its asking price of $419,900 is about 20% below the median sold price in St. Thomas over the last 90 days, $525,000, across 239 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 48 Elizabeth St been sold before?
Summitly has no earlier MLS® sale or lease of 48 Elizabeth St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 48 Elizabeth St?
48 Elizabeth St is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 48 Elizabeth St been on the market?
3 days — 48 Elizabeth St was listed on October 19, 2026.
What is the price per square foot of 48 Elizabeth St?
About $210 to $280 per square foot: the asking price of $419,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 48 Elizabeth St have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
Does 48 Elizabeth St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
