Impeccably renovated luxury townhome in the prestigious Towns on Bayview at Bayview & 19th. Rarely offered model with a basement - a standout feature in this sought-after community. Ideally located near top-ranked schools, Lake Wilcox, parks, transit, highways, shopping, and dining. Featuring carpet-free flooring throughout, 10' ceilings on the main level, and multiple terraces including a stunning rooftop retreat with unobstructed views of protected greenlands. A ground-floor in-law suite and finished basement with a private bathroom provide exceptional flexibility for guests or multi-generational living. Move-in ready and offering true turnkey living, this refined residence presents a rare opportunity in a prime location.
5 bedrooms, 4 bathrooms, about 1,500 sq ft, works out to roughly $665 per square foot. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.
Inside 51 Credit Lane
Every detail from the listing, in one place.
Type
Townhouse
Style
3-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Finished, Apartment
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Finished · Apartment
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
3-Storey
Property class
Att/Row/Townhouse
51 Credit Lane Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,903
/mo
based on the purchase price of $998,000
$199,600 cash
$798,400 financed
$672,462 total interest
Principal54%$798,400
Interest46%$672,462
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Richmond Hill
Other 4-bed homes for sale in Richmond Hill around $998K.
Average days on market34Homes sold in about 34 days on average.
Sale-to-list ratio98.8%On average, homes sold below asking.
Active listings1,247Homes for sale here right now.
Median vs prior 90 days+2.7%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 819 sales from Jul 23 – Oct 21, 2026 (592 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
51 Credit Lane is listed at $998,000 (MLS® N13739536). Summitly updates the price as soon as the MLS® record changes.
Is $998,000 a good price for 51 Credit Lane?
Summitly rates it Good Deal: the asking price is 3% to 10% below Zara's estimate, an estimate built from recent sales in Richmond Hill. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 51 Credit Lane changed?
Yes — it was first listed at $1,028,000 and is now $998,000, a drop of $30,000 (2.9%).
How many bedrooms and bathrooms does 51 Credit Lane have?
51 Credit Lane has 5 bedrooms and 4 bathrooms, with about 1,500–2,000 square feet of living space. It is a townhouse in Richmond Hill.
Is 51 Credit Lane close to transit?
The nearest rapid-transit station is Gormley GO Station (Richmond Hill GO), about 3.7 km in a straight line. Richmond Hill GO Station is about 4.3 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 51 Credit Lane?
About $4,903 a month — principal and interest on $998,000 with 20% down ($199,600), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 51 Credit Lane compare with other homes in Richmond Hill?
Its asking price of $998,000 is about 12% below the median sold price in Richmond Hill over the last 90 days, $1,130,000, across 819 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 51 Credit Lane been sold before?
Summitly has no earlier MLS® sale or lease of 51 Credit Lane on record from the last two years. Older records aren't shown under TRREB rules.
Where is 51 Credit Lane?
51 Credit Lane is in Richmond Hill, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 51 Credit Lane been on the market?
48 days — 51 Credit Lane was listed on September 3, 2026.
What is the price per square foot of 51 Credit Lane?
About $499 to $665 per square foot: the asking price of $998,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 51 Credit Lane have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
