5425 Otto St, Greely - Metcalfe - Osgoode - Vernon and Area
Greely - Metcalfe - Osgoode - Vernon and Area, ON · · MLS® X14146646Updated
$399,900Est. $1,965/mo mortgage
Bedrooms
2
Bathrooms
1
Living space
< 700sq ft
Parking spaces
3
Type Detached
Basement Unfinished
What you should know
5425 Otto St is a 2-bedroom, 1-bathroom detached home in Greely - Metcalfe - Osgoode - Vernon and Area, listed for $399,900. It has < 700 sq ft of living space.
1The unfinished basement provides plenty of additional storage and flexible space for a home gym, hobby area, or workshop.
2Outside, enjoy your morning coffee on the front porch or make the most of the side yard.
3Sometimes, the perfect home isn't about having more space.
2 Bed, 1 Bath Detached Home in Greely - Metcalfe - Osgoode - Vernon and Area
About 5425 Otto Street
Small home, big possibilities! Welcome to this charming 2-bedroom, 1-bathroom detached bungalow in the welcoming community of Osgoode! Whether you're a first-time buyer ready to step into homeownership, looking to downsize, or simply searching for a home that offers just the right amount of space, this one deserves your attention. Thoughtfully laid out with functionality in mind, the main level features a bright and inviting living room, a practical kitchen with newer appliances, two comfortable bedrooms, and a full bathroom. The unfinished basement provides plenty of additional storage and flexible space for a home gym, hobby area, or workshop. Outside, enjoy your morning coffee on the front porch or make the most of the side yard. One of the biggest highlights? A BRAND NEW septic system, professionally installed to current code requirements, with supporting documentation available for review! For added peace of mind, a home inspection report and well/water inspection report are also on file, allowing buyers to review important property information upfront and move forward with confidence. With manageable living space, the independence of a detached home, and the charm of small-town living, this is a wonderful opportunity to put down roots without taking on more house than you need. Sometimes, the perfect home isn't about having more space. It's about finding the right space to call your own. Welcome home!
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $571 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 5425 Otto St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
< 700 sq ftas stated on the listing
Parking
3 spaces
Basement
Unfinished
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
5425 Otto St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14146646$399,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 5425 Otto St Compares to the Greely - Metcalfe - Osgoode - Vernon and Area Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,965
/mo
based on the purchase price of $399,900
$79,980 cash
$319,920 financed
$269,457 total interest
Principal54%$319,920
Interest46%$269,457
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Otto Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 5425 Otto St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 5425 Otto St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Greely - Metcalfe - Osgoode - Vernon and Area
Other 2–4 bed homes for sale in Greely - Metcalfe - Osgoode - Vernon and Area around $400K.
Market pulse · Greely - Metcalfe - Osgoode - Vernon and Area
Median sold price$842,500Last 90 days
Average days on market40Homes sold in about 40 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings134Homes for sale here right now.
Median vs prior 90 days−4.8%Compared with May 8 – Aug 6, 2026: prices down.
Based on 108 sales from Aug 6 – Nov 4, 2026 (87 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 5425 Otto St
How much is 5425 Otto St listed for?
5425 Otto St is listed at $399,900 (MLS® X14146646). Summitly updates the price as soon as the MLS® record changes.
Is $399,900 a good price for 5425 Otto St?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Greely - Metcalfe - Osgoode - Vernon and Area. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 5425 Otto St changed?
No — 5425 Otto St is still listed at its original asking price of $399,900.
How many bedrooms and bathrooms does 5425 Otto St have?
5425 Otto St has 2 bedrooms and 1 bathroom, with about 700 square feet of living space. It is a detached home in Greely - Metcalfe - Osgoode - Vernon and Area.
How much would the monthly mortgage be on 5425 Otto St?
About $1,965 a month — principal and interest on $399,900 with 20% down ($79,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 5425 Otto St compare with other homes in Greely - Metcalfe - Osgoode - Vernon and Area?
Its asking price of $399,900 is about 53% below the median sold price in Greely - Metcalfe - Osgoode - Vernon and Area over the last 90 days, $842,500, across 108 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 5425 Otto St been sold before?
Summitly has no earlier MLS® sale or lease of 5425 Otto St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 5425 Otto St?
5425 Otto St is in Greely - Metcalfe - Osgoode - Vernon and Area, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 5425 Otto St been on the market?
5425 Otto St was listed today (November 4, 2026).
What is the price per square foot of 5425 Otto St?
About $571 per square foot: the asking price of $399,900 over the 700 sq ft the listing gives.
Does 5425 Otto St have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 5425 Otto St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
