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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 20 days

    58 Niagara Road

    Nipissing·Nipissing, ON·P0H 1W0·Near Hwy 534 & Wolfe Lake Rd.

    • 3 beds
    Nipissing real estate›X12694592
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your dream escape on the crystal-clear, spring-fed waters of McQuaby Lake. Built in 2002, this quality-crafted Lake Home is set on a private, park-like lot and offers the perfect blend of comfort, style, and function. Step inside to a bright and open foyer leading to a dramatic vaulted living room with a wall of windows framing gorgeous lake views. The chefs kitchen, complete with granite counters and stainless-steel appliances, connects seamlessly to the dining area, sunroom, and expansive deck with gazebo ideal for entertaining or simply soaking in the scenery. The main level features two spacious bedrooms and a 4-piece bath, while the second floor is dedicated to a private loft-style primary suite with a walk-in closet and ensuite overlooking the main living space. The fully finished lower level extends your living space with a family room, walk-out to the hot tub and lake, plus additional flexible rooms perfect for a home office, gym, or a fourth bedroom with patio doors. Outside, you'll find a cedar-sided, insulated and heated 3 car garage (40 x 30), a lakeside storage shed, and a garden shed. With thoughtful high-end finishes throughout, this home was built to last and designed for lakeside living at its best. Roof 2019, A/C 2021, Furnace 2021, Generator 2021, Dock 2021, Garage Heater 2024, Garage insulation 2021, hot tub cover 2025.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jan 13, 2026ListedCurrentFor sale$999,900 —X12694592This page
    Nov 5, 2025Previously listedExp$999,900 —X12515934View
    Sep 4, 2025Previously listedTer$1,049,900 —X12381557View
    Aug 28, 2025Previously listedTer$1,249,000 —X12368798View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 58 Niagara Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,912
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $447
    0.54% mill rate · ON
    The market

    How this home sits in the Nipissing market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Nipissing market right now

    Average sold price, days on market, and closed-transaction count for Nipissing — sourced from MLS®.

    • Avg sold price
      $671,250
      Last 30 days
    • Median sold price
      $477,500
      Middle of the market
    • Days on market
      73 d
      Avg from list to close
    • Closed last 30d
      8
      MLS® transactions
    Full Nipissing market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 58 Niagara Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 58 Niagara Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 58 Niagara Road listed for?

      58 Niagara Road is listed at $999,900 on the MLS® (listing X12694592). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 58 Niagara Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $999,900
    $0 / sqft · MLS® X12694592
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $671,250
    $617,550Confidence range$724,950
    Asking vs estimate
    ↑↑well-above
    +$328,650
    (+49.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Nipissing sell in about 73 days — this one has been listed 20 days.

    Avg sold price
    $671,250
    Median sold
    $477,500
    Avg days on market
    73
    Recently sold
    8
    See comparable sales
    • Built in 2002, this quality-crafted Lake Home is set on a private, park-like lot and offers the perfect blend of comfort, style, and function.
    • Step inside to a bright and open foyer leading to a dramatic vaulted living room with a wall of windows framing gorgeous lake views.
    • The main level features two spacious bedrooms and a 4-piece bath, while the second floor is dedicated to a private loft-style primary suite with a walk-in closet and ensuite overlooking the main living space.
    • The fully finished lower level extends your living space with a family room, walk-out to the hot tub and lake, plus additional flexible rooms perfect for a home office, gym, or a fourth bedroom with patio doors.
    Ask Zara a follow-up
    Septic
  6. Parking & garage

    3
    Garage
    Detached
    Garage spaces
    3
    Parking spaces
    23
  7. Interior

    4
    Basement
    Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
  8. Exterior & construction

    5
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Waterfront
    Y
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  10. Room-by-room · 3 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    3 rooms
    • Bedroom
      hardwood floor · walk-in closet(s) · large window
      10.8 × 11.2 ft
    • Living Room
      cathedral ceiling(s) · hardwood floor · large window
      21.3 × 19.5 ft
    • Kitchen
      granite counters · overlook water · stainless steel appl
      14.2 × 11.5 ft
    Combined estimate
    $5,359
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,912
    /mo
    based on the purchase price of $999,900
    $199,980 cash
    $799,920 financed
    $673,743 total interest
    Monthly payment$4,912/ month
    Principal54%$799,920
    Interest46%$673,743

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Nipissing

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 159 KERVINS BAY Road
      Sold
      Sign in for price
      159 KERVINS BAY Road
      Detached
    • 876 GRANITE HILL Road
      Sold
      Sign in for price
      876 GRANITE HILL Road
      Detached
    • 103 HUNTERS BAY Road
      Sold
      Sign in for price
      103 HUNTERS BAY Road
      Detached
    • 26 Aspen Lane
      Sold
      Sign in for price
      26 Aspen Lane
      Detached
    • 3101 Highway 534
      Sold
      Sign in for price
      3101 Highway 534
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    58 Niagara RoadThis home3 / 215,002,000$999,900ask———
    159 KERVINS BAY Road4 / 31,500—
    876 GRANITE HILL Road2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Nipissing

    Active listings within ±20% of this asking price.

    • 380 BEAVER Lane
      $839,999
      380 BEAVER Lane
      Detached 6 2
    • 2803 Highway 534
      $819,000
      2803 Highway 534
      Detached 3 3
    • 347 Hazel Glen Road
      $1,150,000
      347 Hazel Glen Road
      Detached 3 2
    • 133 Harrison Road
      $849,000
      133 Harrison Road
      Detached 2 2
    • 23 Maple Ridge Road
      $799,999
      23 Maple Ridge Road
      Detached 4 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of Royal Lepage Real Estate Associates · displayed on Summitly per MLS® data-share rules

    58 Niagara Road is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 58 Niagara Road built?

    The year built for 58 Niagara Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 58 Niagara Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 58 Niagara Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 58 Niagara Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $999,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 58 Niagara Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 58 Niagara Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 58 Niagara Road in?

    58 Niagara Road is in Nipissing, Nipissing. The 'Neighbourhood' section below links to the live Nipissing real estate hub with average sold price, days on market, and current inventory.

  20. Is Nipissing a good place to live?

    Nipissing is one of ON's actively-tracked Summitly markets. The full Nipissing real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 103 HUNTERS BAY Road
    4 / 3
    3,500
    —
    26 Aspen Lane4 / 31,100—
    3101 Highway 5343 / 32,000—