DetachedOn market 105 days

632 Union St, Peterborough

Name: 632 Union Street
SKU: X13622860
Price: 438888 CAD
Availability: InStock

Peterborough, ON · · MLS® X13622860Updated July 31, 2026

$438,888Est. $2,156/mo mortgage

Bedrooms: 2
Bathrooms: 3
Living space: 1500–2000sq ft
Parking spaces: 6

Type Detached
Lot 50 acres
Garage Yes
Basement Crawl Space, Unfinished

What you should know

632 Union St is a 2-bedroom, 3-bathroom detached home in Peterborough, listed for $438,888. It has 1500-2000 sq ft of living space.

Unit A (Upper):2 bedrooms, 1 bathroom, kitchen, large foyer, and basement laundry.
Unit B (Main):2bedrooms, 2 bathrooms, an oversized kitchen/living/dining/family area, plus in unit laundry.
Outside, the property includes a detached double car garage. perfect for storage, a workshop, or additional rental income plus a large driveway accommodating 4+ vehicles.

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2 Bed, 3 Bath Detached Home in Peterborough

About 632 Union Street

Excellent opportunity for investors or multi generational living. This well maintained duplex offers two fully self contained 2bedroom units in Peterborough's desirable North Central neighborhood steps to downtown amenities, transit, schools, Trent University, Fleming College, shopping, and parks. Unit A (Upper):2 bedrooms, 1 bathroom, kitchen, large foyer, and basement laundry. Unit B (Main):2bedrooms, 2 bathrooms, an oversized kitchen/living/dining/family area, plus in unit laundry. This turnkey duplex features a new roof (2025), private entrances, and separate hydro meters, making it an ideal fit for investors or multi generational families seeking rental support. Both units are occupied by cooperative, reliable tenants willing to stay on with the new owner, providing immediate, stable cash flow with projected rents of approximately $3,450/month. Outside, the property includes a detached double car garage. perfect for storage, a workshop, or additional rental income plus a large driveway accommodating 4+ vehicles. Located on a quiet, low traffic street beside a park, the home offers a peaceful setting while remaining close to everything that drives strong rental demand. This combination of location, condition, and income potential makes 632 Union St a standout opportunity in a high demand rental corridor. Whether you're expanding your portfolio, securing a reliable income property, or seeking a flexible multi unit home, this duplex delivers stability, versatility, and long term value. With major updates completed and income ready to go, this is a clean, low maintenance investment you won't want to miss.

2 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $293 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 632 Union St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 6 spacesYes garage
Basement: Crawl Space, Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 6

Interior

Basement: Crawl Space · Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

632 Union St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Jul 30, 2026For saleListedThis listingMLS® X13622860$438,888

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 632 Union St Compares to the Peterborough Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 706 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Peterborough market, last 90 days

Median sold price: $560,000
Average sold price: $587,532
Average days on market: 36
Homes sold: 363

Closed sales on the TRREB MLS®.

Full Peterborough market report

Recently sold nearby in Peterborough

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home632 Union Street 2 bd · 3 ba · 1,500 sqft	$438,888asking	$293	—	—
781 Water Street 3 bd · 2 ba · 1,100 sqft
647 Bethune Street 4 bd · 2 ba · 1,500 sqft
14 Summer Lane 2 bd · 2 ba · 1,100 sqft
759 St. Mary's Street 2 bd · 1 ba · 700 sqft
1947 PARKWOOD Circle 4 bd · 2 ba · 2,000 sqft
58 Parcells Crescent 3 bd · 2 ba · 1,100 sqft

781 Water Street
3 bd · 2 ba · 1,100 sqft
647 Bethune Street
4 bd · 2 ba · 1,500 sqft
14 Summer Lane
2 bd · 2 ba · 1,100 sqft
759 St. Mary's Street
2 bd · 1 ba · 700 sqft
1947 PARKWOOD Circle
4 bd · 2 ba · 2,000 sqft
58 Parcells Crescent
3 bd · 2 ba · 1,100 sqft

Living in Peterborough: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

From 632 Union St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 632 Union St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,156; 20% down · 25 years · 5.5% assumed
Property tax: $241; 0.66% mill rate · ON
Total per month: $2,397; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

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Estimated monthly payment

$2,156

/mo

based on the purchase price of $438,888

Down payment20%

$87,778 cash

Amortization25 yr

$351,110 financed

Rate5.50%

$295,727 total interest

Principal54%$351,110

Interest46%$295,727

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: HOMELIFE/MIRACLE REALTY LTD, BrokerageMLS® X13622860 · Listing data last updated July 31, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Jul 29· $293/sq ft

Estimated monthly mortgage$2,156/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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