DetachedOn market 49 days

610 St David St S, Centre Wellington

Name: 610 St David Street S
SKU: X13735072
Price: 799900 CAD
Availability: InStock

Centre Wellington, ON · · MLS® X13735072Updated October 15, 2026

$799,900Est. $3,930/mo mortgage

Bedrooms: 4
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 5

Type Detached
Garage Yes
Basement Separate Entrance, Apartment

What you should know

610 St David St S is a 4-bedroom, 2-bathroom detached home in Centre Wellington, listed for $799,900. It has 1100-1500 sq ft of living space.

The custom kitchen features beautiful cherry cabinetry, stainless steel appliances and plenty of counter and storage space.
Under the newer carpeting, you'll find gorgeous refinished hardwood flooring throughout the living room, dining room and all three bedrooms.
The kitchen offers plenty of cabinet and counter space, stainless steel appliances as well as easy access to a private laundry room.

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4 Bed, 2 Bath Detached Home in Centre Wellington

About 610 St David Street South

A rare opportunity to own a spacious, well appointed and well-maintained family home with a completely separate, professionally constructed and stunning two level legal apartment - ideal for generating rental income or accommodating loved ones with plenty of room to grow. Ideally located in an excellent and established Fergus neighbourhood just steps from downtown, the Grand River, schools, sports fields, shopping and everyday amenities.The main home offers three spacious bedrooms, a large living room and separate dining area with a walkout to a newer poured-concrete patio, pretty pergola and an impressive, pool-sized backyard. The custom kitchen features beautiful cherry cabinetry, stainless steel appliances and plenty of counter and storage space. Under the newer carpeting, you'll find gorgeous refinished hardwood flooring throughout the living room, dining room and all three bedrooms. A separate entrance at the back of the house leads to the legal and charming accessory apartment boasting an abundance of storage/flex space, a bright main floor bedroom and on the lower level, a lovely living and dining area featuring a beautiful stone mantel equipped with a modern and convenient electric fireplace. The kitchen offers plenty of cabinet and counter space, stainless steel appliances as well as easy access to a private laundry room. Need a mortgage helper now with room to grow in future? This home's flexible design provides the ability to generate income whenever you need it or simply remove one small wall and easily convert it back to a single-family, four bedroom house. Brand new furnace, professionally painted throughout, new roof in 2021 and a freshly sealed driveway big enough to accommodate multiple vehicles along with your RV. Location, versatility and move in ready. This one has it all. Book your showing today.

4 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $727 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 610 St David St S

Every detail from the listing, in one place.

Type: Detached
Style: Sidesplit
Living space: 1100-1500 sq ftas stated on the listing
Parking: 5 spacesYes garage
Basement: Separate Entrance, Apartment

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 5

Interior

Basement: Separate Entrance · Apartment

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Sidesplit
Property class: Detached

610 St David St S Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 2, 2026For saleListedThis listingMLS® X13735072$799,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 610 St David St S Compares to the Centre Wellington Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 345 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Centre Wellington market, last 90 days

Median sold price: $780,000
Average sold price: $934,215
Average days on market: 46
Homes sold: 231

Closed sales on the TRREB MLS®.

Full Centre Wellington market report

Recently sold nearby in Centre Wellington

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home610 St David Street S 4 bd · 2 ba · 1,100 sqft	$799,900asking	$727	—	—
6398 Second Line 4 bd · 2 ba · 3,000 sqft
7137 Wellington Rd 18 N/A 3 bd · 3 ba · 2,000 sqft
5 Cuthbert Street 3 bd · 1 ba · 1,100 sqft
118 HARRISON Street 4 bd · 2 ba · 3,000 sqft
408 Flannery Drive 3 bd · 2 ba · 1,100 sqft
147 St George Street 3 bd · 1 ba · 1,500 sqft

6398 Second Line
4 bd · 2 ba · 3,000 sqft
7137 Wellington Rd 18 N/A
3 bd · 3 ba · 2,000 sqft
5 Cuthbert Street
3 bd · 1 ba · 1,100 sqft
118 HARRISON Street
4 bd · 2 ba · 3,000 sqft
408 Flannery Drive
3 bd · 2 ba · 1,100 sqft
147 St George Street
3 bd · 1 ba · 1,500 sqft

Living in Centre Wellington: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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Costs, Mortgage & Rental Return for 610 St David St S

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,930; 20% down · 25 years · 5.5% assumed
Property tax: $440; 0.66% mill rate · ON
Total per month: $4,370; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,930

/mo

based on the purchase price of $799,900

Down payment20%

$159,980 cash

Amortization25 yr

$639,920 financed

Rate5.50%

$538,981 total interest

Principal54%$639,920

Interest46%$538,981

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: M1 Real Estate Brokerage LtdMLS® X13735072 · Listing data last updated October 15, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 1· $727/sq ft

Estimated monthly mortgage$3,930/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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