Surrounded by beautiful rock gardens and offering peaceful views of the Gull River, this charming and affordable 2-bedroom, 1-bathroom home is a wonderful opportunity for first-time buyers, downsizers, or those looking for an easy-to-maintain retreat. Enjoy the convenience of main-floor living and laundry, along with the comfort of a brand-new propane furnace installed in June 2026. Inside, you'll find a bright, open eat-in kitchen, a separate dining area, and a cozy living room featuring a beautiful built-in wall cabinet. Step outside to a spacious deck and patio, perfect for relaxing, entertaining, and enjoying the surrounding scenery. A newly built, quality storage shed provides plenty of space for all your outdoor essentials. Ideally located with easy access to main roads, a nearby boat launch, and the beach just down the road. Even better, you can walk to the grocery store, community centre, library, restaurants, and local shops. Offering affordability, convenience, and small-town charm close to the water, this home is ready for its next owner. Book your showing today!
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $470 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 5 Government Dock Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
2 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
5 Government Dock Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,616
/mo
based on the purchase price of $329,000
$65,800 cash
$263,200 financed
$221,683 total interest
Principal54%$263,200
Interest46%$221,683
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Kawartha Lakes
Other 2–3 bed homes for sale in Kawartha Lakes around $329K.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings932Homes for sale here right now.
Median vs prior 90 days−3.0%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 519 sales from Jul 24 – Oct 22, 2026 (356 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 5 Government Dock Rd
How much is 5 Government Dock Rd listed for?
5 Government Dock Rd is listed at $329,000 (MLS® X13065838). Summitly updates the price as soon as the MLS® record changes.
Is $329,000 a good price for 5 Government Dock Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 5 Government Dock Rd changed?
Yes — it was first listed at $340,000 and is now $329,000, a drop of $11,000 (3.2%).
How many bedrooms and bathrooms does 5 Government Dock Rd have?
5 Government Dock Rd has 2 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 5 Government Dock Rd?
About $1,616 a month — principal and interest on $329,000 with 20% down ($65,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 5 Government Dock Rd compare with other homes in Kawartha Lakes?
Its asking price of $329,000 is about 46% below the median sold price in Kawartha Lakes over the last 90 days, $607,500, across 519 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 5 Government Dock Rd been sold before?
Summitly has no earlier MLS® sale or lease of 5 Government Dock Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 5 Government Dock Rd?
5 Government Dock Rd is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 5 Government Dock Rd been on the market?
175 days — 5 Government Dock Rd was listed on April 30, 2026.
What is the price per square foot of 5 Government Dock Rd?
About $299 to $470 per square foot: the asking price of $329,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 5 Government Dock Rd have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 5 Government Dock Rd have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
