5 Court St is a 5-bedroom, 3-bathroom detached home in St. Catharines, listed for $1,290,000. It has 2000-2500 sq ft of living space.
1Situated just a 5-minute walk to the St.
2Also on the ground level, with its own separate entrance, is a spacious commercial-zoned residential unit offering 1 bedroom, 1 bathroom, an open-concept living and dining area, kitchen, and in-suite laundry.
Exceptional mixed-use commercial and residential property offering good income potential in a prime downtown location. Situated just a 5-minute walk to the St. Catharines Downtown Transit Terminal, this extensively renovated building is ideal for investors or owner-operators seeking multiple income streams.The main floor features a fully equipped restaurant space with a newly built commercial kitchen, now is rented to a Chineses take out retreatant. Also on the ground level, with its own separate entrance, is a spacious commercial-zoned residential unit offering 1 bedroom, 1 bathroom, an open-concept living and dining area, kitchen, and in-suite laundry. A separate entrance leads to the second floor, currently configured for room rentals, featuring 5 bedrooms, 2 full bathrooms, a shared kitchen and dining area, and a dedicated laundry space, providing excellent rental income potential.The property has undergone extensive renovations, including ESA-certified electrical upgrades, updated plumbing on the second floor, and newer furnace and air conditioning systems, offering peace of mind for years to come. Whether you're looking to expand your investment portfolio, operate your own business while generating residential rental income, or capitalize on the strong demand for downtown housing, this versatile property presents an exceptional opportunity in a thriving location.
5 bedrooms, 3 bathrooms, about 2,000 sq ft, works out to roughly $645 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 5 Court St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
2 spaces
Basement
Full
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
5 Court St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13518978$1,290,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 5 Court St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$6,337
/mo
based on the purchase price of $1,290,000
$258,000 cash
$1,032,000 financed
$869,215 total interest
Principal54%$1,032,000
Interest46%$869,215
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 4–6 bed homes for sale in St. Catharines around $1.3M.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings716Homes for sale here right now.
Median vs prior 90 days+0.4%Compared with May 5 – Aug 3, 2026: prices up.
Based on 536 sales from Aug 3 – Nov 1, 2026 (500 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
5 Court St is listed at $1,290,000 (MLS® X13518978). Summitly updates the price as soon as the MLS® record changes.
Is $1,290,000 a good price for 5 Court St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 5 Court St changed?
No — 5 Court St is still listed at its original asking price of $1,290,000.
How many bedrooms and bathrooms does 5 Court St have?
5 Court St has 5 bedrooms and 3 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in St. Catharines.
Is 5 Court St close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 1.9 km (about a 24-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 5 Court St?
About $6,337 a month — principal and interest on $1,290,000 with 20% down ($258,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 5 Court St compare with other homes in St. Catharines?
Its asking price of $1,290,000 is about 132% above the median sold price in St. Catharines over the last 90 days, $556,000, across 536 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 5 Court St been sold before?
Summitly has no earlier MLS® sale or lease of 5 Court St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 5 Court St?
5 Court St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 5 Court St been on the market?
125 days — 5 Court St was listed on June 29, 2026.
What is the price per square foot of 5 Court St?
About $516 to $645 per square foot: the asking price of $1,290,000 over the 2,000–2,500 sq ft the listing gives as its size range.
