640 Ramsay Concession 4a Conc is a 3-bedroom, 1-bathroom detached home in Mississippi Mills, listed for $499,000. It has 700-1100 sq ft of living space.
1The layout is functional and cozy, anchored by a charming country kitchen with plenty of cabinet space.
2BasementCrawl Space, as described in the listing.
Welcome to 640 Ramsay Concession 4A-an inviting 3-bedroom, 1-bathroom bungalow that captures the essence of easy country living, just minutes from all the amenities of Carleton Place. Perfect for first-time buyers, downsizers, or anyone craving a quieter pace, this property offers a rare blend of comfort, privacy, and everyday convenience.Set against open farmland with no rear neighbours, the setting here is what truly stands out-wide, uninterrupted views and a sense of space that's hard to come by. Morning coffee hits different when it comes with a backdrop like this, and evenings feel that much more relaxed.Outside, the property is built with both practicality and lifestyle in mind. A newer detached garage provides excellent space for vehicles, tools, or hobbies, while the durable metal roof adds long-term peace of mind with minimal upkeep.Inside, the home is bright and welcoming, with large windows drawing in natural light throughout the day. The layout is functional and cozy, anchored by a charming country kitchen with plenty of cabinet space. A wood fireplace adds warmth and character, while a recently installed heat pump (within the last three years) ensures efficient comfort year-round.Thoughtful updates-including a new hot water tank in 2024-make this home move-in ready, and all essential appliances are included for added convenience.If you've been searching for a place that offers privacy, views, and that true "out of town" feel-without sacrificing proximity to shops, restaurants, and schools-this one delivers in all the right ways.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $713 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 640 Ramsay Concession 4a Conc
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
9 spacesYes garage
Basement
Crawl Space
Features & systems
Parking & garage
Garage
Yes
Parking spaces
9
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
640 Ramsay Concession 4a Conc Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,451
/mo
based on the purchase price of $499,000
$99,800 cash
$399,200 financed
$336,231 total interest
Principal54%$399,200
Interest46%$336,231
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Mississippi Mills
Other 2–4 bed homes for sale in Mississippi Mills around $499K.
Average days on market37Homes sold in about 37 days on average.
Sale-to-list ratio97.5%On average, homes sold below asking.
Active listings83Homes for sale here right now.
Median vs prior 90 days−11.2%Compared with May 4 – Aug 2, 2026: prices down.
Based on 85 sales from Aug 2 – Oct 31, 2026 (68 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 640 Ramsay Concession 4a Conc
How much is 640 Ramsay Concession 4a Conc listed for?
640 Ramsay Concession 4a Conc is listed at $499,000 (MLS® X13561182). Summitly updates the price as soon as the MLS® record changes.
Is $499,000 a good price for 640 Ramsay Concession 4a Conc?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Mississippi Mills. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 640 Ramsay Concession 4a Conc changed?
Yes — it was first listed at $528,000 and is now $499,000, a drop of $29,000 (5.5%).
How many bedrooms and bathrooms does 640 Ramsay Concession 4a Conc have?
640 Ramsay Concession 4a Conc has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Mississippi Mills.
How much would the monthly mortgage be on 640 Ramsay Concession 4a Conc?
About $2,451 a month — principal and interest on $499,000 with 20% down ($99,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 640 Ramsay Concession 4a Conc?
Yes — Sunday, November 1, 3:00 PM – 4:30 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 640 Ramsay Concession 4a Conc compare with other homes in Mississippi Mills?
Its asking price of $499,000 is about 18% below the median sold price in Mississippi Mills over the last 90 days, $611,000, across 85 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 640 Ramsay Concession 4a Conc been sold before?
Yes — Summitly has 1 earlier MLS® listing of 640 Ramsay Concession 4a Conc on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 640 Ramsay Concession 4a Conc?
640 Ramsay Concession 4a Conc is in Mississippi Mills, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 640 Ramsay Concession 4a Conc been on the market?
109 days — 640 Ramsay Concession 4a Conc was listed on July 14, 2026.
What is the price per square foot of 640 Ramsay Concession 4a Conc?
About $454 to $713 per square foot: the asking price of $499,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 640 Ramsay Concession 4a Conc have parking or a garage?
Yes — the listing gives 9 parking spaces. Garage: Yes.
