540 Ontario St is a 3-bedroom, 2-bathroom detached home in Woodstock, listed for $569,000. It has 1100-1500 sq ft of living space.
1From the moment you arrive, this property invites you in with its classic curb appeal and welcoming atmosphere.Step inside to find a functional and comfortable layout that maximizes space and natural light.
2BasementFull, Finished, as described in the listing.
Welcome to 540 Ontario Street, a 2 story 2.5 bath home, A wonderful place to call home in the heart of Woodstock. From the moment you arrive, this property invites you in with its classic curb appeal and welcoming atmosphere.Step inside to find a functional and comfortable layout that maximizes space and natural light. The main living areas are perfect for day-to-day family life, offering a cozy setting to unwind or gather for meals. The kitchen provides plenty of workspace and storage, layout-ready for your culinary adventures and busy mornings.The 3 bedrooms offer quiet, private retreats for every member of the household, with a fully finished basement 2 bed rooms and a 4 piece bath for extra living space while the property's outdoor space provides a fantastic canvas for weekend BBQs, gardening, or a safe area for children and pets to play.Situated in a mature, established Woodstock neighborhood, you are just moments away from local schools, beautiful parks, shopping, and everyday conveniences. Whether you are a first-time homebuyer looking to plant roots or looking for a solid property with great bones, 540 Ontario Street is ready for its next chapter.
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $517 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 540 Ontario St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Full, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Full · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
540 Ontario St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14119666$569,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 540 Ontario St Compares to the Woodstock Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,795
/mo
based on the purchase price of $569,000
$113,800 cash
$455,200 financed
$383,398 total interest
Principal54%$455,200
Interest46%$383,398
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Woodstock
Other 2–3 bed homes for sale in Woodstock around $569K.
Average days on market36Homes sold in about 36 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings311Homes for sale here right now.
Median vs prior 90 days+5.1%Compared with Apr 30 – Jul 29, 2026: prices up.
Based on 254 sales from Jul 29 – Oct 27, 2026 (231 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 540 Ontario St
How much is 540 Ontario St listed for?
540 Ontario St is listed at $569,000 (MLS® X14119666). Summitly updates the price as soon as the MLS® record changes.
Is $569,000 a good price for 540 Ontario St?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Woodstock. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 540 Ontario St changed?
No — 540 Ontario St is still listed at its original asking price of $569,000.
How many bedrooms and bathrooms does 540 Ontario St have?
540 Ontario St has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Woodstock.
How much would the monthly mortgage be on 540 Ontario St?
About $2,795 a month — principal and interest on $569,000 with 20% down ($113,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 540 Ontario St compare with other homes in Woodstock?
Its asking price of $569,000 is about the same as the median sold price in Woodstock over the last 90 days, $572,750, across 254 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 540 Ontario St been sold before?
Summitly has no earlier MLS® sale or lease of 540 Ontario St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 540 Ontario St?
540 Ontario St is in Woodstock, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 540 Ontario St been on the market?
540 Ontario St was listed today (October 27, 2026).
What is the price per square foot of 540 Ontario St?
About $379 to $517 per square foot: the asking price of $569,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 540 Ontario St have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 540 Ontario St have a basement, and is it finished?
The listing describes the basement as: Full, Finished.