3 Bed, 3 Bath Semi-Detached Home in St. Catharines
About 614b Niagara Street
Welcome to 614B Niagara Street! This unique semi-detached home offers a versatile multi-level layout featuring 3 bedrooms and 3 full bathrooms. The main floor includes 2 bedrooms and a full bathroom, while the upper level features a private primary bedroom with its own ensuite. The fully finished basement offers a spacious living area, kitchen, full bathroom and convenient walk-up access to the backyard, offering excellent potential for an in-law suite (subject to necessary approvals) or extended family living. A fantastic opportunity for buyers looking for flexible living space! The basement remained dry and was not affected by the recent heavy rainstorms. The garage is currently set up as a gym and storage area, and the seller is willing to remove the gym equipment and restore it to a traditional garage at the buyer's request.
3 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $636 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.
Inside 614b Niagara St
Every detail from the listing, in one place.
Type
Semi-Detached
Style
Bungaloft
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Finished with Walk-Out, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Finished with Walk-Out · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungaloft
Property class
Semi-Detached
614b Niagara St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14094648$699,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 614b Niagara St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,438
/mo
based on the purchase price of $699,900
$139,980 cash
$559,920 financed
$471,600 total interest
Principal54%$559,920
Interest46%$471,600
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Niagara Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 614b Niagara St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 614b Niagara St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 2–3 bed homes for sale in St. Catharines around $700K.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings769Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 25 – Jul 24, 2026.
Based on 564 sales from Jul 24 – Oct 22, 2026 (502 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 614b Niagara St
How much is 614b Niagara St listed for?
614b Niagara St is listed at $699,900 (MLS® X14094648). Summitly updates the price as soon as the MLS® record changes.
Is $699,900 a good price for 614b Niagara St?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 614b Niagara St changed?
No — 614b Niagara St is still listed at its original asking price of $699,900.
How many bedrooms and bathrooms does 614b Niagara St have?
614b Niagara St has 3 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a semi-detached home in St. Catharines.
How much would the monthly mortgage be on 614b Niagara St?
About $3,438 a month — principal and interest on $699,900 with 20% down ($139,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 614b Niagara St compare with other homes in St. Catharines?
Its asking price of $699,900 is about 27% above the median sold price in St. Catharines over the last 90 days, $550,000, across 564 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 614b Niagara St been sold before?
Summitly has no earlier MLS® sale or lease of 614b Niagara St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 614b Niagara St?
614b Niagara St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 614b Niagara St been on the market?
3 days — 614b Niagara St was listed on October 19, 2026.
What is the price per square foot of 614b Niagara St?
About $467 to $636 per square foot: the asking price of $699,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 614b Niagara St have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 614b Niagara St have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out, Finished.
