Charming Character Meets Modern Convenience in Central Stratford! Ideally positioned just a short stroll from downtown's vibrant shops, renowned theatres, and the VIA Rail station, this inviting 3-bedroom, 2-bathroom home is an exceptional opportunity to enter the Stratford market. Rich in timeless character, the main level showcases original period trim and warm hardwood floors. A gracious foyer welcomes you inside, flanked by a cozy den and a spacious formal living room. The functional eat-in kitchen offers generous cabinetry, complemented by a convenient rear mudroom and a main-floor 3-piece bath. Upstairs, the bright primary bedroom overlooks the picturesque streetscape alongside two additional bedrooms and a full 4-piece bath. An unfinished basement provides ample room for storage or a workshop, while the detached garage adds sought-after parking and utility. Step outside to a private backyard ready for gardening, relaxing, or summer entertaining. Located near schools and everyday amenities, this central gem checks every box. Contact us today to schedule your private showing!
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $432 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 51 Bay St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
2 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
2604
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
51 Bay St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14174482$475,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 51 Bay St Compares to the Stratford Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,334
/mo
based on the purchase price of $475,000
$95,000 cash
$380,000 financed
$320,060 total interest
Principal54%$380,000
Interest46%$320,060
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Stratford
Other 2–4 bed homes for sale in Stratford around $475K.
Average days on market43Homes sold in about 43 days on average.
Sale-to-list ratio98.1%On average, homes sold below asking.
Active listings208Homes for sale here right now.
Median vs prior 90 days+1.7%Compared with May 16 – Aug 14, 2026: prices up.
Based on 170 sales from Aug 14 – Nov 12, 2026 (145 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 51 Bay St
How much is 51 Bay St listed for?
51 Bay St is listed at $475,000 (MLS® X14174482). Summitly updates the price as soon as the MLS® record changes.
Is $475,000 a good price for 51 Bay St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Stratford. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 51 Bay St changed?
No — 51 Bay St is still listed at its original asking price of $475,000.
How many bedrooms and bathrooms does 51 Bay St have?
51 Bay St has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Stratford.
How much would the monthly mortgage be on 51 Bay St?
About $2,334 a month — principal and interest on $475,000 with 20% down ($95,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 51 Bay St compare with other homes in Stratford?
Its asking price of $475,000 is about 18% below the median sold price in Stratford over the last 90 days, $579,950, across 170 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 51 Bay St been sold before?
Summitly has no earlier MLS® sale or lease of 51 Bay St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 51 Bay St?
51 Bay St is in Stratford, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 51 Bay St been on the market?
51 Bay St was listed today (November 12, 2026).
What is the price per square foot of 51 Bay St?
About $317 to $432 per square foot: the asking price of $475,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 51 Bay St have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
Does 51 Bay St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
