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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    49 Ursula Avenue

    ·St. Catharines, ON··

    • 3 beds
    St. Catharines real estate›X13591514
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Brick bungalow in a quiet and very sought after location. Located in South St. Catharines at the top of the escarpment. this home offers offers Eatin kitchen, bright living room, 4 pc bath and 3 bedrooms on the main floor, one of which was converted to a dining room but can easily be converted back. Side entrance to the basement which offers large family room, 2 additional bedrooms, a 3pc bath and laundry room. Newer roof , windows and hardwood floors throughout main floor. Ceramic flooring in kitchen and bath. Double driveway and fenced yard that includes a storage shed and summer house both with hydro. Appliances are included. Make this home your own

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Side entrance to the basement which offers large family room, 2 additional bedrooms, a 3pc bath and laundry room.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 22, 2026ListedCurrentFor sale$439,000 —X13591514This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 49 Ursula Avenue
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,157
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $290
    0.79% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      $608,275
      Last 30 days
    • Median sold price
      $560,000
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      466
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 49 Ursula Avenue — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 49 Ursula Avenue and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 49 Ursula Avenue listed for?

      49 Ursula Avenue is listed at $439,000 on the MLS® (listing X13591514). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 49 Ursula Avenue have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $439,000
    $0 / sqft · MLS® X13591514
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $608,275
    $559,613Confidence range$656,937
    Asking vs estimate
    ↓below
    −$169,275
    (-27.8%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Catharines sell in about 37 days — this one has been listed 3 days.

    Avg sold price
    $608,275
    Median sold
    $560,000
    Avg days on market
    37
    Recently sold
    466
    See comparable sales
    Newer roof , windows and hardwood floors throughout main floor.
  6. Ceramic flooring in kitchen and bath.
  7. Double driveway and fenced yard that includes a storage shed and summer house both with hydro.
  8. Ask Zara a follow-up
    Sewer
  9. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private Double
  10. Interior

    5
    Basement
    Full, Partially Finished, Separate Entrance
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Lower Level
  11. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Panoramic, Skyline
    Pool
    None
  12. Lot & land

    1
    Zoning
    R1
  13. Listing & possession

    4
    Possession
    2026-08-31T00:00:00.000-00:00
    Occupancy
    flexible
    Property style
    Bungalow
    Property class
    Detached
  14. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Kitchen
      12.5 × 10.0 ft
    • Bedroom 3
      12.5 × 10.0 ft
    • Living Room
      17.5 × 13.5 ft
    • Bedroom 2
      12.0 × 9.5 ft
    • Bedroom
      13.5 × 9.0 ft
    • Bathroom
      4 Pc Bath
      8.0 × 6.0 ft

    Basement level

    5 rooms
    • Bedroom 4
      10.0 × 10.0 ft
    • Bathroom
      3 Pc Bath
      8.0 × 6.0 ft
    • Family Room
      27.0 × 10.0 ft
    • Bedroom 5
      13.0 × 11.0 ft
    • Laundry
      9.0 × 8.0 ft
    Combined estimate
    $2,447
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,157
    /mo
    based on the purchase price of $439,000
    $87,800 cash
    $351,200 financed
    $295,803 total interest
    Monthly payment$2,157/ month
    Principal54%$351,200
    Interest46%$295,803

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 9 Blain Place
      Sold
      Sign in for price
      9 Blain Place
      Detached
    • 2 Monro Street
      Sold
      Sign in for price
      2 Monro Street
      Detached
    • 33 Adel Drive
      Sold
      Sign in for price
      33 Adel Drive
      Detached
    • 17 St. Louis Place
      Sold
      Sign in for price
      17 St. Louis Place
      Detached
    • 663 Geneva Street
      Sold
      Sign in for price
      663 Geneva Street
      Detached
    • 1662 Second Avenue
      Sold
      Sign in for price
      1662 Second Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    49 Ursula AvenueThis home3 / 27,001,100$439,000ask———
    9 Blain Place2 / 1700—
    2 Monro Street4 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Catharines

    Active listings within ±20% of this asking price.

    • 83 York Street
      $425,000
      83 York Street
      Detached 3 2
    • 2 Kent Street
      $464,500
      2 Kent Street
      Detached 3 3
    • 66 Masterson Drive
      $499,900
      66 Masterson Drive
      Detached 3 2
    • 63 Plymouth Avenue
      $449,900
      63 Plymouth Avenue
      Detached 4 2
    • 73 MARGERY Avenue
      $449,900
      73 MARGERY Avenue
      Detached 2 2
    • 36 Woodland Avenue
      $499,900
      36 Woodland Avenue
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of RE/MAX GARDEN CITY REALTY INC, BROKERAGE · displayed on Summitly per MLS® data-share rules

    49 Ursula Avenue is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 49 Ursula Avenue built?

    The year built for 49 Ursula Avenue isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 49 Ursula Avenue?

    The 'Property tax' tab in the History section shows the most recent annual tax for 49 Ursula Avenue plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 49 Ursula Avenue?

    The affordability calculator on this page shows an estimated monthly mortgage for $439,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 49 Ursula Avenue been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 49 Ursula Avenue with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 49 Ursula Avenue in?

    49 Ursula Avenue is in Burleigh Hill, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  24. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 33 Adel Drive
    3 / 2
    1,100
    —
    17 St. Louis Place3 / 21,100—
    663 Geneva Street2 / 2700—
    1662 Second Avenue4 / 32,500—