DetachedListed today

5098 Oak St, Hamilton Township

Name: 5098 Oak Street
SKU: X14105364
Price: 644900 CAD
Availability: InStock

Hamilton Township, ON · · MLS® X14105364Updated October 22, 2026

$644,900Est. $3,168/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1100–1500sq ft
Parking spaces: 7

Type Detached
Garage Yes
Basement Partially Finished, Separate Entrance

What you should know

5098 Oak St is a 3-bedroom, 1-bathroom detached home in Hamilton Township, listed for $644,900. It has 1100-1500 sq ft of living space.

Stunning home with view of Rice Lake.
Large living room with picturesque windows and gas fireplace, updated 4 pc bathroom, walkout basement with bar and gas fireplace, detached garage, extensive landscaping, flagstone walkway and maintenance free koi pond.
Steps to all local amenities and Rice lake where you can enjoy many activities year round.

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1 Upcoming Open House at 5098 Oak St

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Sunday, October 252:00 PM – 4:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

3 Bed, 1 Bath Detached Home in Hamilton Township

About 5098 Oak Street

Stunning home with view of Rice Lake. This 3 bedroom, 1 bathroom home has been well maintained and features an upgraded eat in kitchen with walkout to an entertainers dream deck with pergola hot tub room, sitting area and out door kitchen with smoker and grill station. Large living room with picturesque windows and gas fireplace, updated 4 pc bathroom, walkout basement with bar and gas fireplace, detached garage, extensive landscaping, flagstone walkway and maintenance free koi pond. Steps to all local amenities and Rice lake where you can enjoy many activities year round. Centrally located close to 401, Peterborough and 115/407. This home has 2 road frontages, main address on Oak St and detached garage is on Pine St. parking for 7 cars. You will not want to miss all the great things about this property. Too many features to list. Truly a must see property in a desirable family area.

3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $586 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 5098 Oak St

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Parking: 7 spacesYes garage
Basement: Partially Finished, Separate Entrance

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 7

Interior

Basement: Partially Finished · Separate Entrance

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

5098 Oak St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 22, 2026For saleListedThis listingMLS® X14105364$644,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 5098 Oak St Compares to the Hamilton Township Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Fair Price· based on 3,361 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Hamilton Township market, last 90 days

Median sold price: $675,000
Average sold price: $760,412
Average days on market: 41
Homes sold: 1,890

Closed sales on the TRREB MLS®.

Full Hamilton Township market report

Recently sold nearby in Hamilton Township

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home5098 Oak Street 3 bd · 1 ba · 1,100 sqft	$644,900asking	$586	—	—
2 Oak Knoll Drive 5 bd · 3 ba · 3,500 sqft
312 East 12th Street 6 bd · 2 ba · 2,500 sqft
28 DEERVIEW Avenue 3 bd · 3 ba · 2,500 sqft
31 Cityview Crescent 3 bd · 1 ba · 1,500 sqft
2991 Harwood Road 2 bd · 2 ba · 700 sqft
209 Portage Lane 3 bd · 2 ba · 1,500 sqft

2 Oak Knoll Drive
5 bd · 3 ba · 3,500 sqft
312 East 12th Street
6 bd · 2 ba · 2,500 sqft
28 DEERVIEW Avenue
3 bd · 3 ba · 2,500 sqft
31 Cityview Crescent
3 bd · 1 ba · 1,500 sqft
2991 Harwood Road
2 bd · 2 ba · 700 sqft
209 Portage Lane
3 bd · 2 ba · 1,500 sqft

Living in Hamilton Township: Location & Amenities

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How long is your commute?

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Costs, Mortgage & Rental Return for 5098 Oak St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,168; 20% down · 25 years · 5.5% assumed
Property tax: $355; 0.66% mill rate · ON
Total per month: $3,523; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,168

/mo

based on the purchase price of $644,900

Down payment20%

$128,980 cash

Amortization25 yr

$515,920 financed

Rate5.50%

$434,540 total interest

Principal54%$515,920

Interest46%$434,540

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: Keller Williams Energy Real Estate, BrokerageMLS® X14105364 · Listing data last updated October 22, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 21· $586/sq ft

Estimated monthly mortgage$3,168/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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