54 Matthews-Garcia Rd is a 2-bedroom, 2-bathroom rural home in Seguin, listed for $389,900. It has 700-1100 sq ft of living space.
1Rustic Off-Grid Waterfront Cottage on a Peaceful Non-Motorized Lake With Excellence Fishing.
2Welcome to your own slice of cottage country in Seguin.
3This charming 2-bedroom rustic retreat offers 187 feet of south-facing waterfront with beautiful lake views and the peace and tranquility of a non-motorized lake.
Rustic Off-Grid Waterfront Cottage on a Peaceful Non-Motorized Lake With Excellence Fishing. Welcome to your own slice of cottage country in Seguin. This charming 2-bedroom rustic retreat offers 187 feet of south-facing waterfront with beautiful lake views and the peace and tranquility of a non-motorized lake. Full of character and classic cottage charm, this property is an ideal escape for those looking to reconnect with nature and enjoy a slower pace of life. Inside, the cottage features a warm hardwood rustic vibe, propane fireplace, beautiful enclosed sunroom and dining room overlooking the water. Two powder rooms add convenience, with one featuring a rough-in for a shower. Designed for comfortable off-grid living, the property is equipped with a solar-powered system with battery storage and generator backup. Newer roof and septic holding tank. Enjoy peaceful mornings on the porch, afternoons by the water and evenings surrounded by nature. Whether you're looking for a private cottage getaway or a place to unplug and unwind, this unique waterfront retreat offers the quint essential rustic cottage experience.
2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $557 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this rural home fits your budget and timing.
Inside 54 Matthews-Garcia Rd
Every detail from the listing, in one place.
Type
Rural Home
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
5 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
5
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Rural Residential
54 Matthews-Garcia Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14160808$389,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 54 Matthews-Garcia Rd Compares to the Seguin Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
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An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,915
/mo
based on the purchase price of $389,900
$77,980 cash
$311,920 financed
$262,719 total interest
Principal54%$311,920
Interest46%$262,719
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 54 Matthews-Garcia Rd
Homes for sale in Seguin
Every active Seguin MLS® listing, updated all day.
Average days on market48Homes sold in about 48 days on average.
Sale-to-list ratio94.4%On average, homes sold below asking.
Active listings75Homes for sale here right now.
Median vs prior 90 days+42.9%Compared with May 12 – Aug 10, 2026: prices up.
Based on 48 sales from Aug 10 – Nov 8, 2026 (41 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 54 Matthews-Garcia Rd
How much is 54 Matthews-Garcia Rd listed for?
54 Matthews-Garcia Rd is listed at $389,900 (MLS® X14160808). Summitly updates the price as soon as the MLS® record changes.
Is $389,900 a good price for 54 Matthews-Garcia Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Seguin. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 54 Matthews-Garcia Rd changed?
No — 54 Matthews-Garcia Rd is still listed at its original asking price of $389,900.
How many bedrooms and bathrooms does 54 Matthews-Garcia Rd have?
54 Matthews-Garcia Rd has 2 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a rural home in Seguin.
How much would the monthly mortgage be on 54 Matthews-Garcia Rd?
About $1,915 a month — principal and interest on $389,900 with 20% down ($77,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 54 Matthews-Garcia Rd compare with other homes in Seguin?
Its asking price of $389,900 is about 59% below the median sold price in Seguin over the last 90 days, $959,000, across 48 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 54 Matthews-Garcia Rd been sold before?
Summitly has no earlier MLS® sale or lease of 54 Matthews-Garcia Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 54 Matthews-Garcia Rd?
54 Matthews-Garcia Rd is in Seguin, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 54 Matthews-Garcia Rd been on the market?
1 day — 54 Matthews-Garcia Rd was listed on November 7, 2026.
What is the price per square foot of 54 Matthews-Garcia Rd?
About $354 to $557 per square foot: the asking price of $389,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 54 Matthews-Garcia Rd have parking or a garage?
Yes — the listing gives 5 parking spaces.
Does 54 Matthews-Garcia Rd have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
