For saleWell Above Market

Semi-DetachedOn market 58 days

497 St Patrick St E, Centre Wellington

Centre Wellington, ON · · MLS® X13738278Updated September 9, 2026

$610,000Est. $2,997/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 700–1100sq ft
Parking spaces: 6

Type Semi-Detached
Lot 50 acres
Basement Separate Entrance, Partially Finished

What you should know

497 St Patrick St E is a 3-bedroom, 1-bathroom semi-detached home in Centre Wellington, listed for $610,000. It has 700-1100 sq ft of living space.

Welcome home to this beautiful updated all brick, semi-detached 2-storey home ideally situated on a quiet tree lined street in Fergus.
Featuring 3 bedrooms and 2 bathrooms, this bright and airy home has been thoughtfully remodelled with kitchen, windows and flooring creating a welcoming atmosphere that feels move in ready.
The spacious deck provides space for outdoor dining, while the grassy yard offers plenty of room to play and unwind.

Ask Zara:

3 Bed, 1 Bath Semi-Detached Home in Centre Wellington

About 497 St Patrick Street East

Welcome home to this beautiful updated all brick, semi-detached 2-storey home ideally situated on a quiet tree lined street in Fergus. Featuring 3 bedrooms and 2 bathrooms, this bright and airy home has been thoughtfully remodelled with kitchen, windows and flooring creating a welcoming atmosphere that feels move in ready. Step outside to enjoy the large fully fenced backyard- perfect for relaxing or entertaining, or enjoying time with family. The spacious deck provides space for outdoor dining, while the grassy yard offers plenty of room to play and unwind. Two sheds provide additional storage. Conveniently located close to Sportsplex, library, parks, schools, shops, restaurants and amenities of downtown Fergus. This home offers a perfect blend of comfort, style and location.

3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $871 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.

Inside 497 St Patrick St E

Every detail from the listing, in one place.

Type: Semi-Detached
Style: 2-Storey
Living space: 700-1100 sq ftas stated on the listing
Parking: 6 spaces
Basement: Separate Entrance, Partially Finished

Features & systems

Parking & garage

Parking spaces: 6

Interior

Basement: Separate Entrance · Partially Finished

Lot & land

Lot size (sqft): 5479

Listing & possession

Property style: 2-Storey
Property class: Semi-Detached

497 St Patrick St E Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 2, 2026For saleListedThis listingMLS® X13738278$610,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 497 St Patrick St E Compares to the Centre Wellington Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 347 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Centre Wellington market, last 90 days

Median sold price: $777,450
Average sold price: $919,517
Average days on market: 46
Homes sold: 218

Closed sales on the TRREB MLS®.

Full Centre Wellington market report

Recently sold nearby in Centre Wellington

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home497 St Patrick Street E 3 bd · 1 ba · 700 sqft	$610,000asking	$871	—	—
41 Stumpf Street 3 bd · 2 ba · 1,500 sqft
91 York Street 3 bd · 1 ba · 1,100 sqft
898A Gzowski Street 3 bd · 3 ba · 2,000 sqft
125 Halls Drive 3 bd · 3 ba · 1,100 sqft
7 Halls Drive 3 bd · 3 ba · 1,100 sqft
95 York Street 3 bd · 3 ba · 1,100 sqft

41 Stumpf Street
3 bd · 2 ba · 1,500 sqft
91 York Street
3 bd · 1 ba · 1,100 sqft
898A Gzowski Street
3 bd · 3 ba · 2,000 sqft
125 Halls Drive
3 bd · 3 ba · 1,100 sqft
7 Halls Drive
3 bd · 3 ba · 1,100 sqft
95 York Street
3 bd · 3 ba · 1,100 sqft

Living in Centre Wellington: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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Costs, Mortgage & Rental Return for 497 St Patrick St E

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,997; 20% down · 25 years · 5.5% assumed
Property tax: $336; 0.66% mill rate · ON
Total per month: $3,333; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

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Estimated monthly payment

$2,997

/mo

based on the purchase price of $610,000

Down payment20%

$122,000 cash

Amortization25 yr

$488,000 financed

Rate5.50%

$411,024 total interest

Principal54%$488,000

Interest46%$411,024

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: Your Hometown Realty Ltd, BrokerageMLS® X13738278 · Listing data last updated September 9, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 1· $871/sq ft

Estimated monthly mortgage$2,997/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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