Welcome to this bright and spacious second-level apartment, ideally located in one of Whitby's most desirable mature neighbourhoods! Offering 3 generously sized bedrooms and 1 full bathroom, this inviting home is perfect for families, professionals, or anyone looking to enjoy the convenience of downtown living. The sun-filled living room features a large picture window that fills the space with natural light, creating a warm and welcoming atmosphere. The bright eat-in kitchen offers plenty of room for family meals and everyday living. Spacious bedrooms provide comfort and flexibility for growing families, guests, or a home office. Situated just steps from vibrant Downtown Whitby, you'll enjoy easy access to transit, shopping, restaurants, banks, schools, parks, and all essential amenities. Experience the perfect blend of space, comfort, and an unbeatable location in this charming rental opportunity!
3 bedrooms, 1 bathroom, about 1,000 sq ft, works out to roughly $425 per square foot. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 540 Mary St E #1-3
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
1000-1199 sq ftas stated on the listing
Parking
1 space
Basement
None
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
540 Mary St E #1-3 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E14123358$425,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 540 Mary St E #1-3 Compares to the Whitby Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,088
/mo
based on the purchase price of $425,000
$85,000 cash
$340,000 financed
$286,369 total interest
Principal54%$340,000
Interest46%$286,369
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Whitby
Other 2–3 bed homes for sale in Whitby around $425K.
Average days on market26Homes sold in about 26 days on average.
Sale-to-list ratio98.9%On average, homes sold below asking.
Active listings507Homes for sale here right now.
Median vs prior 90 days0.0%Compared with May 1 – Jul 30, 2026.
Based on 599 sales from Jul 30 – Oct 28, 2026 (434 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
2 for sale at 540 Mary St E — plus its sale and lease history.
540 Mary St E #1-3 is listed at $425,000 (MLS® E14123358). Summitly updates the price as soon as the MLS® record changes.
Is $425,000 a good price for 540 Mary St E #1-3?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Whitby. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 540 Mary St E #1-3 changed?
No — 540 Mary St E #1-3 is still listed at its original asking price of $425,000.
How many bedrooms and bathrooms does 540 Mary St E #1-3 have?
540 Mary St E #1-3 has 3 bedrooms and 1 bathroom, with about 1,000–1,199 square feet of living space. It is a condo in Whitby.
How much would the monthly mortgage be on 540 Mary St E #1-3?
About $2,088 a month — principal and interest on $425,000 with 20% down ($85,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 540 Mary St E #1-3 compare with other homes in Whitby?
Its asking price of $425,000 is about 51% below the median sold price in Whitby over the last 90 days, $875,000, across 599 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 540 Mary St E #1-3 been sold before?
Summitly has no earlier MLS® sale or lease of 540 Mary St E #1-3 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 540 Mary St E #1-3?
540 Mary St E #1-3 is in Whitby, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 540 Mary St E #1-3 been on the market?
540 Mary St E #1-3 was listed today (October 28, 2026).
What is the price per square foot of 540 Mary St E #1-3?
About $354 to $425 per square foot: the asking price of $425,000 over the 1,000–1,199 sq ft the listing gives as its size range.
Does 540 Mary St E #1-3 have parking or a garage?
Yes — the listing gives 1 parking space.
Does 540 Mary St E #1-3 have a basement, and is it finished?
The listing says 540 Mary St E #1-3 has no basement.
