494 Annapolis Ave is a 3-bedroom, 2-bathroom detached home in Oshawa, listed for $649,000. It has 700-1100 sq ft of living space.
1Featuring a bright, practical floor plan with three well-sized bedrooms, a full basement, and a detached garage ideal for parking, storage, or a workshop, this property is full of potential.
2Bring your creativity and personal style to transform this home with modern updates and finishing touches.
3Whether you're looking to renovate, customize, or add value, the possibilities are endless.
Welcome to 3-Bedroom Bungalow with Detached Garage in McLaughlin, Oshawa Nestled in Oshawa's sought-after McLaughlin community, this solid 3-bedroom bungalow offers a fantastic opportunity to create the home you've always envisioned. Featuring a bright, practical floor plan with three well-sized bedrooms, a full basement, and a detached garage ideal for parking, storage, or a workshop, this property is full of potential. Bring your creativity and personal style to transform this home with modern updates and finishing touches. Whether you're looking to renovate, customize, or add value, the possibilities are endless. Ideally situated close to schools, parks, shopping, public transit, and major highways, this property is perfect for first-time homebuyers, investors, or anyone seeking an affordable opportunity in one of Oshawa's most established and desirable neighbourhoods.
3 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $927 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 494 Annapolis Ave
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Finished
Lot & land
Lot size (sqft)
7695
Listing & possession
Property style
Bungalow
Property class
Detached
494 Annapolis Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E13709398$649,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 494 Annapolis Ave Compares to the Oshawa Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,188
/mo
based on the purchase price of $649,000
$129,800 cash
$519,200 financed
$437,303 total interest
Principal54%$519,200
Interest46%$437,303
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Annapolis Avenue? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 494 Annapolis Ave with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 494 Annapolis Ave day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Oshawa
Other 2–4 bed homes for sale in Oshawa around $649K.
Average days on market28Homes sold in about 28 days on average.
Sale-to-list ratio99.5%On average, homes sold below asking.
Active listings762Homes for sale here right now.
Median vs prior 90 days−2.2%Compared with Apr 15 – Jul 14, 2026: prices down.
Based on 713 sales from Jul 14 – Oct 12, 2026 (510 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
494 Annapolis Ave is listed at $649,000 (MLS® E13709398). Summitly updates the price as soon as the MLS® record changes.
Is $649,000 a good price for 494 Annapolis Ave?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Oshawa. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 494 Annapolis Ave changed?
No — 494 Annapolis Ave is still listed at its original asking price of $649,000.
How many bedrooms and bathrooms does 494 Annapolis Ave have?
494 Annapolis Ave has 3 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Oshawa.
Is 494 Annapolis Ave close to transit?
The nearest rapid-transit station is Oshawa GO Station (Lakeshore East GO), about 3.7 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 494 Annapolis Ave?
About $3,188 a month — principal and interest on $649,000 with 20% down ($129,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 494 Annapolis Ave compare with other homes in Oshawa?
Its asking price of $649,000 is about 2% below the median sold price in Oshawa over the last 90 days, $665,000, across 713 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 494 Annapolis Ave been sold before?
Summitly has no earlier MLS® sale or lease of 494 Annapolis Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 494 Annapolis Ave?
494 Annapolis Ave is in Oshawa, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 494 Annapolis Ave been on the market?
49 days — 494 Annapolis Ave was listed on August 24, 2026.
What is the price per square foot of 494 Annapolis Ave?
About $590 to $927 per square foot: the asking price of $649,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 494 Annapolis Ave have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.