603 McPhail St is a 3-bedroom, 1-bathroom detached home in North Bay, listed for $279,900. It has < 700 sq ft of living space.
1Great little starter home located in the heart of the city.
2Only a couple hundred meters from Scollard Hall High School.
3This home has a main floor open concept kitchen and living room area with a deck off the eating area along with a large bedroom and a 4 piece bathroom.
Great little starter home located in the heart of the city. Only a couple hundred meters from Scollard Hall High School. This home has a main floor open concept kitchen and living room area with a deck off the eating area along with a large bedroom and a 4 piece bathroom. The lower level has a nice sized rec room as well as 2 bedrooms and a laundry / utility room. The home has gas heat and central air.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $400 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 603 McPhail St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
< 700 sq ftas stated on the listing
Parking
2 spaces
Basement
Finished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
603 McPhail St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14173958$279,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 603 McPhail St Compares to the North Bay Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,375
/mo
based on the purchase price of $279,900
$55,980 cash
$223,920 financed
$188,599 total interest
Principal54%$223,920
Interest46%$188,599
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in North Bay
Other 2–4 bed homes for sale in North Bay around $280K.
Average days on market25Homes sold in about 25 days on average.
Sale-to-list ratio98.5%On average, homes sold below asking.
Active listings175Homes for sale here right now.
Median vs prior 90 days−3.4%Compared with May 16 – Aug 14, 2026: prices down.
Based on 305 sales from Aug 14 – Nov 12, 2026 (230 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 603 McPhail St
How much is 603 McPhail St listed for?
603 McPhail St is listed at $279,900 (MLS® X14173958). Summitly updates the price as soon as the MLS® record changes.
Is $279,900 a good price for 603 McPhail St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in North Bay. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 603 McPhail St changed?
No — 603 McPhail St is still listed at its original asking price of $279,900.
How many bedrooms and bathrooms does 603 McPhail St have?
603 McPhail St has 3 bedrooms and 1 bathroom, with about 700 square feet of living space. It is a detached home in North Bay.
How much would the monthly mortgage be on 603 McPhail St?
About $1,375 a month — principal and interest on $279,900 with 20% down ($55,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 603 McPhail St compare with other homes in North Bay?
Its asking price of $279,900 is about 33% below the median sold price in North Bay over the last 90 days, $420,000, across 305 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 603 McPhail St been sold before?
Summitly has no earlier MLS® sale or lease of 603 McPhail St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 603 McPhail St?
603 McPhail St is in North Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 603 McPhail St been on the market?
603 McPhail St was listed today (November 12, 2026).
What is the price per square foot of 603 McPhail St?
About $400 per square foot: the asking price of $279,900 over the 700 sq ft the listing gives.
Does 603 McPhail St have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 603 McPhail St have a basement, and is it finished?
