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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 41 days

    631 FOUR MILE CREEK Road

    St. Davids·Niagara-on-the-Lake, ON·L0S 1J0·Near Near Line 8

    • 5 beds
    Niagara-on-the-Lake real estate›X13213262
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Imagine waking up to rows of mature grape vines stretching across nearly 10 acres in the heart of St. Davids, Niagara-on-the-Lake. Welcome to 631 Four Mile Creek Road, a rare wine country estate where lifestyle, land, and opportunity come together.Approximately 8 acres of established Merlot and Chambourcin vines are currently leased on a month-to-month basis, generating vineyard income while offering future flexibility for the next owner. Owned solar panels add another layer of income potential, creating a property that appeals to both lifestyle buyers and long-term land investors. The solid brick two-storey home offers over 2,800 square feet of living space with five bedrooms, generous principal rooms, hardwood flooring, a main floor office, formal dining room, and a bright three-season sunroom overlooking the property. A gas fireplace anchors the great room with warmth and character, while the layout provides the space and function a family needs. Solidly built with character and scale, the home offers a wonderful opportunity to modernize, personalize, and create your own Niagara wine country estate over time.Outside, the detached two-storey barn of approximately 2,800 square feet adds exceptional versatility for storage, workshop space, equipment, hobby farming, or future creative use. A long private driveway, attached two-car garage, and parking for 10+ vehicles complete the package.Minutes from wineries, golf, dining, and the charm of Old Town Niagara-on-the-Lake, this is more than a home. Properties combining vineyard acreage, income potential, and this location in Niagara-on-the-Lake are exceptionally rare. This is a chance to own a true vineyard lifestyle property in one of Ontario's most desirable wine regions.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 29, 2026ListedCurrentFor sale$1,699,900 —X13213262This page
    Nov 28, 2025Previously listedExp$1,699,900 —X12585784View
    May 27, 2025Previously listedExp$1,699,900 —X12175224View
    Oct 16, 2023Previously listedExp$1,999,000 —X8495610View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 631 FOUR MILE CREEK Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Park
    • School Bus Route
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $8,351
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $529
    0.37% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,175,666
      Last 30 days
    • Median sold price
      $1,035,000
      Middle of the market
    • Days on market
      50 d
      Avg from list to close
    • Closed last 30d
      102
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 631 FOUR MILE CREEK Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 631 FOUR MILE CREEK Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 631 FOUR MILE CREEK Road listed for?

      631 FOUR MILE CREEK Road is listed at $1,699,900 on the MLS® (listing X13213262). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 631 FOUR MILE CREEK Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2500-3000 sqft
  3. Farm
  4. Built 31-50
  5. 5-9.99 ac lot
  6. Asking
    $1,699,900
    $0 / sqft · MLS® X13213262
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,598,906
    $1,470,993Confidence range$1,726,818
    Asking vs estimate
    ↑above
    +$100,994
    (+6.3%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 50 days — this one has been listed 41 days.

    Avg sold price
    $1,175,666
    Median sold
    $1,035,000
    Avg days on market
    50
    Recently sold
    102
    See comparable sales
    AI highlights by Zara
    • A gas fireplace anchors the great room with warmth and character, while the layout provides the space and function a family needs.
    • A long private driveway, attached two-car garage, and parking for 10+ vehicles complete the package.Minutes from wineries, golf, dining, and the charm of Old Town Niagara-on-the-Lake, this is more than a home.
    • Properties combining vineyard acreage, income potential, and this location in Niagara-on-the-Lake are exceptionally rare.
    • This is a chance to own a true vineyard lifestyle property in one of Ontario's most desirable wine regions.
    Ask Zara a follow-up
    Municipal
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    12
    Driveway
    Private
  9. Interior

    6
    Basement
    Partially Finished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    17
    Laundry level
    Main Level
    Elevator
    N
  10. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Metal
    Foundation
    Concrete
    View
    Vineyard
    Pool
    None
  11. Lot & land

    4
    Year built
    31-50
    Lot dimensions
    810 x 362
    Lot features
    Irregular Lot
    Zoning
    A
  12. Listing & possession

    4
    Possession
    2026-06-10T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Farm
  13. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Dining Room
      10.7 × 9.6 ft
    • Breakfast
      5.5 × 4.7 ft
    • Office
      10.0 × 12.0 ft
    • Kitchen
      10.7 × 13.2 ft
    • Family Room
      13.8 × 12.0 ft
    • Living Room
      19.6 × 12.0 ft
    • Sunroom
      13.0 × 23.7 ft
    • Sitting
      5.5 × 7.0 ft

    Second level

    5 rooms
    • Bedroom 3
      9.9 × 11.7 ft
    • Bedroom 2
      12.6 × 10.6 ft
    • Primary Bedroom
      18.2 × 11.8 ft
    • Bedroom 4
      8.8 × 10.5 ft
    • Bedroom 5
      9.2 × 12.8 ft

    Basement level

    1 room
    • Recreation
      29.9 × 10.9 ft
    Combined estimate
    $8,880
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $8,351
    /mo
    based on the purchase price of $1,699,900
    $339,980 cash
    $1,359,920 financed
    $1,145,410 total interest
    Monthly payment$8,351/ month
    Principal54%$1,359,920
    Interest46%$1,145,410

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    More farms in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 499 Townline Road
      $1,988,000
      499 Townline Road
      Farm 4 2
    • 1269 1273 LARKIN Road
      $1,899,000
      1269 1273 LARKIN Road
      Farm 5 3
    • 997 Niagara Stone Road
      $1,749,900
      997 Niagara Stone Road
      Farm 5 3
    • 1893 York Road
      $1,999,000
      1893 York Road
      Farm 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of ROYAL LEPAGE NRC REALTY · displayed on Summitly per MLS® data-share rules

    631 FOUR MILE CREEK Road is a 5-bedroom, 3-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 631 FOUR MILE CREEK Road built?

    631 FOUR MILE CREEK Road was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 631 FOUR MILE CREEK Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 631 FOUR MILE CREEK Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 631 FOUR MILE CREEK Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,699,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 631 FOUR MILE CREEK Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 631 FOUR MILE CREEK Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 631 FOUR MILE CREEK Road in?

    631 FOUR MILE CREEK Road is in St. Davids, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  23. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.