Some homes have character. Others have a story to tell. At 522 George Street, old-world charm, exceptional outdoor living and a unique artisan loft come together on one of Cobourg's historic tree-lined streets, just a short walk from downtown. Built in the 1860s, this Georgian home retains much of its original character, including stained glass, high ceilings, oversized windows, hardwood floors and beautiful millwork. The main floor features a welcoming living room with gas fireplace, formal dining room and updated kitchen with granite island. A bright, inviting family room with warm wood finishes, floor-to-ceiling windows and fireplace overlooks the gardens. Upstairs are four generous bedrooms, including a spacious primary suite with ensuite. Outside, mature trees and thoughtful landscaping create a private setting for expansive decks, a screened gazebo and inground pool-ideal for relaxing or entertaining. The detached garage/workshop offers an added bonus: a charming loft above, perfect for an artist, musician, home office or creative retreat. A wonderful combination of historic character, comfortable living and a location that's hard to beat.
4 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $448 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 522 George St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
Full, Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Full · Unfinished
Exterior & construction
Pool
Yes
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
522 George St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14080868$895,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 522 George St Compares to the Cobourg Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,397
/mo
based on the purchase price of $895,000
$179,000 cash
$716,000 financed
$603,060 total interest
Principal54%$716,000
Interest46%$603,060
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Cobourg
Other 3–4 bed homes for sale in Cobourg around $895K.
Average days on market42Homes sold in about 42 days on average.
Sale-to-list ratio97.8%On average, homes sold below asking.
Active listings226Homes for sale here right now.
Median vs prior 90 days+4.1%Compared with Apr 18 – Jul 17, 2026: prices up.
Based on 144 sales from Jul 17 – Oct 15, 2026 (101 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 522 George St
How much is 522 George St listed for?
522 George St is listed at $895,000 (MLS® X14080868). Summitly updates the price as soon as the MLS® record changes.
Is $895,000 a good price for 522 George St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Cobourg. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 522 George St changed?
No — 522 George St is still listed at its original asking price of $895,000.
How many bedrooms and bathrooms does 522 George St have?
522 George St has 4 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Cobourg.
How much would the monthly mortgage be on 522 George St?
About $4,397 a month — principal and interest on $895,000 with 20% down ($179,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 522 George St?
Yes — Sunday, October 18, 1:00 PM – 3:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 522 George St compare with other homes in Cobourg?
Its asking price of $895,000 is about 40% above the median sold price in Cobourg over the last 90 days, $640,000, across 144 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 522 George St been sold before?
Summitly has no earlier MLS® sale or lease of 522 George St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 522 George St?
522 George St is in Cobourg, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 522 George St been on the market?
522 George St was listed today (October 15, 2026).
What is the price per square foot of 522 George St?
About $358 to $448 per square foot: the asking price of $895,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 522 George St have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
