54 Chestnut St E, St. Catharines

Name: 54 Chestnut Street E
SKU: X13748268
Price: 665000 CAD
Availability: InStock

5 Bed, 2 Bath Duplex in St. Catharines

About 54 Chestnut Street East

Turnkey duplex with value-add potential! This well-maintained income property features two self-contained units, including a 3-bedroom main-floor suite and a 2-bedroom upper suite. Generating rental income from day one, the property also offers a full unfinished basement with a separate entrance and impressive 10-foot ceilings, creating exciting possibilities for future expansion. Set on a generous lot with rear lane access, this property offers a unique opportunity for investors seeking growth, additional income potential, or future redevelopment. Centrally located near shopping, schools, transit, and all downtown St. Catharines amenities. Whether you're looking to expand your portfolio or live in one unit while renting the other, this property checks all the boxes.

5 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $333 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.

Inside 54 Chestnut St E

Every detail from the listing, in one place.

Type: Duplex
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 6 spaces
Basement: Development Potential, Separate Entrance

Features & systems

Parking & garage

Parking spaces: 6

Interior

Basement: Development Potential · Separate Entrance

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Duplex

54 Chestnut St E Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13748268−$20,000 (2.9%)$665,000
Sep 5, 2026For saleListedThis listingMLS® X13748268$685,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 54 Chestnut St E Compares to the St. Catharines Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 1,050 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Catharines market, last 90 days

Median sold price: $550,000
Average sold price: $601,889
Average days on market: 38
Homes sold: 564

Closed sales on the TRREB MLS®.

Full St. Catharines market report

Market pulse · St. Catharines

St. Catharines market

Median sold price$550,000Last 90 days
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings775Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 25 – Jul 24, 2026.

Based on 564 sales from Jul 24 – Oct 22, 2026 (502 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in St. Catharines

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home54 Chestnut Street E 5 bd · 2 ba · 2,000 sqft	$665,000asking	$333	—	—
107 Lake Street 4 bd · 2 ba · 1,100 sqft
162-164 MAIN Street 5 bd · 3 ba · 2,000 sqft
70 Rochelle Drive 5 bd · 2 ba · 700 sqft
1 Linwood Street 7 bd · 2 ba · 2,000 sqft
28 Charles Avenue 4 bd · 2 ba · 1,100 sqft
223 Niagara Street 5 bd · 2 ba · 1,500 sqft

107 Lake Street
4 bd · 2 ba · 1,100 sqft
162-164 MAIN Street
5 bd · 3 ba · 2,000 sqft
70 Rochelle Drive
5 bd · 2 ba · 700 sqft
1 Linwood Street
7 bd · 2 ba · 2,000 sqft
28 Charles Avenue
4 bd · 2 ba · 1,100 sqft
223 Niagara Street
5 bd · 2 ba · 1,500 sqft

Living in St. Catharines: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

St. Catharines GO StationLakeshore West GO3.8 km

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

St. Catharines GO Station (Lakeshore West GO)3.8 km

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

St. Catharines GO Station
3.8 kmClosest· Lakeshore West GO
Homes near St. Catharines GO Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 54 Chestnut St E. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 54 Chestnut St E

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,267; 20% down · 25 years · 5.5% assumed
Property tax: $366; 0.66% mill rate · ON
Total per month: $3,633; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,267

/mo

based on the purchase price of $665,000

Down payment20%

$133,000 cash

Amortization25 yr

$532,000 financed

Rate5.50%

$448,084 total interest

Principal54%$532,000

Interest46%$448,084

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

Book a tour of 54 Chestnut St E with a licensed buyer's agent

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Zara, any time

Zara · AI virtual agent

Ask about 54 Chestnut St E day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

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Questions About 54 Chestnut St E

How much is 54 Chestnut St E listed for?

54 Chestnut St E is listed at $665,000 (MLS® X13748268). Summitly updates the price as soon as the MLS® record changes.

Is $665,000 a good price for 54 Chestnut St E?

Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 54 Chestnut St E changed?

Yes — it was first listed at $685,000 and is now $665,000, a drop of $20,000 (2.9%).

How many bedrooms and bathrooms does 54 Chestnut St E have?

54 Chestnut St E has 5 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a duplex in St. Catharines.

Is 54 Chestnut St E close to transit?

The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 3.8 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 54 Chestnut St E?

About $3,267 a month — principal and interest on $665,000 with 20% down ($133,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 54 Chestnut St E compare with other homes in St. Catharines?

Its asking price of $665,000 is about 21% above the median sold price in St. Catharines over the last 90 days, $550,000, across 564 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 54 Chestnut St E been sold before?

Summitly has no earlier MLS® sale or lease of 54 Chestnut St E on record from the last two years. Older records aren't shown under TRREB rules.

Where is 54 Chestnut St E?

54 Chestnut St E is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 54 Chestnut St E been on the market?

47 days — 54 Chestnut St E was listed on September 5, 2026.

What is the price per square foot of 54 Chestnut St E?

About $266 to $333 per square foot: the asking price of $665,000 over the 2,000–2,500 sq ft the listing gives as its size range.

Does 54 Chestnut St E have parking or a garage?

Yes — the listing gives 6 parking spaces.

What you should know

5 Bed, 2 Bath Duplex in St. Catharines

About 54 Chestnut Street East

Inside 54 Chestnut St E

Features & systems

54 Chestnut St E Price & Sale History

How 54 Chestnut St E Compares to the St. Catharines Market

St. Catharines market, last 90 days

Recently sold nearby in St. Catharines

Living in St. Catharines: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 54 Chestnut St E

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Chestnut Street East? See what yours is worth

Zara, any time

A licensed local agent

See 54 Chestnut St E, St. Catharines in person

Similar homes for sale nearby in St. Catharines

Explore More Duplexes in St. Catharines

5 Bed, 2 Bath Duplex in St. Catharines

About 54 Chestnut Street East

Inside 54 Chestnut St E

Features & systems

54 Chestnut St E Price & Sale History

How 54 Chestnut St E Compares to the St. Catharines Market

St. Catharines market, last 90 days

Market pulse · St. Catharines

Recently sold nearby in St. Catharines

Living in St. Catharines: Location & Amenities

Transit nearby

Transit

How long is your commute?

Costs, Mortgage & Rental Return for 54 Chestnut St E

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Chestnut Street East? See what yours is worth

Zara, any time

A licensed local agent

See 54 Chestnut St E, St. Catharines in person

Questions About 54 Chestnut St E

How much is 54 Chestnut St E listed for?

Is $665,000 a good price for 54 Chestnut St E?

Has the price of 54 Chestnut St E changed?

How many bedrooms and bathrooms does 54 Chestnut St E have?

Is 54 Chestnut St E close to transit?

How much would the monthly mortgage be on 54 Chestnut St E?

How does 54 Chestnut St E compare with other homes in St. Catharines?

Has 54 Chestnut St E been sold before?

Where is 54 Chestnut St E?

How long has 54 Chestnut St E been on the market?

What is the price per square foot of 54 Chestnut St E?

Does 54 Chestnut St E have parking or a garage?

Similar homes for sale nearby in St. Catharines

Explore More Duplexes in St. Catharines

Market pulse · St. Catharines

Transit nearby

Transit

Questions About 54 Chestnut St E

How much is 54 Chestnut St E listed for?

Is $665,000 a good price for 54 Chestnut St E?

Has the price of 54 Chestnut St E changed?

How many bedrooms and bathrooms does 54 Chestnut St E have?

Is 54 Chestnut St E close to transit?

How much would the monthly mortgage be on 54 Chestnut St E?

How does 54 Chestnut St E compare with other homes in St. Catharines?

Has 54 Chestnut St E been sold before?

Where is 54 Chestnut St E?

How long has 54 Chestnut St E been on the market?

What is the price per square foot of 54 Chestnut St E?

Does 54 Chestnut St E have parking or a garage?