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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    638 OAK Street

    Collingwood·Collingwood, ON·L9Y 2Z8·Near Campbell & Oak Street

    • 3 beds
    Collingwood real estate›S13437270
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Fantastic opportunity to own this beautifully renovated bungalow offering exceptional flexibility, income potential, and an unbeatable location close to Collingwood, Blue Mountain, and the beaches of Wasaga. Featuring 3+2 bedrooms and 2 full bathrooms, this move-in-ready home is ideal for families, multi-generational living, or buyers looking to offset expenses with rental income. The bright and inviting main level showcases quality finishes throughout, including hardwood, laminate, and porcelain tile flooring. The thoughtfully designed split-entry layout provides excellent separation of space, while the legal secondary suite in the lower level offers a second kitchen and private living area, making it perfect for extended family, guests, or as a self-contained income-generating apartment. Numerous updates provide peace of mind and true turnkey living, including newer flooring, interior doors and trim, LED pot lights, lifetime warranty windows, furnace, central air conditioning (installed 2024), and a roof replaced in 2017. Step outside to enjoy both front and rear decks overlooking the spacious backyard, complete with an 8' x 12' storage shed and plenty of room for children, pets, gardening, or entertaining family and friends. Ideally situated in a fabulous location close to shopping, schools, restaurants, trails, and everyday amenities, this home also places you just minutes from the ski hills of Blue Mountain and the sandy shores of Wasaga Beach. Whether you're searching for a family home with in-law capability or an investment opportunity with a legal second suite, this property truly offers the best of both worlds. Simply move in and enjoy!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 12, 2026ListedCurrentFor sale$599,000 —S13437270This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 638 OAK Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Golf
    • Library
    • Skiing
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,943
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $261
    0.52% mill rate · ON
    The market

    How this home sits in the Collingwood market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Collingwood market right now

    Average sold price, days on market, and closed-transaction count for Collingwood — sourced from MLS®.

    • Avg sold price
      $797,973
      Last 30 days
    • Median sold price
      $712,500
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      133
      MLS® transactions
    Full Collingwood market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 638 OAK Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 638 OAK Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 638 OAK Street listed for?

      638 OAK Street is listed at $599,000 on the MLS® (listing S13437270). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 638 OAK Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. < .50 ac lot
  5. Asking
    $599,000
    $0 / sqft · MLS® S13437270
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $797,973
    $734,135Confidence range$861,811
    Asking vs estimate
    ↓below
    −$198,973
    (-24.9%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Collingwood sell in about 52 days — this one has been listed 3 days.

    Avg sold price
    $797,973
    Median sold
    $712,500
    Avg days on market
    52
    Recently sold
    133
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Fantastic opportunity to own this beautifully renovated bungalow offering exceptional flexibility, income potential, and an unbeatable location close to Collingwood, Blue Mountain, and the beaches of Wasaga.
    • The bright and inviting main level showcases quality finishes throughout, including hardwood, laminate, and porcelain tile flooring.
    • Step outside to enjoy both front and rear decks overlooking the spacious backyard, complete with an 8' x 12' storage shed and plenty of room for children, pets, gardening, or entertaining family and friends.
    • Simply move in and enjoy!
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private Double
  8. Interior

    5
    Basement
    Separate Entrance, Finished, Full, Walk-Up
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Main Level
  9. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    View
    Garden
    Pool
    None
  10. Lot & land

    2
    Lot dimensions
    56.00 x 102.00
    Zoning
    RES
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bedroom
      11.5 × 10.2 ft
    • Laundry
      6.6 × 6.6 ft
    • Bathroom
      4Piece
      6.6 × 6.6 ft
    • Kitchen
      20.1 × 12.5 ft
    • Bedroom
      13.8 × 9.3 ft
    • Bedroom
      10.8 × 10.1 ft
    • Living Room
      12.8 × 12.5 ft

    Basement level

    6 rooms
    • Kitchen
      9.8 × 9.3 ft
    • Bedroom
      13.1 × 10.3 ft
    • Living Room
      18.0 × 16.8 ft
    • Bedroom
      14.7 × 11.5 ft
    • Laundry
      9.0 × 7.0 ft
    • Bathroom
      4Piece
      6.6 × 6.6 ft
  13. School
  14. Public Transit
  15. Combined estimate
    $3,204
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,943
    /mo
    based on the purchase price of $599,000
    $119,800 cash
    $479,200 financed
    $403,612 total interest
    Monthly payment$2,943/ month
    Principal54%$479,200
    Interest46%$403,612

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Collingwood

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 93 Stanley Street
      Sold
      Sign in for price
      93 Stanley Street
      Detached
    • 341 Holden Street
      Sold
      Sign in for price
      341 Holden Street
      Detached
    • 26 Davis Street
      Sold
      Sign in for price
      26 Davis Street
      Detached
    • 22 Dickson Road
      Sold
      Sign in for price
      22 Dickson Road
      Detached
    • 49 Stanley Street
      Sold
      Sign in for price
      49 Stanley Street
      Detached
    • 117 STANLEY Street
      Sold
      Sign in for price
      117 STANLEY Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    638 OAK StreetThis home3 / 27,001,100$599,000ask———
    93 Stanley Street3 / 32,000—
    341 Holden Street2 / 32,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Collingwood

    Active listings within ±20% of this asking price.

    • 30 Courtice Crescent
      $689,000
      30 Courtice Crescent
      Detached 3 2
    • 7 Whipps Court
      $684,900
      7 Whipps Court
      Detached 3 3
    • 114 Eighth Street
      $649,900
      114 Eighth Street
      Detached 3 2
    • 8 Courtice Crescent
      $635,000
      8 Courtice Crescent
      Detached 3 2
    • 73 Tracey Lane
      $699,900
      73 Tracey Lane
      Detached 4 3
    • 74 Telfer Road
      $645,000
      74 Telfer Road
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of Royal LePage Locations North · displayed on Summitly per MLS® data-share rules

    638 OAK Street is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 638 OAK Street built?

    The year built for 638 OAK Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 638 OAK Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 638 OAK Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 638 OAK Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $599,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 638 OAK Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 638 OAK Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 638 OAK Street in?

    638 OAK Street is in Collingwood, Collingwood. The 'Neighbourhood' section below links to the live Collingwood real estate hub with average sold price, days on market, and current inventory.

  25. Is Collingwood a good place to live?

    Collingwood is one of ON's actively-tracked Summitly markets. The full Collingwood real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 26 Davis Street
    3 / 4
    1,100
    —
    22 Dickson Road5 / 21,100—
    49 Stanley Street3 / 42,000—
    117 STANLEY Street2 / 32,000—