DetachedListed today

491 Vine St, St. Catharines

Name: 491 Vine Street
SKU: X14178276
Price: 549900 CAD
Availability: InStock

St. Catharines, ON · · MLS® X14178276Updated November 13, 2026

$549,900Est. $2,701/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 6

Type Detached
Basement Apartment, Finished

What you should know

491 Vine St is a 3-bedroom, 2-bathroom detached home in St. Catharines, listed for $549,900. It has 1100-1500 sq ft of living space.

Oversized Lot, 400 sq foot addition and Brand New In-Law Suite!
Situated on a deep lot, the home features an impressive double-wide driveway with parking for up to 6 vehicles, providing plenty of room for family and guests.
Updates include all windows (2016), roof (2016), furnace (2017), backyard shed (2020), back deck (2022), and extensive plumbing and fixture upgrades (2023).

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1 Upcoming Open House at 491 Vine St

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Sunday, November 152:00 PM – 4:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

3 Bed, 2 Bath Detached Home in St. Catharines

About 491 Vine Street

Oversized Lot, 400 sq foot addition and Brand New In-Law Suite! Welcome to the highly sought-after North End of St. Catharines! Nestled in an amazing location surrounded by mature trees, this property offers the perfect blend of charm, space, and versatility. Situated on a deep lot, the home features an impressive double-wide driveway with parking for up to 6 vehicles, providing plenty of room for family and guests. One of the standout features of this home is the full in-law suite, complete with a brand-new kitchen, bathroom and all new paint and flooring, as well as its own separate entrance and walk-up access. Perfect for extended family, multi-generational living, or added flexibility for your household. Pride of ownership is evident throughout, with numerous updates and improvements over the years. Updates include all windows (2016), roof (2016), furnace (2017), backyard shed (2020), back deck (2022), and extensive plumbing and fixture upgrades (2023). The kitchen features a beautiful quartz island countertop, complemented by a new dishwasher (2023). Additional improvements include washer and dryer (2023), upstairs bathroom vanity (2023), and basement entrance (2023). More recent updates include a new wood fence, main floor smaller windows, back gutter and door flashing, and basement improvements (2026). Duct cleaning completed in September 2026.An exceptional opportunity to own a versatile home in one of St. Catharines' most desirable areas. Enjoy the mature surroundings, generous lot, ample parking, and the convenience of being close to parks, schools, shopping, and everyday amenities. Whether you're looking for space for the whole family or the added flexibility of an in-law suite, this North End property is one you won't want to miss!

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $500 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 491 Vine St

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 6 spaces
Basement: Apartment, Finished

Features & systems

Parking & garage

Parking spaces: 6

Interior

Basement: Apartment · Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

491 Vine St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 13, 2026For saleListedThis listingMLS® X14178276$549,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 491 Vine St Compares to the St. Catharines Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 1,027 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Catharines market, last 90 days

Median sold price: $560,000
Average sold price: $613,949
Average days on market: 40
Homes sold: 523

Closed sales on the TRREB MLS®.

Full St. Catharines market report

Recently sold nearby in St. Catharines

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home491 Vine Street 3 bd · 2 ba · 1,100 sqft	$549,900asking	$500	—	—
31 Valerie Drive 3 bd · 2 ba · 1,500 sqft
28 BRENTWOOD Drive 3 bd · 2 ba · 1,100 sqft
19 THORNDALE Avenue 3 bd · 2 ba · 1,100 sqft
105 Marsdale Drive 2 bd · 3 ba · 3,000 sqft
28 The Cedars Street 3 bd · 2 ba · 1,100 sqft
95 Chetwood Street 4 bd · 2 ba · 1,100 sqft

31 Valerie Drive
3 bd · 2 ba · 1,500 sqft
28 BRENTWOOD Drive
3 bd · 2 ba · 1,100 sqft
19 THORNDALE Avenue
3 bd · 2 ba · 1,100 sqft
105 Marsdale Drive
2 bd · 3 ba · 3,000 sqft
28 The Cedars Street
3 bd · 2 ba · 1,100 sqft
95 Chetwood Street
4 bd · 2 ba · 1,100 sqft

Living in St. Catharines: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 491 Vine St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,701; 20% down · 25 years · 5.5% assumed
Property tax: $302; 0.66% mill rate · ON
Total per month: $3,003; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,701

/mo

based on the purchase price of $549,900

Down payment20%

$109,980 cash

Amortization25 yr

$439,920 financed

Rate5.50%

$370,528 total interest

Principal54%$439,920

Interest46%$370,528

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: BOLDT REALTY INC., BROKERAGEMLS® X14178276 · Listing data last updated November 13, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 12· $500/sq ft

Estimated monthly mortgage$2,701/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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