4 Bed, 4 Bath Detached Home in Niagara-on-the-Lake
About 642 Simcoe Street
Introducing 642 Simcoe Street - also known as the successful bed and breakfast "Globetrotters" - this inviting two-storey home is sure to impress. Upon entry, you'll be greeted by beautifully designed and thoughtfully styled interiors: a perfect blend of sophistication and comfort, ideal for both large-scale entertaining and everyday living.The main level features a stunning peninsula-style kitchen with granite countertops that flows seamlessly into the inviting living room, complete with a gas fireplace, built-in bookcase, and elegant ceiling details. This level also includes a bright sunroom, a dining room, and a spacious main-floor bedroom with a private 3-piece ensuite.Upstairs, enjoy the convenience of second-floor laundry and three well-appointed, light-filled bedrooms - two of which feature their own private 3-piece ensuite bathrooms, and one that offers a walk-in closet or bonus storage space.The fully finished basement provides exceptional flexibility, with an additional bedroom or office/hobby space, another 3-piece bathroom, and a large recreation room - perfect for gatherings or relaxation.Situated on a lovely corner lot, this property is complete with roof-mounted solar panels, composite decking, multiple outdoor seating areas, a private rear garden courtyard, lush perennials, and a detached two-car garage with a versatile bonus room above.Embrace the peaceful lifestyle of charming Niagara-on-the-Lake - surrounded by scenic trails, parks, vineyards, golf courses, the Shaw Festival Theatre, and the renowned Queen Street shops - all within easy walking distance.
4 bedrooms, 4 bathrooms, about 2,000 sq ft, works out to roughly $848 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 642 Simcoe St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
Full, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Full · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
642 Simcoe St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13539388$1,695,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 642 Simcoe St Compares to the Niagara-on-the-Lake Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$8,327
/mo
based on the purchase price of $1,695,000
$339,000 cash
$1,356,000 financed
$1,142,108 total interest
Principal54%$1,356,000
Interest46%$1,142,108
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Simcoe Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 642 Simcoe St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 642 Simcoe St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Niagara-on-the-Lake
Other 3–4 bed homes for sale in Niagara-on-the-Lake around $1.7M.
Average days on market57Homes sold in about 57 days on average.
Sale-to-list ratio95.3%On average, homes sold below asking.
Active listings273Homes for sale here right now.
Median vs prior 90 days+2.2%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 157 sales from Jul 24 – Oct 22, 2026 (81 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 642 Simcoe St
How much is 642 Simcoe St listed for?
642 Simcoe St is listed at $1,695,000 (MLS® X13539388). Summitly updates the price as soon as the MLS® record changes.
Is $1,695,000 a good price for 642 Simcoe St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Niagara-on-the-Lake. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 642 Simcoe St changed?
No — 642 Simcoe St is still listed at its original asking price of $1,695,000.
How many bedrooms and bathrooms does 642 Simcoe St have?
642 Simcoe St has 4 bedrooms and 4 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Niagara-on-the-Lake.
How much would the monthly mortgage be on 642 Simcoe St?
About $8,327 a month — principal and interest on $1,695,000 with 20% down ($339,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 642 Simcoe St compare with other homes in Niagara-on-the-Lake?
Its asking price of $1,695,000 is about 68% above the median sold price in Niagara-on-the-Lake over the last 90 days, $1,010,000, across 157 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 642 Simcoe St been sold before?
Summitly has no earlier MLS® sale or lease of 642 Simcoe St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 642 Simcoe St?
642 Simcoe St is in Niagara-on-the-Lake, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 642 Simcoe St been on the market?
106 days — 642 Simcoe St was listed on July 8, 2026.
What is the price per square foot of 642 Simcoe St?
About $678 to $848 per square foot: the asking price of $1,695,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 642 Simcoe St have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 642 Simcoe St have a basement, and is it finished?
The listing describes the basement as: Full, Finished.