Cobourg, ON · · MLS® X14090690Updated
$359,000Est. $1,764/mo mortgage
578 Ontario St is a 3-bedroom, 1-bathroom detached home in Cobourg, listed for $359,000. It has 700-1100 sq ft of living space.
Coldwell Banker Summit Realty, BrokerageZara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
Price to Sell! First time home buyers, empty nesters, investors, this 900+ sq ft bungalow with an added 20x14 loft is avalable for quick closing. Eat in kitchen and 3 bedrooms with a main floor layout whch could be easily altered to meet your specific needs. Close to downtown Cobourg & Cobourg beach. Spacious lot almost 300 ft deep. Upgrades include Hot water tank 2022 (owned, no Rental fees) Oil furnace replaced 2022, Roof & most windows replaced 2016.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $513 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Every detail from the listing, in one place.
Parking & garage
Interior
Lot & land
Listing & possession
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works
Closed sales on the TRREB MLS®.
Full Cobourg market reportSold prices are shown free to signed-in members, as board rules require.
Sign in to see photos and details
378 Lonsberry Drive
2 bd · 2 ba · Detached
Sign in to see photos and details
1266 Ashland Drive
2 bd · 2 ba · Detached
Sign in to see photos and details
489 Foote Crescent
2 bd · 3 ba · Detached
Sign in to see photos and details
32 Jean Davey Road
3 bd · 3 ba · Detached
Sign in to see photos and details
4 - 1000 D'Arcy Street
2 bd · 2 ba · Detached
Sign in to see photos and details
830 Ewing Court
2 bd · 2 ba · Detached
6 nearby sales vs. this home
Closed sales from MLS®, compared with this home's asking price.
See what these homes actually sold for
Free with a Summitly account. Sign in once and sold prices unlock across the site.
| Home | Sold price | $ / sqft | % of asking | Sold |
|---|---|---|---|---|
This home578 Ontario Street 3 bd · 1 ba · 700 sqft | $359,000asking | $513 | — | — |
| 378 Lonsberry Drive 2 bd · 2 ba · 1,100 sqft | ||||
| 1266 Ashland Drive 2 bd · 2 ba · 1,100 sqft | ||||
| 489 Foote Crescent 2 bd · 3 ba · 1,100 sqft | ||||
| 32 Jean Davey Road 3 bd · 3 ba · 2,000 sqft | ||||
| 4 - 1000 D'Arcy Street 2 bd · 2 ba · 1,500 sqft | ||||
| 830 Ewing Court 2 bd · 2 ba · 700 sqft |
2 bd · 2 ba · 1,100 sqft
2 bd · 2 ba · 1,100 sqft
2 bd · 3 ba · 1,100 sqft
3 bd · 3 ba · 2,000 sqft
2 bd · 2 ba · 1,500 sqft
2 bd · 2 ba · 700 sqft
Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.
Loading schools, parks, groceries and more nearby…
From 578 Ontario St. Typical times without traffic delays; transit times aren't available yet.
What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Lock in a low rate before you offer
Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 578 Ontario St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Ask about 578 Ontario St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Listing brokerage: Century 21 United Realty Inc., BrokerageMLS® X14090690 · Listing data last updated
Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Other 2-bed homes for sale in Cobourg around $359K.
Homes for sale in Cobourg
Every active Cobourg MLS® listing, updated all day.
Curated MLS® searches this property belongs to — same city, same shape of home.
Based on 148 sales from Jul 23 – Oct 21, 2026 (111 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
578 Ontario St is listed at $359,000 (MLS® X14090690). Summitly updates the price as soon as the MLS® record changes.
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Cobourg. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
No — 578 Ontario St is still listed at its original asking price of $359,000.
578 Ontario St has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Cobourg.
About $1,764 a month — principal and interest on $359,000 with 20% down ($71,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Its asking price of $359,000 is about 43% below the median sold price in Cobourg over the last 90 days, $632,500, across 148 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Summitly has no earlier MLS® sale or lease of 578 Ontario St on record from the last two years. Older records aren't shown under TRREB rules.
578 Ontario St is in Cobourg, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
4 days — 578 Ontario St was listed on October 17, 2026.
About $326 to $513 per square foot: the asking price of $359,000 over the 700–1,100 sq ft the listing gives as its size range.
Yes — the listing gives 6 parking spaces.
The listing describes the basement as: Unfinished.
