DetachedListed today

487 Black St, Centre Wellington

Name: 487 Black Street
SKU: X14118376
Price: 1092000 CAD
Availability: InStock

Centre Wellington, ON · · MLS® X14118376Updated October 26, 2026

$1,092,000Est. $5,365/mo mortgage

Bedrooms: 4
Bathrooms: 3
Living space: 3500–5000sq ft
Parking spaces: 4

Type Detached
Lot 50 acres
Garage Yes
Basement Unfinished

What you should know

487 Black St is a 4-bedroom, 3-bathroom detached home in Centre Wellington, listed for $1,092,000. It has 3500-5000 sq ft of living space.

Welcome to this stunning, custom-designed residence nestled in one of Fergus's most desirable neighbourhoods.
The heart of the home is the chef-inspired kitchen, showcasing custom cabinetry, a massive island with a dramatic waterfall quartz countertop, and ample storage - ideal for entertaining or everyday living.
A versatile den on the main floor offers the perfect space for a home office or library.

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4 Bed, 3 Bath Detached Home in Centre Wellington

About 487 Black Street

Visit the REALTOR website for further information about this Listing. Exquisite 4-Bedroom Executive Home in the Heart of Fergus - 3,614 Sq Ft of Refined Living. Welcome to this stunning, custom-designed residence nestled in one of Fergus's most desirable neighbourhoods. Spanning over 3,600 square feet of thoughtfully designed space, this 4-bedroom, 3.5-bathroom home offers the perfect blend of luxury, comfort, and functionality. Step through the impressive two-storey foyer and into the expansive main floor featuring 9-foot ceilings and upgraded hardwood flooring throughout. The heart of the home is the chef-inspired kitchen, showcasing custom cabinetry, a massive island with a dramatic waterfall quartz countertop, and ample storage - ideal for entertaining or everyday living. The open-concept layout flows seamlessly into the grand great room, where a sleek, modern linear fireplace creates a warm and inviting atmosphere. A versatile den on the main floor offers the perfect space for a home office or library. Upstairs, discover a spacious study and four generous bedrooms, including a luxurious primary suite complete with a large walk-in closet and a spa-like ensuite featuring a freestanding soaker tub, dual vanities, and a glass-enclosed shower. Additional features include upgraded hardwood in the second-floor hallways, a covered porch for enjoying the outdoors in any weather, and a large two-car garage with interior access. This meticulously crafted home offers the best of Fergus - small-town charm with upscale living. Don't miss your opportunity to own this exceptional property.

4 bedrooms, 3 bathrooms, about 3,500 sq ft, works out to roughly $312 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 487 Black St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 3500-5000 sq ftas stated on the listing
Parking: 4 spacesYes garage
Basement: Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 4

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

487 Black St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 26, 2026For saleListedThis listingMLS® X14118376$1,092,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 487 Black St Compares to the Centre Wellington Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 346 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Centre Wellington market, last 90 days

Median sold price: $771,750
Average sold price: $914,538
Average days on market: 46
Homes sold: 226

Closed sales on the TRREB MLS®.

Full Centre Wellington market report

Recently sold nearby in Centre Wellington

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home487 Black Street 4 bd · 3 ba · 3,500 sqft	$1,092,000asking	$312	—	—
19 Keating Drive 5 bd · 3 ba · 2,000 sqft
581 St Andrew Street 3 bd · 1 ba · 1,100 sqft
62 Haylock Avenue 3 bd · 3 ba · 2,000 sqft
470 Cameron Street 3 bd · 1 ba · 1,100 sqft
220 Rea Drive 5 bd · 3 ba · 3,000 sqft
6398 Second Line 4 bd · 2 ba · 3,000 sqft

19 Keating Drive
5 bd · 3 ba · 2,000 sqft
581 St Andrew Street
3 bd · 1 ba · 1,100 sqft
62 Haylock Avenue
3 bd · 3 ba · 2,000 sqft
470 Cameron Street
3 bd · 1 ba · 1,100 sqft
220 Rea Drive
5 bd · 3 ba · 3,000 sqft
6398 Second Line
4 bd · 2 ba · 3,000 sqft

Living in Centre Wellington: Location & Amenities

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Costs, Mortgage & Rental Return for 487 Black St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $5,365; 20% down · 25 years · 5.5% assumed
Property tax: $601; 0.66% mill rate · ON
Total per month: $5,966; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$5,365

/mo

based on the purchase price of $1,092,000

Down payment20%

$218,400 cash

Amortization25 yr

$873,600 financed

Rate5.50%

$735,800 total interest

Principal54%$873,600

Interest46%$735,800

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: EASY LIST REALTY LTD., BrokerageMLS® X14118376 · Listing data last updated October 26, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 25· $312/sq ft

Estimated monthly mortgage$5,365/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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