DetachedOn market 68 days

638 County Rd 28, Cavan Monaghan

Name: 638 County Rd 28 N/a
SKU: X13683196
Price: 2299000 CAD
Availability: InStock

Cavan Monaghan, ON · · MLS® X13683196Updated August 17, 2026

$2,299,000Est. $11,294/mo mortgage

Bedrooms: 4
Bathrooms: 3
Living space: 3500–5000sq ft
Parking spaces: 12

Type Detached
Garage Yes
Basement Unfinished

What you should know

638 County Rd 28 is a 4-bedroom, 3-bathroom detached home in Cavan Monaghan, listed for $2,299,000. It has 3500-5000 sq ft of living space.

On these splendid 92+ acres, nature's beauty has been thoughtfully showcased through scenic trails, a spring-fed pond, creek, mature woodlands, and expansive views.
The large barn can accommodate several horses, making it ideal for boarding, with additional space for a tack room, hay storage, and a work area for all those outdoor maintenance needs.
BasementUnfinished, as described in the listing.

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4 Bed, 3 Bath Detached Home in Cavan Monaghan

About 638 County Rd 28

On these splendid 92+ acres, nature's beauty has been thoughtfully showcased through scenic trails, a spring-fed pond, creek, mature woodlands, and expansive views. Approximately fifty acres are perfectly groomed and suited for various crops or a pasture for horses.A long treelined drive leads to a classic two-story Georgian-style home, meticulously maintained to honour its original heritage and design. Upon entering through the main portico, be captivated by the stunning wood floors and staircase, enhanced by substantial wood baseboards, trim, and high ceilings. Elegantly but comfortably decorated throughout, the home features a classy living room with a wood fireplace; a kitchen that any cook will enjoy, with a natural gas stove and abundant cabinetry; a dining area accommodating any size gathering; a family room with a wood insert fireplace opening to a large, private side patio, an office, and a 3-piece bathroom on the main floor. Every window allows natural light to flow while encouraging one to pause and take in the stunning views.Upstairs, three of the four bedrooms boast ensuites, and the conveniently located laundry room is wisely situated for easy access. The large barn can accommodate several horses, making it ideal for boarding, with additional space for a tack room, hay storage, and a work area for all those outdoor maintenance needs. If you are a horse owner, you will appreciate all there is to offer here by accessing your own riding trails whenever you desire plus the proximity to the vast Ganaraska Forest for additional adventures.This enchanting homestead is a serene retreat year-round, with convenient access to shopping, dining, and professional facilities in Millbrook, Peterborough, Port Hope, or Cobourg.

4 bedrooms, 3 bathrooms, about 3,500 sq ft, works out to roughly $657 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 638 County Rd 28

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 3500-5000 sq ftas stated on the listing
Parking: 12 spacesYes garage
Basement: Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 12

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 92.86

Listing & possession

Property style: 2-Storey
Property class: Detached

638 County Rd 28 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 15, 2026For saleListedThis listingMLS® X13683196$2,299,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 638 County Rd 28 Compares to the Cavan Monaghan Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 90 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Cavan Monaghan market, last 90 days

Median sold price: $725,000
Average sold price: $844,773
Average days on market: 35
Homes sold: 61

Closed sales on the TRREB MLS®.

Full Cavan Monaghan market report

Recently sold nearby in Cavan Monaghan

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home638 County Rd 28 N/a 4 bd · 3 ba · 3,500 sqft	$2,299,000asking	$657	—	—
7 Maplehill Drive 3 bd · 4 ba · 3,000 sqft
2683 Maplegrove Road 3 bd · 4 ba · 1,100 sqft
133 Highlands Boulevard 4 bd · 3 ba · 3,000 sqft
1931 Sherbrooke Street 3 bd · 3 ba · 3,000 sqft
2 Century Boulevard 3 bd · 2 ba · 1,100 sqft
20 Nina Court 3 bd · 2 ba · 1,100 sqft

7 Maplehill Drive
3 bd · 4 ba · 3,000 sqft
2683 Maplegrove Road
3 bd · 4 ba · 1,100 sqft
133 Highlands Boulevard
4 bd · 3 ba · 3,000 sqft
1931 Sherbrooke Street
3 bd · 3 ba · 3,000 sqft
2 Century Boulevard
3 bd · 2 ba · 1,100 sqft
20 Nina Court
3 bd · 2 ba · 1,100 sqft

Living in Cavan Monaghan: Location & Amenities

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Costs, Mortgage & Rental Return for 638 County Rd 28

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $11,294; 20% down · 25 years · 5.5% assumed
Property tax: $1,264; 0.66% mill rate · ON
Total per month: $12,558; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$11,294

/mo

based on the purchase price of $2,299,000

Down payment20%

$459,800 cash

Amortization25 yr

$1,839,200 financed

Rate5.50%

$1,549,089 total interest

Principal54%$1,839,200

Interest46%$1,549,089

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: RE/MAX Rouge River Realty Ltd., BrokerageMLS® X13683196 · Listing data last updated August 17, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 14· $657/sq ft

Estimated monthly mortgage$11,294/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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