641 Harper Rd is a 3-bedroom, 1-bathroom detached home in Tay Valley, listed for $314,900. It has 1500-2000 sq ft of living space.
1Set on a private, treed lot just minutes from the historic town of Perth, 641 Harper Road offers a unique opportunity to create your ideal country retreat.
Set on a private, treed lot just minutes from the historic town of Perth, 641 Harper Road offers a unique opportunity to create your ideal country retreat. Originally a mobile home, this property has been thoughtfully expanded into a permanent bungalow-style residence featuring 3 bedrooms, 1 bathroom, and the rare advantage of a full basement for added storage and future possibilities. Major capital improvements are already in place, including a durable metal roof (2023) and a high-efficiency electric furnace (2024), providing peace of mind on some of the home's most significant expenses. With well and septic services established, the groundwork is set for you to focus on bringing your vision to life. While the interior requires updating and repairs, this property presents exceptional value for renovators, investors, or first-time buyers looking to build equity. Enjoy the tranquility of rural living, surrounded by nature, while remaining just a short drive from Perth's shops, restaurants, and amenities. An affordable opportunity to invest in a desirable location and transform this property into something truly special.
3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $210 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 641 Harper Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1500-2000 sq ftas stated on the listing
Parking
3 spaces
Basement
Unfinished
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
641 Harper Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,547
/mo
based on the purchase price of $314,900
$62,980 cash
$251,920 financed
$212,183 total interest
Principal54%$251,920
Interest46%$212,183
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Tay Valley
Other 2–4 bed homes for sale in Tay Valley around $315K.
Average days on market36Homes sold in about 36 days on average.
Sale-to-list ratio96.6%On average, homes sold below asking.
Active listings98Homes for sale here right now.
Median vs prior 90 days−15.5%Compared with Apr 24 – Jul 23, 2026: prices down.
Based on 55 sales from Jul 23 – Oct 21, 2026 (35 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 641 Harper Rd
How much is 641 Harper Rd listed for?
641 Harper Rd is listed at $314,900 (MLS® X14097860). Summitly updates the price as soon as the MLS® record changes.
Is $314,900 a good price for 641 Harper Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Tay Valley. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 641 Harper Rd changed?
No — 641 Harper Rd is still listed at its original asking price of $314,900.
How many bedrooms and bathrooms does 641 Harper Rd have?
641 Harper Rd has 3 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Tay Valley.
How much would the monthly mortgage be on 641 Harper Rd?
About $1,547 a month — principal and interest on $314,900 with 20% down ($62,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 641 Harper Rd compare with other homes in Tay Valley?
Its asking price of $314,900 is about 46% below the median sold price in Tay Valley over the last 90 days, $583,000, across 55 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 641 Harper Rd been sold before?
Yes — Summitly has 1 earlier MLS® listing of 641 Harper Rd on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 641 Harper Rd?
641 Harper Rd is in Tay Valley, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 641 Harper Rd been on the market?
1 day — 641 Harper Rd was listed on October 20, 2026.
What is the price per square foot of 641 Harper Rd?
About $157 to $210 per square foot: the asking price of $314,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 641 Harper Rd have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 641 Harper Rd have a basement, and is it finished?
The listing describes the basement as: Unfinished.
