540 Vine St is a 3-bedroom, 2-bathroom detached home in Cambridge, listed for $639,900. It has 1500-2000 sq ft of living space.
1Tons of space in the most adorable neighbourhood!
2The back of the home is sure to steal your heart: a freshly painted large family room with exposed brick, new recessed lighting, and a gas fireplace, plus yard access through a sliding patio door or the side door.
3The unfinished basement offers room for storage, plus an area ready to be finished as a recreation room.
Tons of space in the most adorable neighbourhood! Welcome home to 540 Vine Street in Preston. Before you even step inside, you'll love the curb appeal of this red-brick century home, with its expansive driveway, a maple tree out front, and a covered porch spanning the full width of the home. Inside, you're greeted by the front living and dining rooms, both with upgraded light fixtures, tall period-style baseboards, and vinyl plank flooring. Just steps away, the cozy kitchen boasts two-tone cabinetry. The back of the home is sure to steal your heart: a freshly painted large family room with exposed brick, new recessed lighting, and a gas fireplace, plus yard access through a sliding patio door or the side door. A spacious laundry room and 3pc bathroom with new shower complete the main level. Charming solid wood stairs lead to the second floor, where you'll find three good-sized bedrooms with generous closets and an oversized 3pc bathroom with a clawfoot tub and plenty of storage. The unfinished basement offers room for storage, plus an area ready to be finished as a recreation room. Out back, the fully fenced yard features a paver patio, a detached garage, and oodles of room for kids and pets to play. This nook of Preston offers mature trees, unique homes, pride of ownership, and access to all the major necessities in life. Don't miss your chance to call 540 Vine Street home! Book your private showing today!
3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $427 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 540 Vine St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
5 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
540 Vine St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14114464$639,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 540 Vine St Compares to the Cambridge Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,144
/mo
based on the purchase price of $639,900
$127,980 cash
$511,920 financed
$431,171 total interest
Principal54%$511,920
Interest46%$431,171
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Cambridge
Other 2–4 bed homes for sale in Cambridge around $640K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.0%On average, homes sold at or above asking.
Active listings439Homes for sale here right now.
Median vs prior 90 days+1.0%Compared with Apr 28 – Jul 27, 2026: prices up.
Based on 469 sales from Jul 27 – Oct 25, 2026 (376 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 540 Vine St
How much is 540 Vine St listed for?
540 Vine St is listed at $639,900 (MLS® X14114464). Summitly updates the price as soon as the MLS® record changes.
Is $639,900 a good price for 540 Vine St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Cambridge. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 540 Vine St changed?
No — 540 Vine St is still listed at its original asking price of $639,900.
How many bedrooms and bathrooms does 540 Vine St have?
540 Vine St has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Cambridge.
How much would the monthly mortgage be on 540 Vine St?
About $3,144 a month — principal and interest on $639,900 with 20% down ($127,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 540 Vine St?
Yes — Sunday, October 25, 2:00 PM – 4:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 540 Vine St compare with other homes in Cambridge?
Its asking price of $639,900 is about 6% below the median sold price in Cambridge over the last 90 days, $682,000, across 469 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 540 Vine St been sold before?
Summitly has no earlier MLS® sale or lease of 540 Vine St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 540 Vine St?
540 Vine St is in Cambridge, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 540 Vine St been on the market?
1 day — 540 Vine St was listed on October 24, 2026.
What is the price per square foot of 540 Vine St?
About $320 to $427 per square foot: the asking price of $639,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 540 Vine St have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.
