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Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
2 Bed, 2 Bath Detached Home in Thunder Bay
About 521 Vickers Street South
NEW LISTING! This Hyde Park Starter Home/ Rental is 875 Square Foot 2+1 Bedroom, 2 Bathroom in a Nice Southward Area. A Bedroom on Each Level Plus a Bathroom on Main and Down. Some Original Woodwork and Hardwood in the Home. Front Porch Area. Quiet Street.
2 bedrooms, 2 bathrooms, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 521 Vickers St S
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Basement
Full, Partially Finished
Features & systems
Interior
Basement
Full · Partially Finished
Lot & land
Lot size (sqft)
0.08
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
521 Vickers St S Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13701132$199,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 521 Vickers St S Compares to the Thunder Bay Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$982
/mo
based on the purchase price of $199,900
$39,980 cash
$159,920 financed
$134,695 total interest
Principal54%$159,920
Interest46%$134,695
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Zara · AI virtual agent
Ask about 521 Vickers St S day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
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Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Thunder Bay
Other 2–5 bed homes for sale in Thunder Bay around $200K.
Average days on market25Homes sold in about 25 days on average.
Sale-to-list ratio106.4%On average, homes sold at or above asking.
Active listings189Homes for sale here right now.
Median vs prior 90 days+2.5%Compared with Apr 16 – Jul 15, 2026: prices up.
Based on 506 sales from Jul 15 – Oct 13, 2026 (279 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 521 Vickers St S
How much is 521 Vickers St S listed for?
521 Vickers St S is listed at $199,900 (MLS® X13701132). Summitly updates the price as soon as the MLS® record changes.
Has the price of 521 Vickers St S changed?
No — 521 Vickers St S is still listed at its original asking price of $199,900.
How many bedrooms and bathrooms does 521 Vickers St S have?
521 Vickers St S has 2 bedrooms and 2 bathrooms. It is a detached home in Thunder Bay.
How much would the monthly mortgage be on 521 Vickers St S?
About $982 a month — principal and interest on $199,900 with 20% down ($39,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 521 Vickers St S compare with other homes in Thunder Bay?
Its asking price of $199,900 is about 51% below the median sold price in Thunder Bay over the last 90 days, $410,000, across 506 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 521 Vickers St S been sold before?
Summitly has no earlier MLS® sale or lease of 521 Vickers St S on record from the last two years. Older records aren't shown under TRREB rules.
Where is 521 Vickers St S?
521 Vickers St S is in Thunder Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 521 Vickers St S been on the market?
7 days — 521 Vickers St S was listed on August 20, 2026.
Does 521 Vickers St S have a basement, and is it finished?
The listing describes the basement as: Full, Partially Finished.
What is the lot size of 521 Vickers St S?
The lot is 50 acres, as published in the listing.
What is the land transfer tax on 521 Vickers St S?
About $1,724 in Ontario land transfer tax at the asking price of $199,900. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 521 Vickers St S or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
